Guber Banca Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Guber Banca.
- The return on the Guber Banca fixed-term deposit is dependent on the duration of the deposit. The highest interest is % annually for a duration of months.
- Savings are protected under the national deposit insurance scheme of Italy.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Guber Banca.
How much interest does the Guber Banca Festgeld - raisin pay?
Guber Banca offers the fixed-term deposit “Festgeld - raisin”
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the Guber Banca Guber Banca fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
Who is behind Guber Banca?
Guber Banca is an Italian digital bank founded in 1991. It is headquartered in Brescia and has a strong presence in the country's financial capital through its Milan commercial office. Guber Banca specializes in managing non-performing loans and providing services to small and medium-sized enterprises (SMEs), including factoring and lending.
How safe is my money with Guber Banca?
Savings deposited with Guber Banca are protected through the Italian deposit guarantee scheme (Fondo Interbancario di Tutela dei Depositi), which secures up to 100,000 euros per customer in accordance with EU regulations. Italy's investment-grade sovereign credit rating of BBB+ indicates stable risk levels.
See all Festgeld options
Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your Guber Banca fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Guber Banca ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Guber Banca “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Guber Banca is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Guber Banca's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Guber Banca. The desired amount will automatically be transferred from your Raisin reference account to Guber Banca.
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