Fixed-Term Deposits Calculator 3/26: ≤ 3.15% Interest Yield for Festgeld in Germany

This fixed-term deposit option by Grenke Bank has a duration of 36 months. Interest on the "Grenke Bank Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.

Grenke Bank got its name after the takeover of Hesse Newman & Co., a private bank with a history dating back to 1777. It belongs to Grenke AG, which is a German financial services company that offers leasing, financing, and savings products through its subsidiaries. While historically known for leasing and SME financing, Grenke also provides deposit products to retail customers through its banking arm.

Grenke positions itself as a flexible financial partner that combines traditional banking with modern digital tools, a focus on simplicity, and competitive conditions.

Deposits at Grenke Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Grenke Bank Grenke Bank Festgeld

This fixed-term deposit option by Banca Sistema has a duration of 60 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.

Banca Sistema is an Italian financial institution founded in Milan in 2011. Banca Sistema now also has offices in Rome and London. In June 2015, it was listed on the Star Segment of the Borsa Italiana stock exchange.

Banca Sistema's services include the purchase of trade receivables from Italian public administrations and tax receivables. To private individuals, they offer savings solutions.

Deposits at Banca Sistema are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Banca Sistema Festgeld - raisin

This fixed-term deposit option by HoistSpar has a duration of 60 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 90,000 euros.

HoistSpar is a Swedish financial institution founded in 1994 in Stockholm. The company is in 13 markets across Europe and is regulated by the Swedish FSA.

Hoist Finance is an asset management company focused on investing in and managing loan portfolios, especially non-performing consumer loans. Herein, it works in partnership with international banks and financial institutions across Europe. Moreover, its clients are over-indebted consumers, enabling them to become debt-free through debt restructuring and the creation of sustainable repayment plans. 

Deposits at HoistSpar are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about HoistSpar Festgeld - raisin

This fixed-term deposit option by Crédit Agricole Personal Finance & Mobility has a duration of 48 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.

Crédit Agricole Personal Finance & Mobility is part of the Crédit Agricole Group, France's second-largest and one of Europe’s major banking groups, with roots in cooperative and retail banking. This is underlined by its history dating back to 1884.

In Germany, Crédit Agricole Personal Finance & Mobility focuses on consumer finance, savings, and deposit products for private customers. The bank combines the global expertise and financial strength of the Crédit Agricole network with locally adapted services.

Deposits at Crédit Agricole Personal Finance & Mobility are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Crédit Agricole Personal Finance & Mobility Festgeld

This fixed-term deposit option by Holm Bank has a duration of 36 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.

Holm Bank is a financial institution based in Estonia, an EU member state known for its innovative digital solutions. Initially, focusing on financing installment purchases, Holm Bank's services are now available in Estonia through over 1,000 retail partners and more than 2,000 points of sale.

Since 2019, Holm Bank has significantly expanded its product range. The institution now also offers its customers fixed-term deposits, installment loans, car loans, credit cards, and business loans for small and medium-sized enterprises. All services are available online. In the same year, Holm Bank was the first Estonian credit institution to receive a licence from the European Central Bank under the new European Union Single Supervision Mechanism framework.

Deposits at Holm Bank are secured through European Union regulation and the national deposit guarantee scheme of Estonia.

Read more in our detailed review about Holm Bank Festgeld - raisin

This fixed-term deposit option by HoistSpar has a duration of 48 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 90,000 euros.

HoistSpar is a Swedish financial institution founded in 1994 in Stockholm. The company is in 13 markets across Europe and is regulated by the Swedish FSA.

Hoist Finance is an asset management company focused on investing in and managing loan portfolios, especially non-performing consumer loans. Herein, it works in partnership with international banks and financial institutions across Europe. Moreover, its clients are over-indebted consumers, enabling them to become debt-free through debt restructuring and the creation of sustainable repayment plans. 

Deposits at HoistSpar are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about HoistSpar Festgeld - raisin

This fixed-term deposit option by HoistSpar has a duration of 36 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 90,000 euros.

HoistSpar is a Swedish financial institution founded in 1994 in Stockholm. The company is in 13 markets across Europe and is regulated by the Swedish FSA.

Hoist Finance is an asset management company focused on investing in and managing loan portfolios, especially non-performing consumer loans. Herein, it works in partnership with international banks and financial institutions across Europe. Moreover, its clients are over-indebted consumers, enabling them to become debt-free through debt restructuring and the creation of sustainable repayment plans. 

Deposits at HoistSpar are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about HoistSpar Festgeld - raisin

This fixed-term deposit option by HoistSpar has a duration of 24 months. Interest on the "HoistSpar Festgeld" is paid at maturity.

HoistSpar is a Swedish financial institution founded in 1994 in Stockholm. The company is in 13 markets across Europe and is regulated by the Swedish FSA. Hoist Finance is an asset management company focused on investing in and managing loan portfolios, especially non-performing consumer loans. Herein, it works in partnership with international banks and financial institutions across Europe. Moreover, its clients are over-indebted consumers, enabling them to become debt-free through debt restructuring and the creation of sustainable repayment plans.

Deposits at HoistSpar are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about HoistSpar HoistSpar Festgeld

This fixed-term deposit option by Opel Direktbank has a duration of 24 months. Interest on the "Opel Direktbank Festgeld" is paid annually. The minimum deposit amount is 1,000 euros.

Opel Direktbank offers flexible savings and fixed-term deposit accounts with online account opening and management.
Opel Bank was part of the corresponding automotive group. Since 2024, following the merger with Stellantis, the activities of Opel Bank and PSA Bank have been consolidated into Stellantis Bank SA. The two banks' deposit business is now marketed under the Stellantis Direktbank and Opel Direktbank brands.

Deposits at Opel Direktbank are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Opel Direktbank Opel Direktbank Festgeld

This fixed-term deposit option by pbb direkt has a duration of 60 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros.

The new interest rate applies only to new customers and to existing customers who have not previously deposited capital into savings or fixed-term deposit accounts, up to a total amount of €250,000. The interest rate remains unchanged for existing fixed-term deposit accounts.

pbb direkt is the direct banking arm of Deutsche Pfandbriefbank (pbb), specialising in property finance and corporate lending. pbb direkt offers selected deposit products and savings accounts to retail customers, leveraging the pbb group’s balance-sheet strength and mortgage-backed funding model.

Deposits at pbb direkt are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about pbb direkt Festgeld

This fixed-term deposit option by J&T Direktbank has a duration of 24 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 250,000 euros.

J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.

In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.

Deposits at J&T Direktbank are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.

Read more in our detailed review about J&T Direktbank Festgeld

This fixed-term deposit option by J&T Direktbank has a duration of 36 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 250,000 euros.

J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.

In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.

Deposits at J&T Direktbank are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.

Read more in our detailed review about J&T Direktbank Festgeld

This fixed-term deposit option by Creditplus Bank has a duration of 84 months. Interest on the "Festgeld - raisin" is paid annually.

Creditplus Bank was founded in 1960 and has since maintained its headquarters in Stuttgart, Germany. The bank has a clear focus on consumer loans but also offers savings products.

As a wholly owned subsidiary of CA Consumer Finance, Creditplus Bank is part of the Crédit Agricole banking group, one of the largest in France and worldwide. As part of this banking group, Creditplus Bank is committed to cooperative principles and builds on values such as solidarity, democracy, and mutuality.

Deposits at Creditplus Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Creditplus Bank Festgeld - raisin

This fixed-term deposit option by wiLLBe has a duration of 48 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 100,000 euros.

wiLLBe is a digital savings brand operated by Liechtensteinische Landesbank (LLB), one of the largest and longest-established banks in Liechtenstein. Its history dates back to 1861. The wiLLBe platform focuses on modern, app-based savings and investment solutions for retail customers across selected European markets.

Its offering includes flexible savings accounts and investment products designed for customers who value digital access, transparency, and a straightforward user experience. By combining LLB's financial strength with a modern digital interface, wiLLBe positions itself as a tech-driven alternative to traditional savings banks.

Deposits at wiLLBe are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

Read more in our detailed review about wiLLBe Festgeld

This fixed-term deposit option by Grenke Bank has a duration of 24 months. Interest on the "Grenke Bank Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.

Grenke Bank got its name after the takeover of Hesse Newman & Co., a private bank with a history dating back to 1777. It belongs to Grenke AG, which is a German financial services company that offers leasing, financing, and savings products through its subsidiaries. While historically known for leasing and SME financing, Grenke also provides deposit products to retail customers through its banking arm.

Grenke positions itself as a flexible financial partner that combines traditional banking with modern digital tools, a focus on simplicity, and competitive conditions.

Deposits at Grenke Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Grenke Bank Grenke Bank Festgeld