3 months
2% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
imprebanca Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by imprebanca.
- The return on the imprebanca fixed-term deposit is dependent on the duration of the deposit. The highest interest is 2.15% annually for a duration of 12 months.
- Savings are protected under the national deposit insurance scheme of Italy.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by imprebanca.
How much interest does the imprebanca Festgeld - raisin pay?
imprebanca offers the fixed-term deposit “Festgeld - raisin” in 7 different terms, with annual percentage yields ranging from 0.50% to 2.15%. The highest interest is paid for the 24-month fixed-term deposit.
You can find an overview of all conditions for the imprebanca fixed-term deposits below:
Term
Interest rate
Deposit amount
6 months
2.1% (paid Semi-annually)
Min. €10,000
Max. €100,000
Max. €100,000
12 months
2.15% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
24 months
2.15% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
36 months
0.5% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
48 months
0.5% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
60 months
0.5% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
Who is behind imprebanca?
imprebanca was founded in the Italian capital, Rome, in 2008. imprebanca follows a multichannel approach, accessible through branches, ATMs, and a comprehensive online banking offering. It provides tailor-made products and services for private and business customers.
The majority of imprebanca's shares are owned by 40 entrepreneurs, with the remaining 40 percent divided equally between the established players Generali Italia S.p.A. and Banca Finnat Euramerica.
How safe is my money with imprebanca?
Funds deposited with imprebanca are protected under the Italian deposit guarantee scheme "Fondo Interbancario di Tutela dei Depositi". It secures deposits up to 100,000 euros per customer in accordance with EU regulations. Italy holds an investment-grade sovereign credit rating of BBB+.
How can I manage the Festgeld - raisin account?
Your imprebanca fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on imprebanca ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the imprebanca “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with imprebanca is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a imprebanca's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with imprebanca. The desired amount will automatically be transferred from your Raisin reference account to imprebanca.
About the Author
Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).
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