Top Yields for German Fixed-Term Deposits:
- wiLLBe fixed-term savings account: 3.15% interest with 120-month duration
- Rediem Capital AB fixed-term savings account: 3.15% interest with 120-month duration
- wiLLBe fixed-term savings account: 3.07% interest with 108-month duration

Bank of Scotland
Festgeldkonto
2 % APY
€ 299.26 est. interest
- 9 months duration
- Deposit insurance in Germany
Commercial partner
About the Bank of Scotland 9-month fixed-term deposit
This fixed-term deposit option by Bank of Scotland has a duration of 9 months. Interest on the "Festgeldkonto" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 500,000 euros.
Bank of Scotland is part of Lloyds Banking Group and operates across the UK as a retail and commercial bank. Founded in 1695, it has a long history and provides current accounts, savings, and mortgage products. In Germany and Europe, the Bank of Scotland brand appears via specific product partnerships or online offerings, sometimes targeted at cross-border customers.
Deposits at Bank of Scotland are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about Bank of Scotland Festgeldkonto

Bank of Scotland
Festgeldkonto
2 % APY
€ 808.00 est. interest
- 24 months duration
- Deposit insurance in Germany
Commercial partner
About the Bank of Scotland 24-month fixed-term deposit
This fixed-term deposit option by Bank of Scotland has a duration of 24 months. Interest on the "Festgeldkonto" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 500,000 euros.
Bank of Scotland is part of Lloyds Banking Group and operates across the UK as a retail and commercial bank. Founded in 1695, it has a long history and provides current accounts, savings, and mortgage products. In Germany and Europe, the Bank of Scotland brand appears via specific product partnerships or online offerings, sometimes targeted at cross-border customers.
Deposits at Bank of Scotland are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about Bank of Scotland Festgeldkonto

pbb direkt
FestgeldPLUS
2 % APY
€ 1,224.16 est. interest
- 36 months duration
- Deposit insurance in Germany
Commercial partner
About the pbb direkt 36-month fixed-term deposit
This fixed-term deposit option by pbb direkt has a duration of 36 months. Interest on the "FestgeldPLUS" is paid annually. The minimum deposit amount is 5,000 euros.
pbb direkt is the direct banking arm of Deutsche Pfandbriefbank (pbb), specialising in property finance and corporate lending. pbb direkt offers selected deposit products and savings accounts to retail customers, leveraging the pbb group’s balance-sheet strength and mortgage-backed funding model.
Deposits at pbb direkt are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about pbb direkt FestgeldPLUS

DKB
Festgeld
2 % APY
€ 814.14 est. interest
- 24 months duration
- Deposit insurance in Germany
Commercial partner
About the DKB 24-month fixed-term deposit
This fixed-term deposit option by DKB has a duration of 24 months. Interest on the "Festgeld" is paid quarterly. The minimum deposit amount is 2,500 euros.
DKB (Deutsche Kreditbank AG) is probably the most established online bank in Germany, with its headquarters in Berlin and a founding date of 1990. It is backed by the State Bank of Bavaria (BayernLB) and is known for offering one of the most popular German current accounts. Moreover, DKB provides a comprehensive range of retail banking and investment products, including savings and deposit accounts, credit and lending solutions, and securities services. It serves both private and business customers across Germany.
Deposits at DKB are secured through European Union regulation and the national deposit guarantee scheme of Germany.

DKB
Festgeld
2 % APY
€ 1,233.56 est. interest
- 36 months duration
- Deposit insurance in Germany
Commercial partner
About the DKB 36-month fixed-term deposit
This fixed-term deposit option by DKB has a duration of 36 months. Interest on the "Festgeld" is paid quarterly. The minimum deposit amount is 2,500 euros.
DKB (Deutsche Kreditbank AG) is probably the most established online bank in Germany, with its headquarters in Berlin and a founding date of 1990. It is backed by the State Bank of Bavaria (BayernLB) and is known for offering one of the most popular German current accounts. Moreover, DKB provides a comprehensive range of retail banking and investment products, including savings and deposit accounts, credit and lending solutions, and securities services. It serves both private and business customers across Germany.
Deposits at DKB are secured through European Union regulation and the national deposit guarantee scheme of Germany.

DKB
Festgeld
2 % APY
€ 1,661.42 est. interest
- 48 months duration
- Deposit insurance in Germany
Commercial partner
About the DKB 48-month fixed-term deposit
This fixed-term deposit option by DKB has a duration of 48 months. Interest on the "Festgeld" is paid quarterly. The minimum deposit amount is 2,500 euros.
DKB (Deutsche Kreditbank AG) is probably the most established online bank in Germany, with its headquarters in Berlin and a founding date of 1990. It is backed by the State Bank of Bavaria (BayernLB) and is known for offering one of the most popular German current accounts. Moreover, DKB provides a comprehensive range of retail banking and investment products, including savings and deposit accounts, credit and lending solutions, and securities services. It serves both private and business customers across Germany.
Deposits at DKB are secured through European Union regulation and the national deposit guarantee scheme of Germany.

DKB
Festgeld
2 % APY
€ 2,097.91 est. interest
- 60 months duration
- Deposit insurance in Germany
Commercial partner
About the DKB 60-month fixed-term deposit
This fixed-term deposit option by DKB has a duration of 60 months. Interest on the "Festgeld" is paid quarterly. The minimum deposit amount is 2,500 euros.
DKB (Deutsche Kreditbank AG) is probably the most established online bank in Germany, with its headquarters in Berlin and a founding date of 1990. It is backed by the State Bank of Bavaria (BayernLB) and is known for offering one of the most popular German current accounts. Moreover, DKB provides a comprehensive range of retail banking and investment products, including savings and deposit accounts, credit and lending solutions, and securities services. It serves both private and business customers across Germany.
Deposits at DKB are secured through European Union regulation and the national deposit guarantee scheme of Germany.

DKB
Festgeld
2 % APY
€ 4,415.88 est. interest
- 120 months duration
- Deposit insurance in Germany
Commercial partner
About the DKB 120-month fixed-term deposit
This fixed-term deposit option by DKB has a duration of 120 months. Interest on the "Festgeld" is paid quarterly. The minimum deposit amount is 2,500 euros.
DKB (Deutsche Kreditbank AG) is probably the most established online bank in Germany, with its headquarters in Berlin and a founding date of 1990. It is backed by the State Bank of Bavaria (BayernLB) and is known for offering one of the most popular German current accounts. Moreover, DKB provides a comprehensive range of retail banking and investment products, including savings and deposit accounts, credit and lending solutions, and securities services. It serves both private and business customers across Germany.
Deposits at DKB are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Nordax Bank
Festgeld - raisin
2 % APY
€ 400.00 est. interest
- 12 months duration
- Deposit insurance in Sweden
Commercial partner
About the Nordax Bank 12-month fixed-term deposit
This fixed-term deposit option by Nordax Bank has a duration of 12 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 2,000 euros, and the maximum deposit amount is 85,000 euros.
Nordax Bank is a specialist online bank headquartered in Stockholm, Sweden, focusing primarily on consumer savings and lending products across the Nordic region. Founded in 2003, the bank has grown into one of Sweden’s established niche financial institutions, serving customers in Sweden, Norway, Finland, and Germany. Nordax Bank is supervised by the Swedish Financial Supervisory Authority (Finansinspektionen) and operates under strict Nordic regulatory standards. Their savings products are generally distributed in Germany through digital platforms such as Raisin, making them accessible to depositors from various EU countries.
Deposits at Nordax Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.
Read more in our detailed review about Nordax Bank Festgeld - raisin

Nordax Bank
Festgeld - raisin
2 % APY
€ 99.26 est. interest
- 3 months duration
- Deposit insurance in Sweden
Commercial partner
About the Nordax Bank 3-month fixed-term deposit
This fixed-term deposit option by Nordax Bank has a duration of 3 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 2,000 euros, and the maximum deposit amount is 85,000 euros.
Nordax Bank is a specialist online bank headquartered in Stockholm, Sweden, focusing primarily on consumer savings and lending products across the Nordic region. Founded in 2003, the bank has grown into one of Sweden’s established niche financial institutions, serving customers in Sweden, Norway, Finland, and Germany. Nordax Bank is supervised by the Swedish Financial Supervisory Authority (Finansinspektionen) and operates under strict Nordic regulatory standards. Their savings products are generally distributed in Germany through digital platforms such as Raisin, making them accessible to depositors from various EU countries.
Deposits at Nordax Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.
Read more in our detailed review about Nordax Bank Festgeld - raisin

Nordax Bank
Festgeld - raisin
2 % APY
€ 199.01 est. interest
- 6 months duration
- Deposit insurance in Sweden
Commercial partner
About the Nordax Bank 6-month fixed-term deposit
This fixed-term deposit option by Nordax Bank has a duration of 6 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 2,000 euros, and the maximum deposit amount is 85,000 euros.
Nordax Bank is a specialist online bank headquartered in Stockholm, Sweden, focusing primarily on consumer savings and lending products across the Nordic region. Founded in 2003, the bank has grown into one of Sweden’s established niche financial institutions, serving customers in Sweden, Norway, Finland, and Germany. Nordax Bank is supervised by the Swedish Financial Supervisory Authority (Finansinspektionen) and operates under strict Nordic regulatory standards. Their savings products are generally distributed in Germany through digital platforms such as Raisin, making them accessible to depositors from various EU countries.
Deposits at Nordax Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.
Read more in our detailed review about Nordax Bank Festgeld - raisin

Nordax Bank
Festgeld - raisin
2 % APY
€ 299.26 est. interest
- 9 months duration
- Deposit insurance in Sweden
Commercial partner
About the Nordax Bank 9-month fixed-term deposit
This fixed-term deposit option by Nordax Bank has a duration of 9 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 2,000 euros, and the maximum deposit amount is 85,000 euros.
Nordax Bank is a specialist online bank headquartered in Stockholm, Sweden, focusing primarily on consumer savings and lending products across the Nordic region. Founded in 2003, the bank has grown into one of Sweden’s established niche financial institutions, serving customers in Sweden, Norway, Finland, and Germany. Nordax Bank is supervised by the Swedish Financial Supervisory Authority (Finansinspektionen) and operates under strict Nordic regulatory standards. Their savings products are generally distributed in Germany through digital platforms such as Raisin, making them accessible to depositors from various EU countries.
Deposits at Nordax Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.
Read more in our detailed review about Nordax Bank Festgeld - raisin

Inbank
Festgeld - raisin
2 % APY
€ 199.01 est. interest
- 6 months duration
- Deposit insurance in Estonia
Commercial partner
About the Inbank 6-month fixed-term deposit
This fixed-term deposit option by Inbank has a duration of 6 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 2,000 euros, and the maximum deposit amount is 100,000 euros.
Inbank is based in Tallinn, Estonia, and has branches in Latvia and Poland. Since obtaining its own banking license in 2015, Inbank has become Estonia's youngest and fastest-growing financial institution. The institution originally emerged from the financial technology company Cofi AS, market leader for installment payment agreements in Estonia.
Deposits at Inbank are secured through European Union regulation and the national deposit guarantee scheme of Estonia.
Read more in our detailed review about Inbank Festgeld - raisin

imprebanca
Festgeld - raisin
2 % APY
€ 99.26 est. interest
- 3 months duration
- Deposit insurance in Italy
Commercial partner
About the imprebanca 3-month fixed-term deposit
This fixed-term deposit option by imprebanca has a duration of 3 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.
imprebanca was founded in the Italian capital, Rome, in 2008. imprebanca follows a multichannel approach, accessible through branches, ATMs, and a comprehensive online banking offering. It provides tailor-made products and services for private and business customers.
The majority of imprebanca's shares are owned by 40 entrepreneurs, with the remaining 40 percent divided equally between the established players Generali Italia S.p.A. and Banca Finnat Euramerica.
Deposits at imprebanca are secured through European Union regulation and the national deposit guarantee scheme of Italy.
Read more in our detailed review about imprebanca Festgeld - raisin

BluOr Bank
Festgeld - raisin
2 % APY
€ 1,224.16 est. interest
- 36 months duration
- Deposit insurance in Latvia
Commercial partner
About the BluOr Bank 36-month fixed-term deposit
This fixed-term deposit option by BluOr Bank has a duration of 36 months. Interest on the "Festgeld - raisin" is paid annually.
Founded in 2001, BluOr Bank is a Latvian-licensed bank (BluOr Bank AS) headquartered in Riga. Originally established as a bank exclusively for corporate clients, BluOr Bank has increasingly established itself as a credit institution offering services to private customers. This includes both flexible savings and term-deposit products.
Deposits at BluOr Bank are secured through European Union regulation and the national deposit guarantee scheme of Latvia.
Read more in our detailed review about BluOr Bank Festgeld - raisin