12 months
1.5% (paid Annually)
Min. €25,000
Max. €100,000
Max. €100,000
DLL Bank Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by DLL Bank.
- The return on the DLL Bank fixed-term deposit is dependent on the duration of the deposit. The highest interest is 1.5% annually for a duration of 12 months.
- Savings are protected under the national deposit insurance scheme of the Netherlands.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by DLL Bank.
How much interest does the DLL Bank Festgeld - raisin pay?
DLL Bank offers the fixed-term deposit “Festgeld - raisin” with an annual percentage yield of 1.50% and a term of 12 months.
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the DLL Bank DLL Bank fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
Who is behind DLL Bank?
DLL (De Lage Landen International B.V.) is a global financing and leasing partner. Founded in 1969 and headquartered in Eindhoven, the Netherlands, the company is a wholly owned subsidiary of the Netherlands' second-largest bank, "Rabobank Group".
DLL provides asset-based financial solutions in the agriculture, food, healthcare, clean technology, construction, transportation, industrial, office equipment, and technology sectors. It works with manufacturers, dealers, and suppliers of equipment across more than 30 countries to support their sales channels and drive business growth. DLL develops solutions for the entire lifecycle of assets, including retail financing, dealer purchase financing, and used equipment financing.
How safe is my money with DLL Bank?
Deposits held with DLL are protected under the Dutch statutory deposit guarantee scheme (Het Depositogarantiestelsel), which covers eligible deposits up to 100,000 euros per depositor and bank in accordance with EU law. The Netherlands generally holds the top sovereign credit rating, AAA, reflecting a strong economic and financial environment.
See all Festgeld options
Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your DLL Bank fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on DLL Bank ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the DLL Bank “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with DLL Bank is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a DLL Bank's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with DLL Bank. The desired amount will automatically be transferred from your Raisin reference account to DLL Bank.
About the Author
Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).
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