Fixed-Term Deposits Calculator 3/26: ≤ 3.15% Interest Yield for Festgeld in Germany

This fixed-term deposit option by HoistSpar has a duration of 3 months. Interest on the "HoistSpar Festgeld" is paid at maturity.

HoistSpar is a Swedish financial institution founded in 1994 in Stockholm. The company is in 13 markets across Europe and is regulated by the Swedish FSA. Hoist Finance is an asset management company focused on investing in and managing loan portfolios, especially non-performing consumer loans. Herein, it works in partnership with international banks and financial institutions across Europe. Moreover, its clients are over-indebted consumers, enabling them to become debt-free through debt restructuring and the creation of sustainable repayment plans.

Deposits at HoistSpar are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about HoistSpar HoistSpar Festgeld

This fixed-term deposit option by Crédit Agricole Personal Finance & Mobility has a duration of 18 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.

Crédit Agricole Personal Finance & Mobility is part of the Crédit Agricole Group, France's second-largest and one of Europe’s major banking groups, with roots in cooperative and retail banking. This is underlined by its history dating back to 1884.

In Germany, Crédit Agricole Personal Finance & Mobility focuses on consumer finance, savings, and deposit products for private customers. The bank combines the global expertise and financial strength of the Crédit Agricole network with locally adapted services.

Deposits at Crédit Agricole Personal Finance & Mobility are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Crédit Agricole Personal Finance & Mobility Festgeld

This fixed-term deposit option by Klarna has a duration of 48 months. Interest on the "Festgeld+" is paid annually.

Klarna Bank is part of the Swedish fintech company Klarna Group, founded in 2005 and headquartered in Stockholm, Sweden. Its stocks have been publicly listed at the New York Stock Exchange since 2025.

Initially focused on providing “buy now, pay later” payment solutions, Klarna has expanded into consumer banking services, including deposits, credit cards, and savings accounts. Klarna Bank offers its products digitally to European customers, combining innovative fintech solutions with traditional banking functions. Klarna operates under Swedish banking regulation and is supervised by the Swedish Financial Supervisory Authority.

Deposits at Klarna are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Klarna Festgeld+

This fixed-term deposit option by GEFA Bank has a duration of 24 months. Interest on the "GEFA ZinsWachstum 3 Jahre" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 500,000 euros.

GEFA Bank is a German specialist bank focused on equipment and vehicle financing for businesses and corporate customers. Part of the Crédit Agricole group - France’s second-largest financial provider - GEFA offers leasing, installment loans, and financing solutions rather than broad retail deposit products. However, they also offer savings accounts to private consumers.

Deposits at GEFA Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about GEFA Bank GEFA ZinsWachstum 3 Jahre

This fixed-term deposit option by Santander has a duration of 36 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 2,500 euros.

Santander in Germany operates under the Santander Consumer Bank and Santander Bank brands and is part of the Spain-based Banco Santander group. The group is a leading international banking conglomerate with approximately 165 million clients. The bank offers retail banking, consumer finance, mortgages, savings, and investment products across many countries. In Germany, Santander focuses on consumer lending and retail banking services.

Deposits at Santander are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Santander Festgeld

This fixed-term deposit option by Avida Finans has a duration of 36 months. Interest on the "Festgeld - raisin" is paid annually.

Avida Finans is a Swedish financial institution specializing in consumer credit and deposit products in the Scandinavian market. Founded in 1983, the bank has 120 employees and is listed on the NOTC stock exchange in Oslo. Avida Finans focuses on providing digital savings and lending solutions targeting retail clients as well as corporate credit and factoring products.

Deposits at Avida Finans are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Avida Finans Festgeld - raisin

This fixed-term deposit option by Creditplus Bank has a duration of 36 months. Interest on the "Festgeld - raisin" is paid annually.

Creditplus Bank was founded in 1960 and has since maintained its headquarters in Stuttgart, Germany. The bank has a clear focus on consumer loans but also offers savings products.

As a wholly owned subsidiary of CA Consumer Finance, Creditplus Bank is part of the Crédit Agricole banking group, one of the largest in France and worldwide. As part of this banking group, Creditplus Bank is committed to cooperative principles and builds on values such as solidarity, democracy, and mutuality.

Deposits at Creditplus Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Creditplus Bank Festgeld - raisin

This fixed-term deposit option by Suresse Direkt Bank has a duration of 36 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 1,000 euros.

Suresse Direkt Bank is a German brand and online bank of the Belgian branch of Santander Consumer Finance. Santander Consumer Finance is part of the Banco Santander Group, Spain's largest bank and one of the largest banking groups in the world.

Suresse Direkt Bank has been active in Belgium since 1992 and in Germany since 2022. It offers solutions for savers seeking straightforward, no-frills savings products available entirely online.

Deposits at Suresse Direkt Bank are secured through European Union regulation and the national deposit guarantee scheme of Belgium.

Read more in our detailed review about Suresse Direkt Bank Festgeld

This fixed-term deposit option by Renault Bank direkt has a duration of 12 months. Interest on the "Renault Bank direkt Festgeld" is paid monthly. The minimum deposit amount is 2,500 euros.

Renault Bank direkt is the German online bank of the Renault Group and a division of RCI Banque SA. Founded in 1924, RCI Banque SA is a wholly-owned subsidiary of the car manufacturer Renault SAS and offers automotive financial services in around 40 countries worldwide. They also offer retail banking and savings services to private customers in Germany. Renault Bank direkt markets itself as a reliable, no-frills option for savers who want flexible access to their funds while benefiting from solid banking infrastructure.

Deposits at Renault Bank direkt are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Renault Bank direkt Renault Bank direkt Festgeld

This fixed-term deposit option by Crédit Agricole Personal Finance & Mobility has a duration of 12 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.

Crédit Agricole Personal Finance & Mobility is part of the Crédit Agricole Group, France's second-largest and one of Europe’s major banking groups, with roots in cooperative and retail banking. This is underlined by its history dating back to 1884.

In Germany, Crédit Agricole Personal Finance & Mobility focuses on consumer finance, savings, and deposit products for private customers. The bank combines the global expertise and financial strength of the Crédit Agricole network with locally adapted services.

Deposits at Crédit Agricole Personal Finance & Mobility are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Crédit Agricole Personal Finance & Mobility Festgeld

This fixed-term deposit option by Crédit Agricole Personal Finance & Mobility has a duration of 6 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.

Crédit Agricole Personal Finance & Mobility is part of the Crédit Agricole Group, France's second-largest and one of Europe’s major banking groups, with roots in cooperative and retail banking. This is underlined by its history dating back to 1884.

In Germany, Crédit Agricole Personal Finance & Mobility focuses on consumer finance, savings, and deposit products for private customers. The bank combines the global expertise and financial strength of the Crédit Agricole network with locally adapted services.

Deposits at Crédit Agricole Personal Finance & Mobility are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Crédit Agricole Personal Finance & Mobility Festgeld

This fixed-term deposit option by Crédit Agricole Personal Finance & Mobility has a duration of 9 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.

Crédit Agricole Personal Finance & Mobility is part of the Crédit Agricole Group, France's second-largest and one of Europe’s major banking groups, with roots in cooperative and retail banking. This is underlined by its history dating back to 1884.

In Germany, Crédit Agricole Personal Finance & Mobility focuses on consumer finance, savings, and deposit products for private customers. The bank combines the global expertise and financial strength of the Crédit Agricole network with locally adapted services.

Deposits at Crédit Agricole Personal Finance & Mobility are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Crédit Agricole Personal Finance & Mobility Festgeld

This fixed-term deposit option by wiLLBe has a duration of 24 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 100,000 euros.

wiLLBe is a digital savings brand operated by Liechtensteinische Landesbank (LLB), one of the largest and longest-established banks in Liechtenstein. Its history dates back to 1861. The wiLLBe platform focuses on modern, app-based savings and investment solutions for retail customers across selected European markets.

Its offering includes flexible savings accounts and investment products designed for customers who value digital access, transparency, and a straightforward user experience. By combining LLB's financial strength with a modern digital interface, wiLLBe positions itself as a tech-driven alternative to traditional savings banks.

Deposits at wiLLBe are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

Read more in our detailed review about wiLLBe Festgeld

This fixed-term deposit option by Banca CF+ has a duration of 12 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.

Headquartered in Rome, Italy, Banca CF+ was founded in 1898. It specializes in financing solutions for companies in a period of strong performance or restructuring. The bank offers its customers factoring products, tax credit purchases, and short- and medium-term financing services for companies with structural and liquidity needs. To consumers, Banka CF+ offers deposit accounts.

Deposits at Banca CF+ are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Banca CF+ Festgeld - raisin

This fixed-term deposit option by Hanseatic Bank has a duration of 12 months. Interest on the "SparBrief" is paid annually. The minimum deposit amount is 2,500 euros, and the maximum deposit amount is 500,000 euros.

Hanseatic Bank is a privately owned German bank headquartered in Hamburg. Founded in 1969, it initially focused on financing retail purchases for customers of Otto Group – a leading German retail company. Over time, it expanded its portfolio to include savings solutions, consumer credit, insurance products, and credit cards.

Since 2005, the majority stake in Hanseatic Bank belongs to Société Générale, one of France’s top banks. Today, Hanseatic Bank is best known for its digital and easily accessible financial solutions.

Deposits at Hanseatic Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Hanseatic Bank SparBrief