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Settle in Germany Banking Savings Fixed-Term Deposits growney Festgeld über growney

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growney for Expats in Germany

The fixed deposit by growney is available with various maturities and offers a maximum interest rate of % for the -month term to eligible residents in Germany.

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Last update: August 25, 2026Last data check: October 2, 2026

growney Festgeld über growney at a Glance

Account type: Festgeld / fixed deposit
Deposit insurance: the European Union (up to €100,000 per customer)
Available maturities: See table below

Term

Interest rate

Deposit amount

Term / interest rate / deposit amount

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How Can I Manage the growney Festgeld über growney?

The "Festgeld über growney" accessed through growney is managed via the platform’s online banking portal, which allows you to view balances, check savings progress, monitor and choose new investments, and carry out transfers to your linked reference account. Customer support is available via phone, chat, and email. All services and interfaces are provided in German.

How Can I Open the growney Festgeld über growney?

The opening process for the fixed-term deposit with growney is entirely digital. You choose your product and your initial investment amount. With a flexible savings account, this amount can be easily adjusted after account opening because the funds remain accessible. Afterwards, you enter all your personal data. Applicants generally must be at least 18 years old and have a current EU account (SEPA account with an IBAN) that can be used as a reference account for payouts. For savings products, you must also have a German residence permit and a German tax ID. Individuals with citizenship or tax residence in the USA, Canada, or Singapore are unfortunately unable to open an account with growney. Identity verification is completed according to your preference. The following options are available: a digital German ID card (eID), a video call (VideoIdent), or a visit to a post office (PostIdent).

Good to Know

Not sure if this account is right for you? Compare current Festgeld rates and estimated returns across available accounts in Germany.

 

Compare Fixed Deposits in Germany

Open growney Festgeld über growney

About the Author

Christian is a founding member of and writer at Settle in Germany. He strives to empower expats - whether fleeing war or seeking their next career step - to make their own smart and confident decisions.His guides deliver reliable and objective information about banking and connectivity in Germany. Christian brings in his profound financial and business knowledge from his studies in International Management and a successful long-year track record within international corporations. Having grown up here and lived in six countries across three continents, Christian knows the ins and outs of German particularities and understands what it means to adjust to a new environment. He is deeply immersed in Berlin's expat community, working as a personal coach to support internationals shaping a new life in Germany.

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This content is for general information only and does not constitute personalized financial advice or a recommendation to use any particular product or provider. Product features, rates, fees, eligibility requirements, and terms can change. Please conduct your own research and seek independent professional advice where appropriate. Always verify the current terms with the provider before purchasing a service or opening an account.