Fixed-Term Deposits Calculator 3/26: ≤ 3.15% Interest Yield for Festgeld in Germany

This fixed-term deposit option by Klarna has a duration of 36 months. Interest on the "Festgeld+" is paid annually.

Klarna Bank is part of the Swedish fintech company Klarna Group, founded in 2005 and headquartered in Stockholm, Sweden. Its stocks have been publicly listed at the New York Stock Exchange since 2025.

Initially focused on providing “buy now, pay later” payment solutions, Klarna has expanded into consumer banking services, including deposits, credit cards, and savings accounts. Klarna Bank offers its products digitally to European customers, combining innovative fintech solutions with traditional banking functions. Klarna operates under Swedish banking regulation and is supervised by the Swedish Financial Supervisory Authority.

Deposits at Klarna are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Klarna Festgeld+

This fixed-term deposit option by Qliro AB has a duration of 3 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 85,000 euros.

Qliro was founded in 2014 by the largest online retailer group in Scandinavia, the Qliro Group. It is a Swedish financial technology company headquartered in Stockholm that offers online payment solutions in the Nordics. Qliro also provides other digital banking services, including consumer loans and savings products. Qliro is regulated by the Swedish Financial Supervisory Authority (SFSA).

Deposits at Qliro AB are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Qliro AB Festgeld - raisin

This fixed-term deposit option by Anyfin has a duration of 3 months. Interest on the "Festgeld - raisin" is paid annually.

Anyfin AB is a fintech company focused on affordable, straightforward solutions for private individuals to refinance existing consumer loans. The technology-driven approach leverages innovative tools, including machine learning and modular programming, to assess credit risk and optimize pricing.

Anyfin AB has been headquartered in Stockholm, Sweden, since its foundation in 2017. The Swedish Financial Supervisory Authority regulates the bank. It operates in Sweden, Finland, Norway, and Germany.

Deposits at Anyfin are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Anyfin Festgeld - raisin

This fixed-term deposit option by Anyfin has a duration of 6 months. Interest on the "Festgeld - raisin" is paid annually.

Anyfin AB is a fintech company focused on affordable, straightforward solutions for private individuals to refinance existing consumer loans. The technology-driven approach leverages innovative tools, including machine learning and modular programming, to assess credit risk and optimize pricing.

Anyfin AB has been headquartered in Stockholm, Sweden, since its foundation in 2017. The Swedish Financial Supervisory Authority regulates the bank. It operates in Sweden, Finland, Norway, and Germany.

Deposits at Anyfin are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Anyfin Festgeld - raisin

This fixed-term deposit option by IKB Deutsche Industriebank has a duration of 12 months. Interest on the "IKB Festgeld" is paid at maturity. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 250,000 euros.

IKB Deutsche Industriebank AG is a German bank with a long-standing focus on corporate and project financing, particularly for medium-sized enterprises. Founded in 1924, IKB is one of Germany’s established specialist banks and combines traditional banking expertise with selected retail savings products.

Alongside its core corporate banking activities, IKB offers deposit products such as Tagesgeld and fixed-term deposits to private customers, primarily via digital channels. The bank emphasises stability, professional risk management, and transparent conditions.

Deposits at IKB Deutsche Industriebank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about IKB Deutsche Industriebank IKB Festgeld

This fixed-term deposit option by Kommunalkredit Invest DE has a duration of 36 months. Interest on the "Kommunalkredit Invest Festgeld" is paid at maturity. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 500,000 euros.

Kommunalkredit Invest is a financial institution based in Vienna, Austria, that provides a range of investment and savings products, including savings accounts and fixed‑term deposits.As part of the broader Kommunalkredit Group, founded in 1958, it focuses on financing and investment solutions for larger infrastructure projects.

Retail customers can access deposit products such as Tagesgeld via digital channels and partner platforms.

Deposits at Kommunalkredit Invest DE are secured through European Union regulation and the national deposit guarantee scheme of Austria.

Read more in our detailed review about Kommunalkredit Invest DE Kommunalkredit Invest Festgeld

This fixed-term deposit option by Kommunalkredit Invest DE has a duration of 48 months. Interest on the "Kommunalkredit Invest Festgeld" is paid at maturity. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 500,000 euros.

Kommunalkredit Invest is a financial institution based in Vienna, Austria, that provides a range of investment and savings products, including savings accounts and fixed‑term deposits.As part of the broader Kommunalkredit Group, founded in 1958, it focuses on financing and investment solutions for larger infrastructure projects.

Retail customers can access deposit products such as Tagesgeld via digital channels and partner platforms.

Deposits at Kommunalkredit Invest DE are secured through European Union regulation and the national deposit guarantee scheme of Austria.

Read more in our detailed review about Kommunalkredit Invest DE Kommunalkredit Invest Festgeld

This fixed-term deposit option by Kommunalkredit Invest DE has a duration of 60 months. Interest on the "Kommunalkredit Invest Festgeld" is paid at maturity. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 500,000 euros.

Kommunalkredit Invest is a financial institution based in Vienna, Austria, that provides a range of investment and savings products, including savings accounts and fixed‑term deposits.As part of the broader Kommunalkredit Group, founded in 1958, it focuses on financing and investment solutions for larger infrastructure projects.

Retail customers can access deposit products such as Tagesgeld via digital channels and partner platforms.

Deposits at Kommunalkredit Invest DE are secured through European Union regulation and the national deposit guarantee scheme of Austria.

Read more in our detailed review about Kommunalkredit Invest DE Kommunalkredit Invest Festgeld

This fixed-term deposit option by Kommunalkredit Invest DE has a duration of 120 months. Interest on the "Kommunalkredit Invest Festgeld" is paid at maturity. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 500,000 euros.

Kommunalkredit Invest is a financial institution based in Vienna, Austria, that provides a range of investment and savings products, including savings accounts and fixed‑term deposits.As part of the broader Kommunalkredit Group, founded in 1958, it focuses on financing and investment solutions for larger infrastructure projects.

Retail customers can access deposit products such as Tagesgeld via digital channels and partner platforms.

Deposits at Kommunalkredit Invest DE are secured through European Union regulation and the national deposit guarantee scheme of Austria.

Read more in our detailed review about Kommunalkredit Invest DE Kommunalkredit Invest Festgeld

This fixed-term deposit option by Crédit Agricole Personal Finance & Mobility has a duration of 3 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.

Crédit Agricole Personal Finance & Mobility is part of the Crédit Agricole Group, France's second-largest and one of Europe’s major banking groups, with roots in cooperative and retail banking. This is underlined by its history dating back to 1884.

In Germany, Crédit Agricole Personal Finance & Mobility focuses on consumer finance, savings, and deposit products for private customers. The bank combines the global expertise and financial strength of the Crédit Agricole network with locally adapted services.

Deposits at Crédit Agricole Personal Finance & Mobility are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Crédit Agricole Personal Finance & Mobility Festgeld

This fixed-term deposit option by Santander has a duration of 60 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 2,500 euros.

Santander in Germany operates under the Santander Consumer Bank and Santander Bank brands and is part of the Spain-based Banco Santander group. The group is a leading international banking conglomerate with approximately 165 million clients. The bank offers retail banking, consumer finance, mortgages, savings, and investment products across many countries. In Germany, Santander focuses on consumer lending and retail banking services.

Deposits at Santander are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Santander Festgeld

This fixed-term deposit option by Santander has a duration of 72 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 2,500 euros.

Santander in Germany operates under the Santander Consumer Bank and Santander Bank brands and is part of the Spain-based Banco Santander group. The group is a leading international banking conglomerate with approximately 165 million clients. The bank offers retail banking, consumer finance, mortgages, savings, and investment products across many countries. In Germany, Santander focuses on consumer lending and retail banking services.

Deposits at Santander are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Santander Festgeld

This fixed-term deposit option by Santander has a duration of 84 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 2,500 euros.

Santander in Germany operates under the Santander Consumer Bank and Santander Bank brands and is part of the Spain-based Banco Santander group. The group is a leading international banking conglomerate with approximately 165 million clients. The bank offers retail banking, consumer finance, mortgages, savings, and investment products across many countries. In Germany, Santander focuses on consumer lending and retail banking services.

Deposits at Santander are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Santander Festgeld

This fixed-term deposit option by Santander has a duration of 96 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 2,500 euros.

Santander in Germany operates under the Santander Consumer Bank and Santander Bank brands and is part of the Spain-based Banco Santander group. The group is a leading international banking conglomerate with approximately 165 million clients. The bank offers retail banking, consumer finance, mortgages, savings, and investment products across many countries. In Germany, Santander focuses on consumer lending and retail banking services.

Deposits at Santander are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Santander Festgeld

This fixed-term deposit option by BluOr Bank has a duration of 3 months. Interest on the "Festgeld - raisin" is paid annually.

Founded in 2001, BluOr Bank is a Latvian-licensed bank (BluOr Bank AS) headquartered in Riga. Originally established as a bank exclusively for corporate clients, BluOr Bank has increasingly established itself as a credit institution offering services to private customers. This includes both flexible savings and term-deposit products.

Deposits at BluOr Bank are secured through European Union regulation and the national deposit guarantee scheme of Latvia.

Read more in our detailed review about BluOr Bank Festgeld - raisin