Top Yields for German Fixed-Term Deposits:
- wiLLBe fixed-term savings account: 3.15% interest with 120-month duration
- Rediem Capital AB fixed-term savings account: 3.15% interest with 120-month duration
- wiLLBe fixed-term savings account: 3.07% interest with 108-month duration

Inbank
Festgeld - raisin
2.32 % APY
€ 464.00 est. interest
- 12 months duration
- Deposit insurance in Estonia
Commercial partner
About the Inbank 12-month fixed-term deposit
This fixed-term deposit option by Inbank has a duration of 12 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 2,000 euros, and the maximum deposit amount is 100,000 euros.
Inbank is based in Tallinn, Estonia, and has branches in Latvia and Poland. Since obtaining its own banking license in 2015, Inbank has become Estonia's youngest and fastest-growing financial institution. The institution originally emerged from the financial technology company Cofi AS, market leader for installment payment agreements in Estonia.
Deposits at Inbank are secured through European Union regulation and the national deposit guarantee scheme of Estonia.
Read more in our detailed review about Inbank Festgeld - raisin

FIMBank
Festgeld - raisin
2.32 % APY
€ 230.67 est. interest
- 6 months duration
- Deposit insurance in Malta
Commercial partner
About the FIMBank 6-month fixed-term deposit
This fixed-term deposit option by FIMBank has a duration of 6 months. Interest on the "Festgeld - raisin" is paid annually.
FIMBank p.l.c. is a licensed credit institution headquartered in Malta with a listing on the Malta Stock Exchange. The bank itself was founded in 1994. FIMBank is a member of the KIPCO Group, one of the largest holding companies in the Middle East and North Africa, with over 16,000 employees across 60 companies in more than a dozen countries. FIMBank is globally active, particularly with its services in trade finance, factoring, and forfaiting.
Deposits at FIMBank are secured through European Union regulation and the national deposit guarantee scheme of Malta.
Read more in our detailed review about FIMBank Festgeld - raisin

Holm Bank
Festgeld - raisin
2.31 % APY
€ 462.00 est. interest
- 12 months duration
- Deposit insurance in Estonia
Commercial partner
About the Holm Bank 12-month fixed-term deposit
This fixed-term deposit option by Holm Bank has a duration of 12 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.
Holm Bank is a financial institution based in Estonia, an EU member state known for its innovative digital solutions. Initially, focusing on financing installment purchases, Holm Bank's services are now available in Estonia through over 1,000 retail partners and more than 2,000 points of sale.
Since 2019, Holm Bank has significantly expanded its product range. The institution now also offers its customers fixed-term deposits, installment loans, car loans, credit cards, and business loans for small and medium-sized enterprises. All services are available online. In the same year, Holm Bank was the first Estonian credit institution to receive a licence from the European Central Bank under the new European Union Single Supervision Mechanism framework.
Deposits at Holm Bank are secured through European Union regulation and the national deposit guarantee scheme of Estonia.
Read more in our detailed review about Holm Bank Festgeld - raisin

FIMBank
Festgeld - raisin
2.31 % APY
€ 114.51 est. interest
- 3 months duration
- Deposit insurance in Malta
Commercial partner
About the FIMBank 3-month fixed-term deposit
This fixed-term deposit option by FIMBank has a duration of 3 months. Interest on the "Festgeld - raisin" is paid annually.
FIMBank p.l.c. is a licensed credit institution headquartered in Malta with a listing on the Malta Stock Exchange. The bank itself was founded in 1994. FIMBank is a member of the KIPCO Group, one of the largest holding companies in the Middle East and North Africa, with over 16,000 employees across 60 companies in more than a dozen countries. FIMBank is globally active, particularly with its services in trade finance, factoring, and forfaiting.
Deposits at FIMBank are secured through European Union regulation and the national deposit guarantee scheme of Malta.
Read more in our detailed review about FIMBank Festgeld - raisin

SWK Bank
Festgeldkonto
2.31 % APY
€ 462.00 est. interest
- 12 months duration
- Deposit insurance in Germany
Commercial partner
About the SWK Bank 12-month fixed-term deposit
This fixed-term deposit option by SWK Bank has a duration of 12 months. Interest on the "Festgeldkonto" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 250,000 euros.
SWK Bank is a German direct bank based in Mainz. It specialises in consumer lending, savings, and deposit products for private customers. Established as part of the SWK Finanzgruppe, the bank offers flexible savings accounts, fixed‑term deposits and loan products with a focus on simplicity and digital accessibility.
SWK Bank aims to provide competitive interest rates on savings and a straightforward online experience.
Deposits at SWK Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about SWK Bank Festgeldkonto

Bank of Scotland
Festgeldkonto
2.3 % APY
€ 228.69 est. interest
- 6 months duration
- Deposit insurance in Germany
Commercial partner
About the Bank of Scotland 6-month fixed-term deposit
This fixed-term deposit option by Bank of Scotland has a duration of 6 months. Interest on the "Festgeldkonto" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 500,000 euros.
Bank of Scotland is part of Lloyds Banking Group and operates across the UK as a retail and commercial bank. Founded in 1695, it has a long history and provides current accounts, savings, and mortgage products. In Germany and Europe, the Bank of Scotland brand appears via specific product partnerships or online offerings, sometimes targeted at cross-border customers.
Deposits at Bank of Scotland are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about Bank of Scotland Festgeldkonto

TARGOBANK
Festgeld
2.3 % APY
€ 1,411.98 est. interest
- 36 months duration
- Deposit insurance in Germany
Commercial partner
About the TARGOBANK 36-month fixed-term deposit
This fixed-term deposit option by TARGOBANK has a duration of 36 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 2,500 euros.
TARGOBANK emerged from the German subsidiary of American Citibank. It still operates under a German banking license but has been part of Crédit Mutuel, a cooperative and France's fifth-largest bank, since 2008.
TARGOBANK is a full-service retail bank headquartered in Düsseldorf, with a network of branches and a strong online presence. TARGOBANK's offerings are designed to serve private individuals and small business owners. This includes a wide range of financial products, such as current accounts, credit and loan products, savings and investment accounts, and retirement solutions. The bank aims to combine personalised service with digital convenience, allowing customers to conduct everyday banking either in-branch or via its online and mobile channels.
Deposits at TARGOBANK are secured through European Union regulation and the national deposit guarantee scheme of Germany.

TARGOBANK
Festgeld
2.3 % APY
€ 1,904.46 est. interest
- 48 months duration
- Deposit insurance in Germany
Commercial partner
About the TARGOBANK 48-month fixed-term deposit
This fixed-term deposit option by TARGOBANK has a duration of 48 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 2,500 euros.
TARGOBANK emerged from the German subsidiary of American Citibank. It still operates under a German banking license but has been part of Crédit Mutuel, a cooperative and France's fifth-largest bank, since 2008.
TARGOBANK is a full-service retail bank headquartered in Düsseldorf, with a network of branches and a strong online presence. TARGOBANK's offerings are designed to serve private individuals and small business owners. This includes a wide range of financial products, such as current accounts, credit and loan products, savings and investment accounts, and retirement solutions. The bank aims to combine personalised service with digital convenience, allowing customers to conduct everyday banking either in-branch or via its online and mobile channels.
Deposits at TARGOBANK are secured through European Union regulation and the national deposit guarantee scheme of Germany.

TARGOBANK
Festgeld
2.3 % APY
€ 2,408.26 est. interest
- 60 months duration
- Deposit insurance in Germany
Commercial partner
About the TARGOBANK 60-month fixed-term deposit
This fixed-term deposit option by TARGOBANK has a duration of 60 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 2,500 euros.
TARGOBANK emerged from the German subsidiary of American Citibank. It still operates under a German banking license but has been part of Crédit Mutuel, a cooperative and France's fifth-largest bank, since 2008.
TARGOBANK is a full-service retail bank headquartered in Düsseldorf, with a network of branches and a strong online presence. TARGOBANK's offerings are designed to serve private individuals and small business owners. This includes a wide range of financial products, such as current accounts, credit and loan products, savings and investment accounts, and retirement solutions. The bank aims to combine personalised service with digital convenience, allowing customers to conduct everyday banking either in-branch or via its online and mobile channels.
Deposits at TARGOBANK are secured through European Union regulation and the national deposit guarantee scheme of Germany.

TARGOBANK
Festgeld
2.3 % APY
€ 2,923.65 est. interest
- 72 months duration
- Deposit insurance in Germany
Commercial partner
About the TARGOBANK 72-month fixed-term deposit
This fixed-term deposit option by TARGOBANK has a duration of 72 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 2,500 euros.
TARGOBANK emerged from the German subsidiary of American Citibank. It still operates under a German banking license but has been part of Crédit Mutuel, a cooperative and France's fifth-largest bank, since 2008.
TARGOBANK is a full-service retail bank headquartered in Düsseldorf, with a network of branches and a strong online presence. TARGOBANK's offerings are designed to serve private individuals and small business owners. This includes a wide range of financial products, such as current accounts, credit and loan products, savings and investment accounts, and retirement solutions. The bank aims to combine personalised service with digital convenience, allowing customers to conduct everyday banking either in-branch or via its online and mobile channels.
Deposits at TARGOBANK are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Banca Progetto
Festgeld - raisin
2.3 % APY
€ 114.02 est. interest
- 3 months duration
- Deposit insurance in Italy
Commercial partner
About the Banca Progetto 3-month fixed-term deposit
This fixed-term deposit option by Banca Progetto has a duration of 3 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.
Banca Progetto is an Italian bank founded in 1994 and today focuses primarily on modern digital banking solutions for private and corporate customers. The bank has evolved from a traditional financial institution into a lean, technology-driven provider offering fully online savings and lending products. Through its strong digital orientation, Banca Progetto enables customers from several European countries to access attractive deposit products. The bank is headquartered in Milan and operates under the supervision of the Bank of Italy.
Deposits at Banca Progetto are secured through European Union regulation and the national deposit guarantee scheme of Italy.
Read more in our detailed review about Banca Progetto Festgeld - raisin

Banca Progetto
Festgeld - raisin
2.3 % APY
€ 344.02 est. interest
- 9 months duration
- Deposit insurance in Italy
Commercial partner
About the Banca Progetto 9-month fixed-term deposit
This fixed-term deposit option by Banca Progetto has a duration of 9 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.
Banca Progetto is an Italian bank founded in 1994 and today focuses primarily on modern digital banking solutions for private and corporate customers. The bank has evolved from a traditional financial institution into a lean, technology-driven provider offering fully online savings and lending products. Through its strong digital orientation, Banca Progetto enables customers from several European countries to access attractive deposit products. The bank is headquartered in Milan and operates under the supervision of the Bank of Italy.
Deposits at Banca Progetto are secured through European Union regulation and the national deposit guarantee scheme of Italy.
Read more in our detailed review about Banca Progetto Festgeld - raisin

BluOr Bank
Festgeld - raisin
2.3 % APY
€ 930.58 est. interest
- 24 months duration
- Deposit insurance in Latvia
Commercial partner
About the BluOr Bank 24-month fixed-term deposit
This fixed-term deposit option by BluOr Bank has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually.
Founded in 2001, BluOr Bank is a Latvian-licensed bank (BluOr Bank AS) headquartered in Riga. Originally established as a bank exclusively for corporate clients, BluOr Bank has increasingly established itself as a credit institution offering services to private customers. This includes both flexible savings and term-deposit products.
Deposits at BluOr Bank are secured through European Union regulation and the national deposit guarantee scheme of Latvia.
Read more in our detailed review about BluOr Bank Festgeld - raisin

BankB
Festgeld - raisin
2.3 % APY
€ 1,411.98 est. interest
- 36 months duration
- Deposit insurance in Belgium
Commercial partner
About the BankB 36-month fixed-term deposit
This fixed-term deposit option by BankB has a duration of 36 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 100,000 euros.
BankB, formerly known as CKV Spaarbank, is an independent savings bank in Belgium, founded in 1956. Its headquarters are located in Waregem, Belgium. The bank offers a diverse range of traditional savings products and customized credit solutions catered to both private and business customers. As a non-listed financial institution, BankB is regulated by the Belgian National Bank and the Financial Services and Markets Authority (FSMA).
Deposits at BankB are secured through European Union regulation and the national deposit guarantee scheme of Belgium.
Read more in our detailed review about BankB Festgeld - raisin

BankB
Festgeld - raisin
2.3 % APY
€ 1,904.46 est. interest
- 48 months duration
- Deposit insurance in Belgium
Commercial partner
About the BankB 48-month fixed-term deposit
This fixed-term deposit option by BankB has a duration of 48 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 100,000 euros.
BankB, formerly known as CKV Spaarbank, is an independent savings bank in Belgium, founded in 1956. Its headquarters are located in Waregem, Belgium. The bank offers a diverse range of traditional savings products and customized credit solutions catered to both private and business customers. As a non-listed financial institution, BankB is regulated by the Belgian National Bank and the Financial Services and Markets Authority (FSMA).
Deposits at BankB are secured through European Union regulation and the national deposit guarantee scheme of Belgium.
Read more in our detailed review about BankB Festgeld - raisin