Fixed-Term Deposits Calculator 3/26: ≤ 3.15% Interest Yield for Festgeld in Germany

This fixed-term deposit option by Nordiska has a duration of 3 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 85,000 euros.

Nordiska is a Swedish‑licensed credit institution based in Stockholm, Sweden. It operates as a modern, cloud‑native bank and “embedded finance” platform. Nordiska offers a range of products, from deposits to financing options, including factoring, real estate financing, and corporate loans. The bank serves both private customers and institutional/partner clients.

Deposits at Nordiska are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Nordiska Festgeld - raisin

This fixed-term deposit option by Nordiska has a duration of 6 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 85,000 euros.

Nordiska is a Swedish‑licensed credit institution based in Stockholm, Sweden. It operates as a modern, cloud‑native bank and “embedded finance” platform. Nordiska offers a range of products, from deposits to financing options, including factoring, real estate financing, and corporate loans. The bank serves both private customers and institutional/partner clients.

Deposits at Nordiska are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Nordiska Festgeld - raisin

This fixed-term deposit option by Suresse Direkt Bank has a duration of 24 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 1,000 euros.

Suresse Direkt Bank is a German brand and online bank of the Belgian branch of Santander Consumer Finance. Santander Consumer Finance is part of the Banco Santander Group, Spain's largest bank and one of the largest banking groups in the world.

Suresse Direkt Bank has been active in Belgium since 1992 and in Germany since 2022. It offers solutions for savers seeking straightforward, no-frills savings products available entirely online.

Deposits at Suresse Direkt Bank are secured through European Union regulation and the national deposit guarantee scheme of Belgium.

Read more in our detailed review about Suresse Direkt Bank Festgeld

This fixed-term deposit option by Qred Bank has a duration of 9 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 85,000 euros.

Qred Bank is a Swedish bank founded in 2015 and is headquartered in Stockholm. Qred Bank operates across several Northern European markets and holds a leading position in small-business financing in the Nordics.

The overall mission is to improve banking services for small businesses and prioritize customer needs. Therefore, in its daily operations, Qred emphasizes flexible and fair financing options. This includes offering a credit card specifically designed for entrepreneurs, as well as lending and factoring services.

Deposits at Qred Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Qred Bank Festgeld - raisin

This fixed-term deposit option by Qred Bank has a duration of 12 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 85,000 euros.

Qred Bank is a Swedish bank founded in 2015 and is headquartered in Stockholm. Qred Bank operates across several Northern European markets and holds a leading position in small-business financing in the Nordics.

The overall mission is to improve banking services for small businesses and prioritize customer needs. Therefore, in its daily operations, Qred emphasizes flexible and fair financing options. This includes offering a credit card specifically designed for entrepreneurs, as well as lending and factoring services.

Deposits at Qred Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Qred Bank Festgeld - raisin

This fixed-term deposit option by NIBC has a duration of 60 months. Interest on the "NIBC Festgeld" is paid at maturity. The minimum deposit amount is 500 euros.

NIBC Bank is a Dutch bank with a long-standing history in corporate and structured finance, dating back to 1945.

In addition to its core business banking activities, NIBC offers savings and deposit products to retail customers in several European countries, including Germany. Through its German branch, NIBC focuses on straightforward savings solutions, including Tagesgeld and fixed-term deposits.

Deposits at NIBC are secured through European Union regulation and the national deposit guarantee scheme of the Netherlands.

Read more in our detailed review about NIBC NIBC Festgeld

This fixed-term deposit option by NIBC has a duration of 120 months. Interest on the "NIBC Festgeld" is paid at maturity. The minimum deposit amount is 500 euros.

NIBC Bank is a Dutch bank with a long-standing history in corporate and structured finance, dating back to 1945.

In addition to its core business banking activities, NIBC offers savings and deposit products to retail customers in several European countries, including Germany. Through its German branch, NIBC focuses on straightforward savings solutions, including Tagesgeld and fixed-term deposits.

Deposits at NIBC are secured through European Union regulation and the national deposit guarantee scheme of the Netherlands.

Read more in our detailed review about NIBC NIBC Festgeld

This fixed-term deposit option by Kommunalkredit Invest DE has a duration of 24 months. Interest on the "Kommunalkredit Invest Festgeld" is paid at maturity. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 500,000 euros.

Kommunalkredit Invest is a financial institution based in Vienna, Austria, that provides a range of investment and savings products, including savings accounts and fixed‑term deposits.As part of the broader Kommunalkredit Group, founded in 1958, it focuses on financing and investment solutions for larger infrastructure projects.

Retail customers can access deposit products such as Tagesgeld via digital channels and partner platforms.

Deposits at Kommunalkredit Invest DE are secured through European Union regulation and the national deposit guarantee scheme of Austria.

Read more in our detailed review about Kommunalkredit Invest DE Kommunalkredit Invest Festgeld

This fixed-term deposit option by Crédit Agricole Personal Finance & Mobility has a duration of 2 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.

Crédit Agricole Personal Finance & Mobility is part of the Crédit Agricole Group, France's second-largest and one of Europe’s major banking groups, with roots in cooperative and retail banking. This is underlined by its history dating back to 1884.

In Germany, Crédit Agricole Personal Finance & Mobility focuses on consumer finance, savings, and deposit products for private customers. The bank combines the global expertise and financial strength of the Crédit Agricole network with locally adapted services.

Deposits at Crédit Agricole Personal Finance & Mobility are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Crédit Agricole Personal Finance & Mobility Festgeld

This fixed-term deposit option by Klarna has a duration of 24 months. Interest on the "Festgeld+" is paid annually.

Klarna Bank is part of the Swedish fintech company Klarna Group, founded in 2005 and headquartered in Stockholm, Sweden. Its stocks have been publicly listed at the New York Stock Exchange since 2025.

Initially focused on providing “buy now, pay later” payment solutions, Klarna has expanded into consumer banking services, including deposits, credit cards, and savings accounts. Klarna Bank offers its products digitally to European customers, combining innovative fintech solutions with traditional banking functions. Klarna operates under Swedish banking regulation and is supervised by the Swedish Financial Supervisory Authority.

Deposits at Klarna are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Klarna Festgeld+

This fixed-term deposit option by Klarna has a duration of 12 months. Interest on the "Festgeld+" is paid annually.

Klarna Bank is part of the Swedish fintech company Klarna Group, founded in 2005 and headquartered in Stockholm, Sweden. Its stocks have been publicly listed at the New York Stock Exchange since 2025.

Initially focused on providing “buy now, pay later” payment solutions, Klarna has expanded into consumer banking services, including deposits, credit cards, and savings accounts. Klarna Bank offers its products digitally to European customers, combining innovative fintech solutions with traditional banking functions. Klarna operates under Swedish banking regulation and is supervised by the Swedish Financial Supervisory Authority.

Deposits at Klarna are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Klarna Festgeld+

This fixed-term deposit option by Bank of Scotland has a duration of 3 months. Interest on the "Festgeldkonto" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 500,000 euros.

Bank of Scotland is part of Lloyds Banking Group and operates across the UK as a retail and commercial bank. Founded in 1695, it has a long history and provides current accounts, savings, and mortgage products. In Germany and Europe, the Bank of Scotland brand appears via specific product partnerships or online offerings, sometimes targeted at cross-border customers.

Deposits at Bank of Scotland are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Bank of Scotland Festgeldkonto

This fixed-term deposit option by GEFA Bank has a duration of 12 months. Interest on the "GEFA FestGeld" is paid annually. The minimum deposit amount is 10,000 euros.

GEFA Bank is a German specialist bank focused on equipment and vehicle financing for businesses and corporate customers. Part of the Crédit Agricole group - France’s second-largest financial provider - GEFA offers leasing, installment loans, and financing solutions rather than broad retail deposit products. However, they also offer savings accounts to private consumers.

Deposits at GEFA Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about GEFA Bank GEFA FestGeld

This fixed-term deposit option by pbb direkt has a duration of 24 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros.

The new interest rate applies only to new customers and to existing customers who have not previously deposited capital into savings or fixed-term deposit accounts, up to a total amount of €250,000. The interest rate remains unchanged for existing fixed-term deposit accounts.

pbb direkt is the direct banking arm of Deutsche Pfandbriefbank (pbb), specialising in property finance and corporate lending. pbb direkt offers selected deposit products and savings accounts to retail customers, leveraging the pbb group’s balance-sheet strength and mortgage-backed funding model.

Deposits at pbb direkt are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about pbb direkt Festgeld

This fixed-term deposit option by Collector Bank has a duration of 6 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 500 euros, and the maximum deposit amount is 100,000 euros.

Collector was founded in 1999 and is based in Gothenburg. It is a Swedish digital bank offering financial solutions for private and corporate customers. The bank is a full subsidiary of Norion Bank AB, which is listed on Nasdaq Stockholm.

 Collector's banking services include savings accounts, credit solutions, and digital financial products. In addition, it offers payment solutions for e-commerce and retail, factoring, growth and savings accounts, and real estate loans.

Deposits at Collector Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Collector Bank Festgeld - raisin