Fixed-Term Deposits Calculator 3/26: ≤ 3.15% Interest Yield for Festgeld in Germany

This fixed-term deposit option by Klarna has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 500 euros, and the maximum deposit amount is 100,000 euros.

Klarna Bank is part of the Swedish fintech company Klarna Group, founded in 2005 and headquartered in Stockholm, Sweden. Its stocks have been publicly listed at the New York Stock Exchange since 2025.

Initially focused on providing “buy now, pay later” payment solutions, Klarna has expanded into consumer banking services, including deposits, credit cards, and savings accounts. Klarna Bank offers its products digitally to European customers, combining innovative fintech solutions with traditional banking functions. Klarna operates under Swedish banking regulation and is supervised by the Swedish Financial Supervisory Authority.

Deposits at Klarna are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Klarna Festgeld - raisin

This fixed-term deposit option by Klarna has a duration of 9 months. Interest on the "Festgeld+" is paid annually.

Klarna Bank is part of the Swedish fintech company Klarna Group, founded in 2005 and headquartered in Stockholm, Sweden. Its stocks have been publicly listed at the New York Stock Exchange since 2025.

Initially focused on providing “buy now, pay later” payment solutions, Klarna has expanded into consumer banking services, including deposits, credit cards, and savings accounts. Klarna Bank offers its products digitally to European customers, combining innovative fintech solutions with traditional banking functions. Klarna operates under Swedish banking regulation and is supervised by the Swedish Financial Supervisory Authority.

Deposits at Klarna are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Klarna Festgeld+

This fixed-term deposit option by Klarna has a duration of 12 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 500 euros, and the maximum deposit amount is 100,000 euros.

Klarna Bank is part of the Swedish fintech company Klarna Group, founded in 2005 and headquartered in Stockholm, Sweden. Its stocks have been publicly listed at the New York Stock Exchange since 2025.

Initially focused on providing “buy now, pay later” payment solutions, Klarna has expanded into consumer banking services, including deposits, credit cards, and savings accounts. Klarna Bank offers its products digitally to European customers, combining innovative fintech solutions with traditional banking functions. Klarna operates under Swedish banking regulation and is supervised by the Swedish Financial Supervisory Authority.

Deposits at Klarna are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Klarna Festgeld - raisin

This fixed-term deposit option by Südtiroler Sparkasse has a duration of 6 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

The South Tyrolean Savings Bank (Südtiroler Sparkasse) is the largest credit institution in the province of South Tyrol, Italy. Founded in 1854, it is an independent bank with headquarters in Bozen. The bank operates more than 100 branches, primarily in South Tyrol, as well as in the neighboring province of Trentino and the northeastern province of Veneto. However, it also maintains branches and advisory hubs in key economic hubs of northern Italy and in Munich, Germany.

Südtiroler Sparkasse focuses on providing financing solutions for private customers, small and medium-sized enterprises (SMEs), and public administration. In addition, the bank offers corporate finance solutions, asset management, and insurance products.

Deposits at Südtiroler Sparkasse are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Südtiroler Sparkasse Festgeld - raisin

This fixed-term deposit option by Südtiroler Sparkasse has a duration of 9 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

The South Tyrolean Savings Bank (Südtiroler Sparkasse) is the largest credit institution in the province of South Tyrol, Italy. Founded in 1854, it is an independent bank with headquarters in Bozen. The bank operates more than 100 branches, primarily in South Tyrol, as well as in the neighboring province of Trentino and the northeastern province of Veneto. However, it also maintains branches and advisory hubs in key economic hubs of northern Italy and in Munich, Germany.

Südtiroler Sparkasse focuses on providing financing solutions for private customers, small and medium-sized enterprises (SMEs), and public administration. In addition, the bank offers corporate finance solutions, asset management, and insurance products.

Deposits at Südtiroler Sparkasse are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Südtiroler Sparkasse Festgeld - raisin

This fixed-term deposit option by Südtiroler Sparkasse has a duration of 12 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

The South Tyrolean Savings Bank (Südtiroler Sparkasse) is the largest credit institution in the province of South Tyrol, Italy. Founded in 1854, it is an independent bank with headquarters in Bozen. The bank operates more than 100 branches, primarily in South Tyrol, as well as in the neighboring province of Trentino and the northeastern province of Veneto. However, it also maintains branches and advisory hubs in key economic hubs of northern Italy and in Munich, Germany.

Südtiroler Sparkasse focuses on providing financing solutions for private customers, small and medium-sized enterprises (SMEs), and public administration. In addition, the bank offers corporate finance solutions, asset management, and insurance products.

Deposits at Südtiroler Sparkasse are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Südtiroler Sparkasse Festgeld - raisin

This fixed-term deposit option by Südtiroler Sparkasse has a duration of 18 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

The South Tyrolean Savings Bank (Südtiroler Sparkasse) is the largest credit institution in the province of South Tyrol, Italy. Founded in 1854, it is an independent bank with headquarters in Bozen. The bank operates more than 100 branches, primarily in South Tyrol, as well as in the neighboring province of Trentino and the northeastern province of Veneto. However, it also maintains branches and advisory hubs in key economic hubs of northern Italy and in Munich, Germany.

Südtiroler Sparkasse focuses on providing financing solutions for private customers, small and medium-sized enterprises (SMEs), and public administration. In addition, the bank offers corporate finance solutions, asset management, and insurance products.

Deposits at Südtiroler Sparkasse are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Südtiroler Sparkasse Festgeld - raisin

This fixed-term deposit option by Südtiroler Sparkasse has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

The South Tyrolean Savings Bank (Südtiroler Sparkasse) is the largest credit institution in the province of South Tyrol, Italy. Founded in 1854, it is an independent bank with headquarters in Bozen. The bank operates more than 100 branches, primarily in South Tyrol, as well as in the neighboring province of Trentino and the northeastern province of Veneto. However, it also maintains branches and advisory hubs in key economic hubs of northern Italy and in Munich, Germany.

Südtiroler Sparkasse focuses on providing financing solutions for private customers, small and medium-sized enterprises (SMEs), and public administration. In addition, the bank offers corporate finance solutions, asset management, and insurance products.

Deposits at Südtiroler Sparkasse are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Südtiroler Sparkasse Festgeld - raisin

This fixed-term deposit option by Südtiroler Sparkasse has a duration of 36 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

The South Tyrolean Savings Bank (Südtiroler Sparkasse) is the largest credit institution in the province of South Tyrol, Italy. Founded in 1854, it is an independent bank with headquarters in Bozen. The bank operates more than 100 branches, primarily in South Tyrol, as well as in the neighboring province of Trentino and the northeastern province of Veneto. However, it also maintains branches and advisory hubs in key economic hubs of northern Italy and in Munich, Germany.

Südtiroler Sparkasse focuses on providing financing solutions for private customers, small and medium-sized enterprises (SMEs), and public administration. In addition, the bank offers corporate finance solutions, asset management, and insurance products.

Deposits at Südtiroler Sparkasse are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Südtiroler Sparkasse Festgeld - raisin

This fixed-term deposit option by Südtiroler Sparkasse has a duration of 48 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

The South Tyrolean Savings Bank (Südtiroler Sparkasse) is the largest credit institution in the province of South Tyrol, Italy. Founded in 1854, it is an independent bank with headquarters in Bozen. The bank operates more than 100 branches, primarily in South Tyrol, as well as in the neighboring province of Trentino and the northeastern province of Veneto. However, it also maintains branches and advisory hubs in key economic hubs of northern Italy and in Munich, Germany.

Südtiroler Sparkasse focuses on providing financing solutions for private customers, small and medium-sized enterprises (SMEs), and public administration. In addition, the bank offers corporate finance solutions, asset management, and insurance products.

Deposits at Südtiroler Sparkasse are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Südtiroler Sparkasse Festgeld - raisin

This fixed-term deposit option by Südtiroler Sparkasse has a duration of 60 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

The South Tyrolean Savings Bank (Südtiroler Sparkasse) is the largest credit institution in the province of South Tyrol, Italy. Founded in 1854, it is an independent bank with headquarters in Bozen. The bank operates more than 100 branches, primarily in South Tyrol, as well as in the neighboring province of Trentino and the northeastern province of Veneto. However, it also maintains branches and advisory hubs in key economic hubs of northern Italy and in Munich, Germany.

Südtiroler Sparkasse focuses on providing financing solutions for private customers, small and medium-sized enterprises (SMEs), and public administration. In addition, the bank offers corporate finance solutions, asset management, and insurance products.

Deposits at Südtiroler Sparkasse are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Südtiroler Sparkasse Festgeld - raisin

This fixed-term deposit option by Südtiroler Sparkasse has a duration of 72 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

The South Tyrolean Savings Bank (Südtiroler Sparkasse) is the largest credit institution in the province of South Tyrol, Italy. Founded in 1854, it is an independent bank with headquarters in Bozen. The bank operates more than 100 branches, primarily in South Tyrol, as well as in the neighboring province of Trentino and the northeastern province of Veneto. However, it also maintains branches and advisory hubs in key economic hubs of northern Italy and in Munich, Germany.

Südtiroler Sparkasse focuses on providing financing solutions for private customers, small and medium-sized enterprises (SMEs), and public administration. In addition, the bank offers corporate finance solutions, asset management, and insurance products.

Deposits at Südtiroler Sparkasse are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Südtiroler Sparkasse Festgeld - raisin

This fixed-term deposit option by Südtiroler Sparkasse has a duration of 84 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

The South Tyrolean Savings Bank (Südtiroler Sparkasse) is the largest credit institution in the province of South Tyrol, Italy. Founded in 1854, it is an independent bank with headquarters in Bozen. The bank operates more than 100 branches, primarily in South Tyrol, as well as in the neighboring province of Trentino and the northeastern province of Veneto. However, it also maintains branches and advisory hubs in key economic hubs of northern Italy and in Munich, Germany.

Südtiroler Sparkasse focuses on providing financing solutions for private customers, small and medium-sized enterprises (SMEs), and public administration. In addition, the bank offers corporate finance solutions, asset management, and insurance products.

Deposits at Südtiroler Sparkasse are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Südtiroler Sparkasse Festgeld - raisin

This fixed-term deposit option by 1822direkt has a duration of 24 months. Interest on the "Festgeldkonto" is paid annually. The minimum deposit amount is 5,000 euros.

1822direkt is the direct bank brand of Frankfurter Sparkasse and part of the Sparkassen‑Finanzgruppe. Founded in 1996 as an online banking arm, 1822direkt offers retail banking products under a digital-first model while relying on Frankfurter Sparkasse for its banking licence and infrastructure.

The product range focuses on everyday banking and savings: current accounts, a flexible savings account, fixed-term deposits, investment products, and consumer lending. As an online channel within the public Sparkasse network, 1822direkt combines digital ease of use with the reputation and regional backing of Germany’s savings bank group – Germany’s leading banking group in terms of customers.

Deposits at 1822direkt are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about 1822direkt Festgeldkonto

This fixed-term deposit option by Bank of Scotland has a duration of 12 months. Interest on the "Festgeldkonto" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 500,000 euros.

Bank of Scotland is part of Lloyds Banking Group and operates across the UK as a retail and commercial bank. Founded in 1695, it has a long history and provides current accounts, savings, and mortgage products. In Germany and Europe, the Bank of Scotland brand appears via specific product partnerships or online offerings, sometimes targeted at cross-border customers.

Deposits at Bank of Scotland are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Bank of Scotland Festgeldkonto