Top Yields for German Fixed-Term Deposits:
- wiLLBe fixed-term savings account: 3.15% interest with 120-month duration
- Rediem Capital AB fixed-term savings account: 3.15% interest with 120-month duration
- wiLLBe fixed-term savings account: 3.07% interest with 108-month duration

Crédit Agricole Personal Finance & Mobility
Festgeld
2.85 % APY
€ 3,673.13 est. interest
- 72 months duration
- Deposit insurance in France
Commercial partner
About the Crédit Agricole Personal Finance & Mobility 72-month fixed-term deposit
This fixed-term deposit option by Crédit Agricole Personal Finance & Mobility has a duration of 72 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.
Crédit Agricole Personal Finance & Mobility is part of the Crédit Agricole Group, France's second-largest and one of Europe’s major banking groups, with roots in cooperative and retail banking. This is underlined by its history dating back to 1884.
In Germany, Crédit Agricole Personal Finance & Mobility focuses on consumer finance, savings, and deposit products for private customers. The bank combines the global expertise and financial strength of the Crédit Agricole network with locally adapted services.
Deposits at Crédit Agricole Personal Finance & Mobility are secured through European Union regulation and the national deposit guarantee scheme of France.
Read more in our detailed review about Crédit Agricole Personal Finance & Mobility Festgeld

wiLLBe
Festgeld
2.81 % APY
€ 3,617.95 est. interest
- 72 months duration
- Deposit insurance in Liechtenstein
Commercial partner
About the wiLLBe 72-month fixed-term deposit
This fixed-term deposit option by wiLLBe has a duration of 72 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 100,000 euros.
wiLLBe is a digital savings brand operated by Liechtensteinische Landesbank (LLB), one of the largest and longest-established banks in Liechtenstein. Its history dates back to 1861. The wiLLBe platform focuses on modern, app-based savings and investment solutions for retail customers across selected European markets.
Its offering includes flexible savings accounts and investment products designed for customers who value digital access, transparency, and a straightforward user experience. By combining LLB's financial strength with a modern digital interface, wiLLBe positions itself as a tech-driven alternative to traditional savings banks.
Deposits at wiLLBe are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

Stellantis Direktbank
Stellantis Direktbank Festgeld
2.81 % APY
€ 1,139.79 est. interest
- 24 months duration
- Deposit insurance in France
Commercial partner
About the Stellantis Direktbank 24-month fixed-term deposit
This fixed-term deposit option by Stellantis Direktbank has a duration of 24 months. Interest on the "Stellantis Direktbank Festgeld" is paid annually. The minimum deposit amount is 500 euros.
Stellantis Direktbank has offered financial services to the automotive sector for over 40 years. It is part of the Stellantis group, which owns car brands like Chrysler, Citroën, Fiat, Jeep, Opel, and Peugeot. Initially, Stellantis Direktbank marketed its financial services to private customers as PSA Direktbank. The direct bank focuses on digitally accessible products for savers seeking simple access to competitive deposit rates, without extensive branch networks.
Deposits at Stellantis Direktbank are secured through European Union regulation and the national deposit guarantee scheme of France.
Read more in our detailed review about Stellantis Direktbank Stellantis Direktbank Festgeld

GEFA Bank
GEFA FestGeld
2.8 % APY
€ 2,335.85 est. interest
- 48 months duration
- Deposit insurance in Germany
Commercial partner
About the GEFA Bank 48-month fixed-term deposit
This fixed-term deposit option by GEFA Bank has a duration of 48 months. Interest on the "GEFA FestGeld" is paid annually. The minimum deposit amount is 10,000 euros.
GEFA Bank is a German specialist bank focused on equipment and vehicle financing for businesses and corporate customers. Part of the Crédit Agricole group - France’s second-largest financial provider - GEFA offers leasing, installment loans, and financing solutions rather than broad retail deposit products. However, they also offer savings accounts to private consumers.
Deposits at GEFA Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about GEFA Bank GEFA FestGeld

GEFA Bank
GEFA AuszahlPlan
2.8 % APY
€ 3,604.17 est. interest
- 72 months duration
- Deposit insurance in Germany
Commercial partner
About the GEFA Bank 72-month fixed-term deposit
This fixed-term deposit option by GEFA Bank has a duration of 72 months. Interest on the "GEFA AuszahlPlan" is paid annually. The minimum deposit amount is 10,000 euros.
GEFA Bank is a German specialist bank focused on equipment and vehicle financing for businesses and corporate customers. Part of the Crédit Agricole group - France’s second-largest financial provider - GEFA offers leasing, installment loans, and financing solutions rather than broad retail deposit products. However, they also offer savings accounts to private consumers.
Deposits at GEFA Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about GEFA Bank GEFA AuszahlPlan

TF Bank
Festgeld - raisin
2.8 % APY
€ 2,961.25 est. interest
- 60 months duration
- Deposit insurance in Sweden
Commercial partner
About the TF Bank 60-month fixed-term deposit
This fixed-term deposit option by TF Bank has a duration of 60 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 85,000 euros.
Founded in 1987, TF Bank is a Swedish online bank specializing in consumer banking and financial services. In 2012, TF Bank obtained an official Swedish Banking license from the national supervisory authorities. For German customers, its portfolio includes credit cards and savings accounts. With a presence across several European markets, TF Bank focuses on accessible online and competitive products adapted to local needs.
Deposits at TF Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.
Read more in our detailed review about TF Bank Festgeld - raisin

Rediem Capital AB
Festgeld - raisin
2.8 % APY
€ 3,604.17 est. interest
- 72 months duration
- Deposit insurance in Sweden
Commercial partner
About the Rediem Capital AB 72-month fixed-term deposit
This fixed-term deposit option by Rediem Capital AB has a duration of 72 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.
Rediem Capital is a Swedish credit market company founded in 2024. It is headquartered in Stockholm and supervised by the Swedish Financial Supervisory Authority (Finansinspektionen). The bank offers attractive fixed-term deposits to private customers in several European markets.
Since 2026, Rediem Capital has been part of Myntro Group (formerly Alektum Group), a debt collection company founded in 1992 and headquartered in Bremen, Germany.
Deposits at Rediem Capital AB are secured through European Union regulation and the national deposit guarantee scheme of Sweden.
Read more in our detailed review about Rediem Capital AB Festgeld - raisin

Rediem Capital AB
Festgeld - raisin
2.8 % APY
€ 4,265.08 est. interest
- 84 months duration
- Deposit insurance in Sweden
Commercial partner
About the Rediem Capital AB 84-month fixed-term deposit
This fixed-term deposit option by Rediem Capital AB has a duration of 84 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.
Rediem Capital is a Swedish credit market company founded in 2024. It is headquartered in Stockholm and supervised by the Swedish Financial Supervisory Authority (Finansinspektionen). The bank offers attractive fixed-term deposits to private customers in several European markets.
Since 2026, Rediem Capital has been part of Myntro Group (formerly Alektum Group), a debt collection company founded in 1992 and headquartered in Bremen, Germany.
Deposits at Rediem Capital AB are secured through European Union regulation and the national deposit guarantee scheme of Sweden.
Read more in our detailed review about Rediem Capital AB Festgeld - raisin

Izola Bank
Festgeld - raisin
2.78 % APY
€ 1,714.80 est. interest
- 36 months duration
- Deposit insurance in Malta
Commercial partner
About the Izola Bank 36-month fixed-term deposit
This fixed-term deposit option by Izola Bank has a duration of 36 months. Interest on the "Festgeld - raisin" is paid annually.
Founded in 1994, Izola Bank is a Maltese online bank based in Valletta. It offers financial products for corporate and private customers in Belgium, France, and Malta. With its internet-based approach, the bank focuses on providing low-cost solutions and competitive interest rates.
Izola Bank is wholly owned by the Van Marcke Group, one of Europe's largest wholesalers of sanitary and heating products, based in Kortrijk, Belgium.
Deposits at Izola Bank are secured through European Union regulation and the national deposit guarantee scheme of Malta.
Read more in our detailed review about Izola Bank Festgeld - raisin

pbb direkt
Festgeld
2.75 % APY
€ 6,233.02 est. interest
- 120 months duration
- Deposit insurance in Germany
Commercial partner
About the pbb direkt 120-month fixed-term deposit
This fixed-term deposit option by pbb direkt has a duration of 120 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros.
The new interest rate applies only to new customers and to existing customers who have not previously deposited capital into savings or fixed-term deposit accounts, up to a total amount of €250,000. The interest rate remains unchanged for existing fixed-term deposit accounts.
pbb direkt is the direct banking arm of Deutsche Pfandbriefbank (pbb), specialising in property finance and corporate lending. pbb direkt offers selected deposit products and savings accounts to retail customers, leveraging the pbb group’s balance-sheet strength and mortgage-backed funding model.
Deposits at pbb direkt are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Collector Bank
Festgeld - raisin
2.75 % APY
€ 2,292.43 est. interest
- 48 months duration
- Deposit insurance in Sweden
Commercial partner
About the Collector Bank 48-month fixed-term deposit
This fixed-term deposit option by Collector Bank has a duration of 48 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 500 euros, and the maximum deposit amount is 100,000 euros.
Collector was founded in 1999 and is based in Gothenburg. It is a Swedish digital bank offering financial solutions for private and corporate customers. The bank is a full subsidiary of Norion Bank AB, which is listed on Nasdaq Stockholm.
Collector's banking services include savings accounts, credit solutions, and digital financial products. In addition, it offers payment solutions for e-commerce and retail, factoring, growth and savings accounts, and real estate loans.
Deposits at Collector Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.
Read more in our detailed review about Collector Bank Festgeld - raisin

Grenke Bank
Grenke Bank Festgeld
2.75 % APY
€ 2,905.47 est. interest
- 60 months duration
- Deposit insurance in Germany
Commercial partner
About the Grenke Bank 60-month fixed-term deposit
This fixed-term deposit option by Grenke Bank has a duration of 60 months. Interest on the "Grenke Bank Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.
Grenke Bank got its name after the takeover of Hesse Newman & Co., a private bank with a history dating back to 1777. It belongs to Grenke AG, which is a German financial services company that offers leasing, financing, and savings products through its subsidiaries. While historically known for leasing and SME financing, Grenke also provides deposit products to retail customers through its banking arm.
Grenke positions itself as a flexible financial partner that combines traditional banking with modern digital tools, a focus on simplicity, and competitive conditions.
Deposits at Grenke Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about Grenke Bank Grenke Bank Festgeld
IKB Deutsche Industriebank
IKB Festgeld
2.75 % APY
€ 2,750.00 est. interest
- 60 months duration
- Deposit insurance in Germany
Commercial partner
About the IKB Deutsche Industriebank 60-month fixed-term deposit
This fixed-term deposit option by IKB Deutsche Industriebank has a duration of 60 months. Interest on the "IKB Festgeld" is paid at maturity. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 250,000 euros.
IKB Deutsche Industriebank AG is a German bank with a long-standing focus on corporate and project financing, particularly for medium-sized enterprises. Founded in 1924, IKB is one of Germany’s established specialist banks and combines traditional banking expertise with selected retail savings products.
Alongside its core corporate banking activities, IKB offers deposit products such as Tagesgeld and fixed-term deposits to private customers, primarily via digital channels. The bank emphasises stability, professional risk management, and transparent conditions.
Deposits at IKB Deutsche Industriebank are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about IKB Deutsche Industriebank IKB Festgeld
IKB Deutsche Industriebank
IKB Festgeld
2.75 % APY
€ 5,500.00 est. interest
- 120 months duration
- Deposit insurance in Germany
Commercial partner
About the IKB Deutsche Industriebank 120-month fixed-term deposit
This fixed-term deposit option by IKB Deutsche Industriebank has a duration of 120 months. Interest on the "IKB Festgeld" is paid at maturity. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 250,000 euros.
IKB Deutsche Industriebank AG is a German bank with a long-standing focus on corporate and project financing, particularly for medium-sized enterprises. Founded in 1924, IKB is one of Germany’s established specialist banks and combines traditional banking expertise with selected retail savings products.
Alongside its core corporate banking activities, IKB offers deposit products such as Tagesgeld and fixed-term deposits to private customers, primarily via digital channels. The bank emphasises stability, professional risk management, and transparent conditions.
Deposits at IKB Deutsche Industriebank are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about IKB Deutsche Industriebank IKB Festgeld

Crédit Agricole Personal Finance & Mobility
Festgeld
2.75 % APY
€ 2,905.47 est. interest
- 60 months duration
- Deposit insurance in France
Commercial partner
About the Crédit Agricole Personal Finance & Mobility 60-month fixed-term deposit
This fixed-term deposit option by Crédit Agricole Personal Finance & Mobility has a duration of 60 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.
Crédit Agricole Personal Finance & Mobility is part of the Crédit Agricole Group, France's second-largest and one of Europe’s major banking groups, with roots in cooperative and retail banking. This is underlined by its history dating back to 1884.
In Germany, Crédit Agricole Personal Finance & Mobility focuses on consumer finance, savings, and deposit products for private customers. The bank combines the global expertise and financial strength of the Crédit Agricole network with locally adapted services.
Deposits at Crédit Agricole Personal Finance & Mobility are secured through European Union regulation and the national deposit guarantee scheme of France.
Read more in our detailed review about Crédit Agricole Personal Finance & Mobility Festgeld