Top Yields for German Fixed-Term Deposits:
- wiLLBe fixed-term savings account: 3.15% interest with 120-month duration
- Rediem Capital AB fixed-term savings account: 3.15% interest with 120-month duration
- wiLLBe fixed-term savings account: 3.07% interest with 108-month duration

wiLLBe
Festgeld
2.1 % APY
€ 314.18 est. interest
- 9 months duration
- Deposit insurance in Liechtenstein
Commercial partner
About the wiLLBe 9-month fixed-term deposit
This fixed-term deposit option by wiLLBe has a duration of 9 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 100,000 euros.
wiLLBe is a digital savings brand operated by Liechtensteinische Landesbank (LLB), one of the largest and longest-established banks in Liechtenstein. Its history dates back to 1861. The wiLLBe platform focuses on modern, app-based savings and investment solutions for retail customers across selected European markets.
Its offering includes flexible savings accounts and investment products designed for customers who value digital access, transparency, and a straightforward user experience. By combining LLB's financial strength with a modern digital interface, wiLLBe positions itself as a tech-driven alternative to traditional savings banks.
Deposits at wiLLBe are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

wiLLBe
Festgeld
2.1 % APY
€ 349.39 est. interest
- 10 months duration
- Deposit insurance in Liechtenstein
Commercial partner
About the wiLLBe 10-month fixed-term deposit
This fixed-term deposit option by wiLLBe has a duration of 10 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 100,000 euros.
wiLLBe is a digital savings brand operated by Liechtensteinische Landesbank (LLB), one of the largest and longest-established banks in Liechtenstein. Its history dates back to 1861. The wiLLBe platform focuses on modern, app-based savings and investment solutions for retail customers across selected European markets.
Its offering includes flexible savings accounts and investment products designed for customers who value digital access, transparency, and a straightforward user experience. By combining LLB's financial strength with a modern digital interface, wiLLBe positions itself as a tech-driven alternative to traditional savings banks.
Deposits at wiLLBe are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

wiLLBe
Festgeld
2.1 % APY
€ 384.67 est. interest
- 11 months duration
- Deposit insurance in Liechtenstein
Commercial partner
About the wiLLBe 11-month fixed-term deposit
This fixed-term deposit option by wiLLBe has a duration of 11 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 100,000 euros.
wiLLBe is a digital savings brand operated by Liechtensteinische Landesbank (LLB), one of the largest and longest-established banks in Liechtenstein. Its history dates back to 1861. The wiLLBe platform focuses on modern, app-based savings and investment solutions for retail customers across selected European markets.
Its offering includes flexible savings accounts and investment products designed for customers who value digital access, transparency, and a straightforward user experience. By combining LLB's financial strength with a modern digital interface, wiLLBe positions itself as a tech-driven alternative to traditional savings banks.
Deposits at wiLLBe are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

Qliro AB
Festgeld - raisin
2.1 % APY
€ 208.91 est. interest
- 6 months duration
- Deposit insurance in Sweden
Commercial partner
About the Qliro AB 6-month fixed-term deposit
This fixed-term deposit option by Qliro AB has a duration of 6 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 85,000 euros.
Qliro was founded in 2014 by the largest online retailer group in Scandinavia, the Qliro Group. It is a Swedish financial technology company headquartered in Stockholm that offers online payment solutions in the Nordics. Qliro also provides other digital banking services, including consumer loans and savings products. Qliro is regulated by the Swedish Financial Supervisory Authority (SFSA).
Deposits at Qliro AB are secured through European Union regulation and the national deposit guarantee scheme of Sweden.
Read more in our detailed review about Qliro AB Festgeld - raisin

DenizBank
DenizBank Festgeld
2.1 % APY
€ 1,680.00 est. interest
- 48 months duration
- Deposit insurance in Austria
Commercial partner
About the DenizBank 48-month fixed-term deposit
This fixed-term deposit option by DenizBank has a duration of 48 months. Interest on the "DenizBank Festgeld" is paid at maturity. The minimum deposit amount is 1,000 euros.
DenizBank AG is the Austrian subsidiary of DenizBank A.Ş., an international banking group with roots in Turkey and operations across several countries.
In Germany, DenizBank offers financial products for consumers and businesses. This includes deposit products, credit and financing, and international transfer solutions. DenizBank AG operates as a licensed credit institution under Austrian banking supervision.
Deposits at DenizBank are secured through European Union regulation and the national deposit guarantee scheme of Austria.
Read more in our detailed review about DenizBank DenizBank Festgeld

NIBC
NIBC Festgeld
2.1 % APY
€ 840.00 est. interest
- 24 months duration
- Deposit insurance in the Netherlands
Commercial partner
About the NIBC 24-month fixed-term deposit
This fixed-term deposit option by NIBC has a duration of 24 months. Interest on the "NIBC Festgeld" is paid at maturity. The minimum deposit amount is 500 euros.
NIBC Bank is a Dutch bank with a long-standing history in corporate and structured finance, dating back to 1945.
In addition to its core business banking activities, NIBC offers savings and deposit products to retail customers in several European countries, including Germany. Through its German branch, NIBC focuses on straightforward savings solutions, including Tagesgeld and fixed-term deposits.
Deposits at NIBC are secured through European Union regulation and the national deposit guarantee scheme of the Netherlands.

NIBC
NIBC Festgeld
2.1 % APY
€ 1,260.00 est. interest
- 36 months duration
- Deposit insurance in the Netherlands
Commercial partner
About the NIBC 36-month fixed-term deposit
This fixed-term deposit option by NIBC has a duration of 36 months. Interest on the "NIBC Festgeld" is paid at maturity. The minimum deposit amount is 500 euros.
NIBC Bank is a Dutch bank with a long-standing history in corporate and structured finance, dating back to 1945.
In addition to its core business banking activities, NIBC offers savings and deposit products to retail customers in several European countries, including Germany. Through its German branch, NIBC focuses on straightforward savings solutions, including Tagesgeld and fixed-term deposits.
Deposits at NIBC are secured through European Union regulation and the national deposit guarantee scheme of the Netherlands.

Banca Sistema
Festgeld - raisin
2.1 % APY
€ 420.00 est. interest
- 12 months duration
- Deposit insurance in Italy
Commercial partner
About the Banca Sistema 12-month fixed-term deposit
This fixed-term deposit option by Banca Sistema has a duration of 12 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.
Banca Sistema is an Italian financial institution founded in Milan in 2011. Banca Sistema now also has offices in Rome and London. In June 2015, it was listed on the Star Segment of the Borsa Italiana stock exchange.
Banca Sistema's services include the purchase of trade receivables from Italian public administrations and tax receivables. To private individuals, they offer savings solutions.
Deposits at Banca Sistema are secured through European Union regulation and the national deposit guarantee scheme of Italy.
Read more in our detailed review about Banca Sistema Festgeld - raisin

Collector Bank
Festgeld - raisin
2.05 % APY
€ 306.72 est. interest
- 9 months duration
- Deposit insurance in Sweden
Commercial partner
About the Collector Bank 9-month fixed-term deposit
This fixed-term deposit option by Collector Bank has a duration of 9 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 500 euros, and the maximum deposit amount is 100,000 euros.
Collector was founded in 1999 and is based in Gothenburg. It is a Swedish digital bank offering financial solutions for private and corporate customers. The bank is a full subsidiary of Norion Bank AB, which is listed on Nasdaq Stockholm.
Collector's banking services include savings accounts, credit solutions, and digital financial products. In addition, it offers payment solutions for e-commerce and retail, factoring, growth and savings accounts, and real estate loans.
Deposits at Collector Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.
Read more in our detailed review about Collector Bank Festgeld - raisin

wiLLBe
Festgeld
2.05 % APY
€ 203.96 est. interest
- 6 months duration
- Deposit insurance in Liechtenstein
Commercial partner
About the wiLLBe 6-month fixed-term deposit
This fixed-term deposit option by wiLLBe has a duration of 6 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 100,000 euros.
wiLLBe is a digital savings brand operated by Liechtensteinische Landesbank (LLB), one of the largest and longest-established banks in Liechtenstein. Its history dates back to 1861. The wiLLBe platform focuses on modern, app-based savings and investment solutions for retail customers across selected European markets.
Its offering includes flexible savings accounts and investment products designed for customers who value digital access, transparency, and a straightforward user experience. By combining LLB's financial strength with a modern digital interface, wiLLBe positions itself as a tech-driven alternative to traditional savings banks.
Deposits at wiLLBe are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

wiLLBe
Festgeld
2.05 % APY
€ 238.15 est. interest
- 7 months duration
- Deposit insurance in Liechtenstein
Commercial partner
About the wiLLBe 7-month fixed-term deposit
This fixed-term deposit option by wiLLBe has a duration of 7 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 100,000 euros.
wiLLBe is a digital savings brand operated by Liechtensteinische Landesbank (LLB), one of the largest and longest-established banks in Liechtenstein. Its history dates back to 1861. The wiLLBe platform focuses on modern, app-based savings and investment solutions for retail customers across selected European markets.
Its offering includes flexible savings accounts and investment products designed for customers who value digital access, transparency, and a straightforward user experience. By combining LLB's financial strength with a modern digital interface, wiLLBe positions itself as a tech-driven alternative to traditional savings banks.
Deposits at wiLLBe are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

wiLLBe
Festgeld
2.05 % APY
€ 272.41 est. interest
- 8 months duration
- Deposit insurance in Liechtenstein
Commercial partner
About the wiLLBe 8-month fixed-term deposit
This fixed-term deposit option by wiLLBe has a duration of 8 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 100,000 euros.
wiLLBe is a digital savings brand operated by Liechtensteinische Landesbank (LLB), one of the largest and longest-established banks in Liechtenstein. Its history dates back to 1861. The wiLLBe platform focuses on modern, app-based savings and investment solutions for retail customers across selected European markets.
Its offering includes flexible savings accounts and investment products designed for customers who value digital access, transparency, and a straightforward user experience. By combining LLB's financial strength with a modern digital interface, wiLLBe positions itself as a tech-driven alternative to traditional savings banks.
Deposits at wiLLBe are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

Qliro AB
Festgeld - raisin
2.05 % APY
€ 410.00 est. interest
- 12 months duration
- Deposit insurance in Sweden
Commercial partner
About the Qliro AB 12-month fixed-term deposit
This fixed-term deposit option by Qliro AB has a duration of 12 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 85,000 euros.
Qliro was founded in 2014 by the largest online retailer group in Scandinavia, the Qliro Group. It is a Swedish financial technology company headquartered in Stockholm that offers online payment solutions in the Nordics. Qliro also provides other digital banking services, including consumer loans and savings products. Qliro is regulated by the Swedish Financial Supervisory Authority (SFSA).
Deposits at Qliro AB are secured through European Union regulation and the national deposit guarantee scheme of Sweden.
Read more in our detailed review about Qliro AB Festgeld - raisin

DenizBank
DenizBank Festgeld
2.05 % APY
€ 1,230.00 est. interest
- 36 months duration
- Deposit insurance in Austria
Commercial partner
About the DenizBank 36-month fixed-term deposit
This fixed-term deposit option by DenizBank has a duration of 36 months. Interest on the "DenizBank Festgeld" is paid at maturity. The minimum deposit amount is 1,000 euros.
DenizBank AG is the Austrian subsidiary of DenizBank A.Ş., an international banking group with roots in Turkey and operations across several countries.
In Germany, DenizBank offers financial products for consumers and businesses. This includes deposit products, credit and financing, and international transfer solutions. DenizBank AG operates as a licensed credit institution under Austrian banking supervision.
Deposits at DenizBank are secured through European Union regulation and the national deposit guarantee scheme of Austria.
Read more in our detailed review about DenizBank DenizBank Festgeld

novobanco
Festgeld - raisin
2.05 % APY
€ 203.96 est. interest
- 6 months duration
- Deposit insurance in Portugal
Commercial partner
About the novobanco 6-month fixed-term deposit
This fixed-term deposit option by novobanco has a duration of 6 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.
novobanco is one of the largest banks in Portugal, with around 300 branches and 20 corporate centers in 2023. Headquartered in Lisbon, novobanco universal bank was formed in 2014 from Banco Espírito Santo S.A. (BES), which was founded in 1869.
As part of its business model, novobanco focuses on traditional banking products, lending, and insurance solutions for businesses and private customers. In addition, novobanco bases its actions on the principles of sustainability in order to make a positive contribution to the entire ecosystem in which it operates. In line with ESG (environmental, social, and governance) guidelines, novobanco reduces its direct impact on the environment and is committed to emöployee well-being.
Deposits at novobanco are secured through European Union regulation and the national deposit guarantee scheme of Portugal.
Read more in our detailed review about novobanco Festgeld - raisin