Fixed-Term Deposits Calculator 3/26: ≤ 3.15% Interest Yield for Festgeld in Germany

This fixed-term deposit option by TARGOBANK has a duration of 24 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 2,500 euros.

TARGOBANK emerged from the German subsidiary of American Citibank. It still operates under a German banking license but has been part of Crédit Mutuel, a cooperative and France's fifth-largest bank, since 2008.

TARGOBANK is a full-service retail bank headquartered in Düsseldorf, with a network of branches and a strong online presence. TARGOBANK's offerings are designed to serve private individuals and small business owners. This includes a wide range of financial products, such as current accounts, credit and loan products, savings and investment accounts, and retirement solutions. The bank aims to combine personalised service with digital convenience, allowing customers to conduct everyday banking either in-branch or via its online and mobile channels.

Deposits at TARGOBANK are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about TARGOBANK Festgeld

This fixed-term deposit option by Santander has a duration of 24 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 2,500 euros.

Santander in Germany operates under the Santander Consumer Bank and Santander Bank brands and is part of the Spain-based Banco Santander group. The group is a leading international banking conglomerate with approximately 165 million clients. The bank offers retail banking, consumer finance, mortgages, savings, and investment products across many countries. In Germany, Santander focuses on consumer lending and retail banking services.

Deposits at Santander are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Santander Festgeld

This fixed-term deposit option by imprebanca has a duration of 12 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

imprebanca was founded in the Italian capital, Rome, in 2008. imprebanca follows a multichannel approach, accessible through branches, ATMs, and a comprehensive online banking offering. It provides tailor-made products and services for private and business customers.

The majority of imprebanca's shares are owned by 40 entrepreneurs, with the remaining 40 percent divided equally between the established players Generali Italia S.p.A. and Banca Finnat Euramerica. 

Deposits at imprebanca are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about imprebanca Festgeld - raisin

This fixed-term deposit option by imprebanca has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

imprebanca was founded in the Italian capital, Rome, in 2008. imprebanca follows a multichannel approach, accessible through branches, ATMs, and a comprehensive online banking offering. It provides tailor-made products and services for private and business customers.

The majority of imprebanca's shares are owned by 40 entrepreneurs, with the remaining 40 percent divided equally between the established players Generali Italia S.p.A. and Banca Finnat Euramerica. 

Deposits at imprebanca are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about imprebanca Festgeld - raisin

This fixed-term deposit option by TF Bank has a duration of 12 months. Interest on the "TF Bank Festgeldkonto" is paid annually. The minimum deposit amount is 5,000 euros.

Founded in 1987, TF Bank is a Swedish online bank specializing in consumer banking and financial services. In 2012, TF Bank obtained an official Swedish Banking license from the national supervisory authorities. For German customers, its portfolio includes credit cards and savings accounts. With a presence across several European markets, TF Bank focuses on accessible online and competitive products adapted to local needs.

Deposits at TF Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about TF Bank TF Bank Festgeldkonto

This fixed-term deposit option by wiLLBe has a duration of 12 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 100,000 euros.

wiLLBe is a digital savings brand operated by Liechtensteinische Landesbank (LLB), one of the largest and longest-established banks in Liechtenstein. Its history dates back to 1861. The wiLLBe platform focuses on modern, app-based savings and investment solutions for retail customers across selected European markets.

Its offering includes flexible savings accounts and investment products designed for customers who value digital access, transparency, and a straightforward user experience. By combining LLB's financial strength with a modern digital interface, wiLLBe positions itself as a tech-driven alternative to traditional savings banks.

Deposits at wiLLBe are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

Read more in our detailed review about wiLLBe Festgeld

This fixed-term deposit option by DenizBank has a duration of 60 months. Interest on the "DenizBank Festgeld" is paid at maturity. The minimum deposit amount is 1,000 euros.

DenizBank AG is the Austrian subsidiary of DenizBank A.Ş., an international banking group with roots in Turkey and operations across several countries.

In Germany, DenizBank offers financial products for consumers and businesses. This includes deposit products, credit and financing, and international transfer solutions. DenizBank AG operates as a licensed credit institution under Austrian banking supervision.

Deposits at DenizBank are secured through European Union regulation and the national deposit guarantee scheme of Austria.

Read more in our detailed review about DenizBank DenizBank Festgeld

This fixed-term deposit option by TF Bank has a duration of 12 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 85,000 euros.

Founded in 1987, TF Bank is a Swedish online bank specializing in consumer banking and financial services. In 2012, TF Bank obtained an official Swedish Banking license from the national supervisory authorities. For German customers, its portfolio includes credit cards and savings accounts. With a presence across several European markets, TF Bank focuses on accessible online and competitive products adapted to local needs.

Deposits at TF Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about TF Bank Festgeld - raisin

This fixed-term deposit option by Klarna has a duration of 36 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 500 euros, and the maximum deposit amount is 100,000 euros.

Klarna Bank is part of the Swedish fintech company Klarna Group, founded in 2005 and headquartered in Stockholm, Sweden. Its stocks have been publicly listed at the New York Stock Exchange since 2025.

Initially focused on providing “buy now, pay later” payment solutions, Klarna has expanded into consumer banking services, including deposits, credit cards, and savings accounts. Klarna Bank offers its products digitally to European customers, combining innovative fintech solutions with traditional banking functions. Klarna operates under Swedish banking regulation and is supervised by the Swedish Financial Supervisory Authority.

Deposits at Klarna are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Klarna Festgeld - raisin

This fixed-term deposit option by Klarna has a duration of 18 months. Interest on the "Festgeld+" is paid annually.

Klarna Bank is part of the Swedish fintech company Klarna Group, founded in 2005 and headquartered in Stockholm, Sweden. Its stocks have been publicly listed at the New York Stock Exchange since 2025.

Initially focused on providing “buy now, pay later” payment solutions, Klarna has expanded into consumer banking services, including deposits, credit cards, and savings accounts. Klarna Bank offers its products digitally to European customers, combining innovative fintech solutions with traditional banking functions. Klarna operates under Swedish banking regulation and is supervised by the Swedish Financial Supervisory Authority.

Deposits at Klarna are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Klarna Festgeld+

This fixed-term deposit option by bunq has a duration of 12 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 100,000 euros.

Founded in 2012, bunq is a Netherlands-based neo-bank operating throughout the EU. It considers itself a pioneer in sustainable banking, allowing customers to choose where and how their money is invested.

In addition to standard day-to-day banking and payments, bunq offers savings features - including dedicated savings accounts that let users set aside money, earn interest, and manage funds directly through the bunq mobile app. Its platform is designed for people who prefer fully digital banking without traditional branch networks.

Deposits at bunq are secured through European Union regulation and the national deposit guarantee scheme of the Netherlands.

Read more in our detailed review about bunq Festgeld

This fixed-term deposit option by imprebanca has a duration of 6 months. Interest on the "Festgeld - raisin" is paid semi-annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

imprebanca was founded in the Italian capital, Rome, in 2008. imprebanca follows a multichannel approach, accessible through branches, ATMs, and a comprehensive online banking offering. It provides tailor-made products and services for private and business customers.

The majority of imprebanca's shares are owned by 40 entrepreneurs, with the remaining 40 percent divided equally between the established players Generali Italia S.p.A. and Banca Finnat Euramerica. 

Deposits at imprebanca are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about imprebanca Festgeld - raisin

This fixed-term deposit option by Resurs Bank has a duration of 12 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 500 euros, and the maximum deposit amount is 100,000 euros.

Resurs Bank is a Swedish online bank founded in 1977 and headquartered in Helsingborg. The bank specializes in consumer financial services, including savings, loans, and payment solutions, with a strong focus on digital accessibility.

Resurs Bank offers its products across several European countries, including Germany, often via partner platforms. Its business model emphasizes flexibility and ease of use for retail customers, offering competitive interest rates on deposit products. The Swedish Financial Supervisory Authority regulates Resurs Bank and requires it to adhere to strict Nordic banking standards.

Deposits at Resurs Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Resurs Bank Festgeld - raisin

This fixed-term deposit option by Südtiroler Sparkasse has a duration of 96 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

The South Tyrolean Savings Bank (Südtiroler Sparkasse) is the largest credit institution in the province of South Tyrol, Italy. Founded in 1854, it is an independent bank with headquarters in Bozen. The bank operates more than 100 branches, primarily in South Tyrol, as well as in the neighboring province of Trentino and the northeastern province of Veneto. However, it also maintains branches and advisory hubs in key economic hubs of northern Italy and in Munich, Germany.

Südtiroler Sparkasse focuses on providing financing solutions for private customers, small and medium-sized enterprises (SMEs), and public administration. In addition, the bank offers corporate finance solutions, asset management, and insurance products.

Deposits at Südtiroler Sparkasse are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Südtiroler Sparkasse Festgeld - raisin

This fixed-term deposit option by Südtiroler Sparkasse has a duration of 120 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

The South Tyrolean Savings Bank (Südtiroler Sparkasse) is the largest credit institution in the province of South Tyrol, Italy. Founded in 1854, it is an independent bank with headquarters in Bozen. The bank operates more than 100 branches, primarily in South Tyrol, as well as in the neighboring province of Trentino and the northeastern province of Veneto. However, it also maintains branches and advisory hubs in key economic hubs of northern Italy and in Munich, Germany.

Südtiroler Sparkasse focuses on providing financing solutions for private customers, small and medium-sized enterprises (SMEs), and public administration. In addition, the bank offers corporate finance solutions, asset management, and insurance products.

Deposits at Südtiroler Sparkasse are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Südtiroler Sparkasse Festgeld - raisin