12 months
2.1% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
Investitionsbank Trentino-Südtirol Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Investitionsbank Trentino-Südtirol.
- The return on the Investitionsbank Trentino-Südtirol fixed-term deposit is dependent on the duration of the deposit. The highest interest is 2.5% annually for a duration of 60 months.
- Savings are protected under the national deposit insurance scheme of Italy.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Investitionsbank Trentino-Südtirol.
How much interest does the Investitionsbank Trentino-Südtirol Festgeld - raisin pay?
Investitionsbank Trentino-Südtirol offers the fixed-term deposit “Festgeld - raisin” in 5 different terms, with annual percentage yields ranging from 2.10% to 2.50%. The highest interest is paid for the 60-month fixed-term deposit.
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the Investitionsbank Trentino-Südtirol Investitionsbank Trentino-Südtirol fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
24 months
2.2% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
36 months
2.3% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
48 months
2.4% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
60 months
2.5% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
Who is behind Investitionsbank Trentino-Südtirol?
Founded in 1953, Investitionsbank Trentino-Südtirol A.G. (or Banca d'Investimento Trentino-Alto Adige S.p.A. in Italian) is an Italian bank specializing in medium- and long-term loans for small and medium-sized enterprises (SMEs). It is based in Northeastern Italy, with headquarters in Trento and branches in Bolzano, Treviso, Padua, Bologna, and Brescia. Thanks to its strong presence in the German-speaking part of Italy, it is a bilingual bank.
Investitionsbank Trentino-Südtirol A.G. provides advisory services on equity investments and also invests directly in local businesses. It operates a specialized engineering and consulting firm focused on project financing with an emphasis on renewable energies.
The shareholders of Investitionsbank Trentino-Südtirol A.G. are the provinces of Trento and Bolzano, the Trentino–Südtirol region, as well as local cooperative banks.
How safe is my money with Investitionsbank Trentino-Südtirol?
Savings deposited with Investitionsbank Trentino-Südtirol are protected under the Italian deposit guarantee scheme (Fondo Interbancario di Tutela dei Depositi). This scheme guarantees up to 100,000 euros per customer and institution. It is based on EU-wide regulation. Italy has an investment-grade sovereign credit rating of BBB+, indicating stable risk levels.
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Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your Investitionsbank Trentino-Südtirol fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Investitionsbank Trentino-Südtirol ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Investitionsbank Trentino-Südtirol “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Investitionsbank Trentino-Südtirol is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Investitionsbank Trentino-Südtirol's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Investitionsbank Trentino-Südtirol. The desired amount will automatically be transferred from your Raisin reference account to Investitionsbank Trentino-Südtirol.
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