Fixed-Term Deposits Calculator 3/26: ≤ 3.15% Interest Yield for Festgeld in Germany

This fixed-term deposit option by Izola Bank has a duration of 12 months. Interest on the "Festgeld - raisin" is paid annually.

Founded in 1994, Izola Bank is a Maltese online bank based in Valletta. It offers financial products for corporate and private customers in Belgium, France, and Malta. With its internet-based approach, the bank focuses on providing low-cost solutions and competitive interest rates.

Izola Bank is wholly owned by the Van Marcke Group, one of Europe's largest wholesalers of sanitary and heating products, based in Kortrijk, Belgium.

Deposits at Izola Bank are secured through European Union regulation and the national deposit guarantee scheme of Malta.

Read more in our detailed review about Izola Bank Festgeld - raisin

This fixed-term deposit option by Izola Bank has a duration of 6 months. Interest on the "Festgeld - raisin" is paid annually.

Founded in 1994, Izola Bank is a Maltese online bank based in Valletta. It offers financial products for corporate and private customers in Belgium, France, and Malta. With its internet-based approach, the bank focuses on providing low-cost solutions and competitive interest rates.

Izola Bank is wholly owned by the Van Marcke Group, one of Europe's largest wholesalers of sanitary and heating products, based in Kortrijk, Belgium.

Deposits at Izola Bank are secured through European Union regulation and the national deposit guarantee scheme of Malta.

Read more in our detailed review about Izola Bank Festgeld - raisin

This fixed-term deposit option by Resurs Bank has a duration of 6 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 500 euros, and the maximum deposit amount is 100,000 euros.

Resurs Bank is a Swedish online bank founded in 1977 and headquartered in Helsingborg. The bank specializes in consumer financial services, including savings, loans, and payment solutions, with a strong focus on digital accessibility.

Resurs Bank offers its products across several European countries, including Germany, often via partner platforms. Its business model emphasizes flexibility and ease of use for retail customers, offering competitive interest rates on deposit products. The Swedish Financial Supervisory Authority regulates Resurs Bank and requires it to adhere to strict Nordic banking standards.

Deposits at Resurs Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Resurs Bank Festgeld - raisin

This fixed-term deposit option by Resurs Bank has a duration of 9 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 500 euros, and the maximum deposit amount is 100,000 euros.

Resurs Bank is a Swedish online bank founded in 1977 and headquartered in Helsingborg. The bank specializes in consumer financial services, including savings, loans, and payment solutions, with a strong focus on digital accessibility.

Resurs Bank offers its products across several European countries, including Germany, often via partner platforms. Its business model emphasizes flexibility and ease of use for retail customers, offering competitive interest rates on deposit products. The Swedish Financial Supervisory Authority regulates Resurs Bank and requires it to adhere to strict Nordic banking standards.

Deposits at Resurs Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Resurs Bank Festgeld - raisin

This fixed-term deposit option by Creditplus Bank has a duration of 3 months. Interest on the "Festgeld - raisin" is paid annually.

Creditplus Bank was founded in 1960 and has since maintained its headquarters in Stuttgart, Germany. The bank has a clear focus on consumer loans but also offers savings products.

As a wholly owned subsidiary of CA Consumer Finance, Creditplus Bank is part of the Crédit Agricole banking group, one of the largest in France and worldwide. As part of this banking group, Creditplus Bank is committed to cooperative principles and builds on values such as solidarity, democracy, and mutuality.

Deposits at Creditplus Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Creditplus Bank Festgeld - raisin

This fixed-term deposit option by DenizBank has a duration of 9 months. Interest on the "DenizBank Festgeld" is paid at maturity. The minimum deposit amount is 1,000 euros.

DenizBank AG is the Austrian subsidiary of DenizBank A.Ş., an international banking group with roots in Turkey and operations across several countries.

In Germany, DenizBank offers financial products for consumers and businesses. This includes deposit products, credit and financing, and international transfer solutions. DenizBank AG operates as a licensed credit institution under Austrian banking supervision.

Deposits at DenizBank are secured through European Union regulation and the national deposit guarantee scheme of Austria.

Read more in our detailed review about DenizBank DenizBank Festgeld

This fixed-term deposit option by DenizBank has a duration of 120 months. Interest on the "DenizBank Festgeld" is paid at maturity. The minimum deposit amount is 1,000 euros.

DenizBank AG is the Austrian subsidiary of DenizBank A.Ş., an international banking group with roots in Turkey and operations across several countries.

In Germany, DenizBank offers financial products for consumers and businesses. This includes deposit products, credit and financing, and international transfer solutions. DenizBank AG operates as a licensed credit institution under Austrian banking supervision.

Deposits at DenizBank are secured through European Union regulation and the national deposit guarantee scheme of Austria.

Read more in our detailed review about DenizBank DenizBank Festgeld

This fixed-term deposit option by SWK Bank has a duration of 6 months. Interest on the "Festgeldkonto" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 250,000 euros.

SWK Bank is a German direct bank based in Mainz. It specialises in consumer lending, savings, and deposit products for private customers. Established as part of the SWK Finanzgruppe, the bank offers flexible savings accounts, fixed‑term deposits and loan products with a focus on simplicity and digital accessibility.

SWK Bank aims to provide competitive interest rates on savings and a straightforward online experience.

Deposits at SWK Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about SWK Bank Festgeldkonto

This fixed-term deposit option by Klarna has a duration of 6 months. Interest on the "Festgeld+" is paid annually.

Klarna Bank is part of the Swedish fintech company Klarna Group, founded in 2005 and headquartered in Stockholm, Sweden. Its stocks have been publicly listed at the New York Stock Exchange since 2025.

Initially focused on providing “buy now, pay later” payment solutions, Klarna has expanded into consumer banking services, including deposits, credit cards, and savings accounts. Klarna Bank offers its products digitally to European customers, combining innovative fintech solutions with traditional banking functions. Klarna operates under Swedish banking regulation and is supervised by the Swedish Financial Supervisory Authority.

Deposits at Klarna are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Klarna Festgeld+

This fixed-term deposit option by wiLLBe has a duration of 2 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 100,000 euros.

wiLLBe is a digital savings brand operated by Liechtensteinische Landesbank (LLB), one of the largest and longest-established banks in Liechtenstein. Its history dates back to 1861. The wiLLBe platform focuses on modern, app-based savings and investment solutions for retail customers across selected European markets.

Its offering includes flexible savings accounts and investment products designed for customers who value digital access, transparency, and a straightforward user experience. By combining LLB's financial strength with a modern digital interface, wiLLBe positions itself as a tech-driven alternative to traditional savings banks.

Deposits at wiLLBe are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

Read more in our detailed review about wiLLBe Festgeld

This fixed-term deposit option by bunq has a duration of 6 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 100,000 euros.

Founded in 2012, bunq is a Netherlands-based neo-bank operating throughout the EU. It considers itself a pioneer in sustainable banking, allowing customers to choose where and how their money is invested.

In addition to standard day-to-day banking and payments, bunq offers savings features - including dedicated savings accounts that let users set aside money, earn interest, and manage funds directly through the bunq mobile app. Its platform is designed for people who prefer fully digital banking without traditional branch networks.

Deposits at bunq are secured through European Union regulation and the national deposit guarantee scheme of the Netherlands.

Read more in our detailed review about bunq Festgeld

This fixed-term deposit option by DenizBank has a duration of 6 months. Interest on the "DenizBank Festgeld" is paid at maturity. The minimum deposit amount is 1,000 euros.

DenizBank AG is the Austrian subsidiary of DenizBank A.Ş., an international banking group with roots in Turkey and operations across several countries.

In Germany, DenizBank offers financial products for consumers and businesses. This includes deposit products, credit and financing, and international transfer solutions. DenizBank AG operates as a licensed credit institution under Austrian banking supervision.

Deposits at DenizBank are secured through European Union regulation and the national deposit guarantee scheme of Austria.

Read more in our detailed review about DenizBank DenizBank Festgeld

This fixed-term deposit option by DenizBank has a duration of 18 months. Interest on the "DenizBank Festgeld" is paid at maturity. The minimum deposit amount is 1,000 euros.

DenizBank AG is the Austrian subsidiary of DenizBank A.Ş., an international banking group with roots in Turkey and operations across several countries.

In Germany, DenizBank offers financial products for consumers and businesses. This includes deposit products, credit and financing, and international transfer solutions. DenizBank AG operates as a licensed credit institution under Austrian banking supervision.

Deposits at DenizBank are secured through European Union regulation and the national deposit guarantee scheme of Austria.

Read more in our detailed review about DenizBank DenizBank Festgeld

This fixed-term deposit option by Klarna has a duration of 9 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 500 euros, and the maximum deposit amount is 100,000 euros.

Klarna Bank is part of the Swedish fintech company Klarna Group, founded in 2005 and headquartered in Stockholm, Sweden. Its stocks have been publicly listed at the New York Stock Exchange since 2025.

Initially focused on providing “buy now, pay later” payment solutions, Klarna has expanded into consumer banking services, including deposits, credit cards, and savings accounts. Klarna Bank offers its products digitally to European customers, combining innovative fintech solutions with traditional banking functions. Klarna operates under Swedish banking regulation and is supervised by the Swedish Financial Supervisory Authority.

Deposits at Klarna are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Klarna Festgeld - raisin

This fixed-term deposit option by Klarna has a duration of 3 months. Interest on the "Festgeld+" is paid annually.

Klarna Bank is part of the Swedish fintech company Klarna Group, founded in 2005 and headquartered in Stockholm, Sweden. Its stocks have been publicly listed at the New York Stock Exchange since 2025.

Initially focused on providing “buy now, pay later” payment solutions, Klarna has expanded into consumer banking services, including deposits, credit cards, and savings accounts. Klarna Bank offers its products digitally to European customers, combining innovative fintech solutions with traditional banking functions. Klarna operates under Swedish banking regulation and is supervised by the Swedish Financial Supervisory Authority.

Deposits at Klarna are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Klarna Festgeld+