3 months
2.45% (paid Annually)
Min. €1
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Creditplus Bank for Expats in Germany
The fixed deposit by Creditplus Bank is available with various maturities and offers a maximum interest rate of 3.1% for the 84-month term to eligible residents in Germany.
Creditplus Bank Festgeld - raisin at a Glance
Account type: Festgeld / fixed deposit
Deposit insurance: Germany (up to €100,000 per customer)
Available maturities: See table below
6 months
2.45% (paid Annually)
Min. €1
9 months
2.45% (paid Annually)
Min. €1
12 months
2.8% (paid Annually)
Min. €1
24 months
2.95% (paid Annually)
Min. €1
36 months
3% (paid Annually)
Min. €1
48 months
3.05% (paid Annually)
Min. €1
60 months
3.1% (paid Annually)
Min. €1
72 months
3.1% (paid Annually)
Min. €1
84 months
3.1% (paid Annually)
Min. €1
How Can I Manage the Creditplus Bank Festgeld - raisin?
Your fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How Can I Open the Creditplus Bank Festgeld - raisin?
Opening the "Festgeld - raisin" fixed-term deposit with is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a 's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with . The desired amount will automatically be transferred from your Raisin reference account to .
Not sure if this account is right for you? Compare current Festgeld rates and estimated returns across available accounts in Germany.
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