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Settle in Germany Banking Savings Fixed-Term Deposits Estably Festgeld

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Estably for Expats in Germany

The fixed deposit by Estably is available with various maturities and offers a maximum interest rate of 2.4% for the 12-month term to eligible residents in Germany.

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Last update: August 25, 2026Last data check: September 19, 2026

Estably Festgeld at a Glance

Account type: Festgeld / fixed deposit
Deposit insurance: Liechtenstein (up to €100,000 per customer)
Available maturities: See table below

Term

Interest rate

Deposit amount

Term / interest rate / deposit amount

How Can I Manage the Estably Festgeld?

The "Festgeld" accessed via Estably is managed through the platform’s web-based client portal, where customers can view balances, manage investments, check their postbox, and manage transfers.

Estably's focus is on the DACH region (Germany, Austria, Switzerland). Customer support and the interface are therefore available in German. Customer support can be reached via WhatsApp, telephone, and email.

How Can I Open the Estably Festgeld?

The "Festgeld" via Estably can be opened entirely online through the Estably platform. You can hold a call money or fixed-term deposit account independently of the other Estably strategies.

In principle, any natural or legal person aged 18 or older can open a call money or fixed-term deposit account, provided they are not subject to US tax liability. Persons residing outside Germany will also need a registration certificate and a tax identification number.

Before using the account, customers complete a digital identity verification using VideoIdent or PostIdent. To do this, you need a valid photo ID or a passport. Afterward, it may take 3-7 days for your Estably fixed-term deposit to be ready to use.

 

 

 

Good to Know

Not sure if this account is right for you? Compare current Festgeld rates and estimated returns across available accounts in Germany.

 

Compare Fixed Deposits in Germany

Open Estably Festgeld

About the Author

Christian is a founding member of and writer at Settle in Germany. He strives to empower expats - whether fleeing war or seeking their next career step - to make their own smart and confident decisions.His guides deliver reliable and objective information about banking and connectivity in Germany. Christian brings in his profound financial and business knowledge from his studies in International Management and a successful long-year track record within international corporations. Having grown up here and lived in six countries across three continents, Christian knows the ins and outs of German particularities and understands what it means to adjust to a new environment. He is deeply immersed in Berlin's expat community, working as a personal coach to support internationals shaping a new life in Germany.

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This content is for general information only and does not constitute personalized financial advice or a recommendation to use any particular product or provider. Product features, rates, fees, eligibility requirements, and terms can change. Please conduct your own research and seek independent professional advice where appropriate. Always verify the current terms with the provider before purchasing a service or opening an account.