Fixed-Term Deposits Calculator 3/26: ≤ 3.15% Interest Yield for Festgeld in Germany

This fixed-term deposit option by IKB Deutsche Industriebank has a duration of 9 months. Interest on the "IKB Festgeld" is paid at maturity. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 250,000 euros.

IKB Deutsche Industriebank AG is a German bank with a long-standing focus on corporate and project financing, particularly for medium-sized enterprises. Founded in 1924, IKB is one of Germany’s established specialist banks and combines traditional banking expertise with selected retail savings products.

Alongside its core corporate banking activities, IKB offers deposit products such as Tagesgeld and fixed-term deposits to private customers, primarily via digital channels. The bank emphasises stability, professional risk management, and transparent conditions.

Deposits at IKB Deutsche Industriebank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about IKB Deutsche Industriebank IKB Festgeld

This fixed-term deposit option by Estably has a duration of 3 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 50,000 euros.

Estably is a digital savings and wealth management platform founded in 2019 and based in Liechtenstein, specialising in investment and deposit products for private customers across Europe. Rather than operating as a traditional full-service bank, Estably focuses exclusively on financial solutions and partners with licensed banks in Liechtenstein and Europe to provide its products.

Deposits at Estably are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

Read more in our detailed review about Estably Festgeld

This fixed-term deposit option by UmweltBank has a duration of 12 months. Interest on the "UmweltFestzins" is paid annually. The minimum deposit amount is 2,500 euros.

UmweltBank is a German direct bank with a specialised focus on sustainable and ecological finance. Founded in 1994, it aims to support environmentally friendly projects and investments by offering products aligned with sustainability principles. In addition to standard banking solutions, UmweltBank offers savings and deposit products for customers who value ethical, eco-conscious financial services. Its online-centric model enables retail customers across Germany to access competitive savings solutions, with transparent disclosures and a strong commitment to sustainability.

Deposits at UmweltBank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about UmweltBank UmweltFestzins

This fixed-term deposit option by Estably has a duration of 1 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 50,000 euros.

Estably is a digital savings and wealth management platform founded in 2019 and based in Liechtenstein, specialising in investment and deposit products for private customers across Europe. Rather than operating as a traditional full-service bank, Estably focuses exclusively on financial solutions and partners with licensed banks in Liechtenstein and Europe to provide its products.

Deposits at Estably are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

Read more in our detailed review about Estably Festgeld

This fixed-term deposit option by GEFA Bank has a duration of 72 months. Interest on the "GEFA ZinsWachstum 6 Jahre" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 500,000 euros.

GEFA Bank is a German specialist bank focused on equipment and vehicle financing for businesses and corporate customers. Part of the Crédit Agricole group - France’s second-largest financial provider - GEFA offers leasing, installment loans, and financing solutions rather than broad retail deposit products. However, they also offer savings accounts to private consumers.

Deposits at GEFA Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about GEFA Bank GEFA ZinsWachstum 6 Jahre

This fixed-term deposit option by DKB has a duration of 3 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 2,500 euros.

DKB (Deutsche Kreditbank AG) is probably the most established online bank in Germany, with its headquarters in Berlin and a founding date of 1990. It is backed by the State Bank of Bavaria (BayernLB) and is known for offering one of the most popular German current accounts. Moreover, DKB provides a comprehensive range of retail banking and investment products, including savings and deposit accounts, credit and lending solutions, and securities services. It serves both private and business customers across Germany.

Deposits at DKB are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about DKB Festgeld

This fixed-term deposit option by IKB Deutsche Industriebank has a duration of 3 months. Interest on the "IKB Festgeld" is paid at maturity. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 250,000 euros.

IKB Deutsche Industriebank AG is a German bank with a long-standing focus on corporate and project financing, particularly for medium-sized enterprises. Founded in 1924, IKB is one of Germany’s established specialist banks and combines traditional banking expertise with selected retail savings products.

Alongside its core corporate banking activities, IKB offers deposit products such as Tagesgeld and fixed-term deposits to private customers, primarily via digital channels. The bank emphasises stability, professional risk management, and transparent conditions.

Deposits at IKB Deutsche Industriebank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about IKB Deutsche Industriebank IKB Festgeld

This fixed-term deposit option by IKB Deutsche Industriebank has a duration of 6 months. Interest on the "IKB Festgeld" is paid at maturity. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 250,000 euros.

IKB Deutsche Industriebank AG is a German bank with a long-standing focus on corporate and project financing, particularly for medium-sized enterprises. Founded in 1924, IKB is one of Germany’s established specialist banks and combines traditional banking expertise with selected retail savings products.

Alongside its core corporate banking activities, IKB offers deposit products such as Tagesgeld and fixed-term deposits to private customers, primarily via digital channels. The bank emphasises stability, professional risk management, and transparent conditions.

Deposits at IKB Deutsche Industriebank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about IKB Deutsche Industriebank IKB Festgeld

This fixed-term deposit option by GEFA Bank has a duration of 60 months. Interest on the "GEFA ZinsWachstum 6 Jahre" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 500,000 euros.

GEFA Bank is a German specialist bank focused on equipment and vehicle financing for businesses and corporate customers. Part of the Crédit Agricole group - France’s second-largest financial provider - GEFA offers leasing, installment loans, and financing solutions rather than broad retail deposit products. However, they also offer savings accounts to private consumers.

Deposits at GEFA Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about GEFA Bank GEFA ZinsWachstum 6 Jahre

This fixed-term deposit option by MeDirect Bank has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually.

MeDirect is a Maltese banking and financial services provider founded in 2004 and regulated by the Malta Financial Services Authority. In addition to its headquarters, MeDirect also maintains a branch network in Malta. Its Belgian subsidiary operates as a pure online provider and is expanding its presence across the European market. The bank focuses on international corporate lending, private banking, investment services, and asset management for wealthy private clients. 

Deposits at MeDirect Bank are secured through European Union regulation and the national deposit guarantee scheme of Malta.

Read more in our detailed review about MeDirect Bank Festgeld - raisin

This fixed-term deposit option by FCM Bank has a duration of 6 months. Interest on the "Festgeld - raisin" is paid annually.

FCM Bank is a Maltese bank licensed and regulated by the Malta Financial Services Authority (MFSA). The bank specializes in deposit and lending products targeted at retail and corporate clients within the European Economic Area. FCM Bank was founded in 2010 and was taken over by the Czech SAB Group in November 2017.

Deposits at FCM Bank are secured through European Union regulation and the national deposit guarantee scheme of Malta.

Read more in our detailed review about FCM Bank Festgeld - raisin

This fixed-term deposit option by UmweltBank has a duration of 6 months. Interest on the "UmweltFestzins" is paid annually. The minimum deposit amount is 2,500 euros.

UmweltBank is a German direct bank with a specialised focus on sustainable and ecological finance. Founded in 1994, it aims to support environmentally friendly projects and investments by offering products aligned with sustainability principles. In addition to standard banking solutions, UmweltBank offers savings and deposit products for customers who value ethical, eco-conscious financial services. Its online-centric model enables retail customers across Germany to access competitive savings solutions, with transparent disclosures and a strong commitment to sustainability.

Deposits at UmweltBank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about UmweltBank UmweltFestzins

This fixed-term deposit option by GEFA Bank has a duration of 48 months. Interest on the "GEFA ZinsWachstum 6 Jahre" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 500,000 euros.

GEFA Bank is a German specialist bank focused on equipment and vehicle financing for businesses and corporate customers. Part of the Crédit Agricole group - France’s second-largest financial provider - GEFA offers leasing, installment loans, and financing solutions rather than broad retail deposit products. However, they also offer savings accounts to private consumers.

Deposits at GEFA Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about GEFA Bank GEFA ZinsWachstum 6 Jahre

This fixed-term deposit option by GEFA Bank has a duration of 36 months. Interest on the "GEFA ZinsWachstum 6 Jahre" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 500,000 euros.

GEFA Bank is a German specialist bank focused on equipment and vehicle financing for businesses and corporate customers. Part of the Crédit Agricole group - France’s second-largest financial provider - GEFA offers leasing, installment loans, and financing solutions rather than broad retail deposit products. However, they also offer savings accounts to private consumers.

Deposits at GEFA Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about GEFA Bank GEFA ZinsWachstum 6 Jahre

This fixed-term deposit option by GEFA Bank has a duration of 24 months. Interest on the "GEFA ZinsWachstum 6 Jahre" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 500,000 euros.

GEFA Bank is a German specialist bank focused on equipment and vehicle financing for businesses and corporate customers. Part of the Crédit Agricole group - France’s second-largest financial provider - GEFA offers leasing, installment loans, and financing solutions rather than broad retail deposit products. However, they also offer savings accounts to private consumers.

Deposits at GEFA Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about GEFA Bank GEFA ZinsWachstum 6 Jahre