Fixed-Term Deposits Calculator 3/26: ≤ 3.15% Interest Yield for Festgeld in Germany

This fixed-term deposit option by SWK Bank has a duration of 36 months. Interest on the "Festgeldkonto" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 250,000 euros.

SWK Bank is a German direct bank based in Mainz. It specialises in consumer lending, savings, and deposit products for private customers. Established as part of the SWK Finanzgruppe, the bank offers flexible savings accounts, fixed‑term deposits and loan products with a focus on simplicity and digital accessibility.

SWK Bank aims to provide competitive interest rates on savings and a straightforward online experience.

Deposits at SWK Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about SWK Bank Festgeldkonto

This fixed-term deposit option by Crédit Agricole Personal Finance & Mobility has a duration of 36 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.

Crédit Agricole Personal Finance & Mobility is part of the Crédit Agricole Group, France's second-largest and one of Europe’s major banking groups, with roots in cooperative and retail banking. This is underlined by its history dating back to 1884.

In Germany, Crédit Agricole Personal Finance & Mobility focuses on consumer finance, savings, and deposit products for private customers. The bank combines the global expertise and financial strength of the Crédit Agricole network with locally adapted services.

Deposits at Crédit Agricole Personal Finance & Mobility are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Crédit Agricole Personal Finance & Mobility Festgeld

This fixed-term deposit option by Hanseatic Bank has a duration of 36 months. Interest on the "SparBrief" is paid annually. The minimum deposit amount is 2,500 euros, and the maximum deposit amount is 500,000 euros.

Hanseatic Bank is a privately owned German bank headquartered in Hamburg. Founded in 1969, it initially focused on financing retail purchases for customers of Otto Group – a leading German retail company. Over time, it expanded its portfolio to include savings solutions, consumer credit, insurance products, and credit cards.

Since 2005, the majority stake in Hanseatic Bank belongs to Société Générale, one of France’s top banks. Today, Hanseatic Bank is best known for its digital and easily accessible financial solutions.

Deposits at Hanseatic Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Hanseatic Bank SparBrief

This fixed-term deposit option by Inbank has a duration of 48 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 2,000 euros, and the maximum deposit amount is 100,000 euros.

Inbank is based in Tallinn, Estonia, and has branches in Latvia and Poland. Since obtaining its own banking license in 2015, Inbank has become Estonia's youngest and fastest-growing financial institution. The institution originally emerged from the financial technology company Cofi AS, market leader for installment payment agreements in Estonia.

Deposits at Inbank are secured through European Union regulation and the national deposit guarantee scheme of Estonia.

Read more in our detailed review about Inbank Festgeld - raisin

This fixed-term deposit option by Stellantis Direktbank has a duration of 6 months. Interest on the "Stellantis Direktbank Festgeld" is paid annually. The minimum deposit amount is 500 euros.

Stellantis Direktbank has offered financial services to the automotive sector for over 40 years. It is part of the Stellantis group, which owns car brands like Chrysler, Citroën, Fiat, Jeep, Opel, and Peugeot. Initially, Stellantis Direktbank marketed its financial services to private customers as PSA Direktbank. The direct bank focuses on digitally accessible products for savers seeking simple access to competitive deposit rates, without extensive branch networks.

Deposits at Stellantis Direktbank are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Stellantis Direktbank Stellantis Direktbank Festgeld

This fixed-term deposit option by Inbank has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 2,000 euros, and the maximum deposit amount is 100,000 euros.

Inbank is based in Tallinn, Estonia, and has branches in Latvia and Poland. Since obtaining its own banking license in 2015, Inbank has become Estonia's youngest and fastest-growing financial institution. The institution originally emerged from the financial technology company Cofi AS, market leader for installment payment agreements in Estonia.

Deposits at Inbank are secured through European Union regulation and the national deposit guarantee scheme of Estonia.

Read more in our detailed review about Inbank Festgeld - raisin

This fixed-term deposit option by Inbank has a duration of 36 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 2,000 euros, and the maximum deposit amount is 100,000 euros.

Inbank is based in Tallinn, Estonia, and has branches in Latvia and Poland. Since obtaining its own banking license in 2015, Inbank has become Estonia's youngest and fastest-growing financial institution. The institution originally emerged from the financial technology company Cofi AS, market leader for installment payment agreements in Estonia.

Deposits at Inbank are secured through European Union regulation and the national deposit guarantee scheme of Estonia.

Read more in our detailed review about Inbank Festgeld - raisin

This fixed-term deposit option by Opel Direktbank has a duration of 12 months. Interest on the "Opel Direktbank Festgeld" is paid annually. The minimum deposit amount is 1,000 euros.

Opel Direktbank offers flexible savings and fixed-term deposit accounts with online account opening and management.
Opel Bank was part of the corresponding automotive group. Since 2024, following the merger with Stellantis, the activities of Opel Bank and PSA Bank have been consolidated into Stellantis Bank SA. The two banks' deposit business is now marketed under the Stellantis Direktbank and Opel Direktbank brands.

Deposits at Opel Direktbank are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Opel Direktbank Opel Direktbank Festgeld

This fixed-term deposit option by GEFA Bank has a duration of 36 months. Interest on the "GEFA FestGeld" is paid annually. The minimum deposit amount is 10,000 euros.

GEFA Bank is a German specialist bank focused on equipment and vehicle financing for businesses and corporate customers. Part of the Crédit Agricole group - France’s second-largest financial provider - GEFA offers leasing, installment loans, and financing solutions rather than broad retail deposit products. However, they also offer savings accounts to private consumers.

Deposits at GEFA Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about GEFA Bank GEFA FestGeld

This fixed-term deposit option by pbb direkt has a duration of 36 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros.

The new interest rate applies only to new customers and to existing customers who have not previously deposited capital into savings or fixed-term deposit accounts, up to a total amount of €250,000. The interest rate remains unchanged for existing fixed-term deposit accounts.

pbb direkt is the direct banking arm of Deutsche Pfandbriefbank (pbb), specialising in property finance and corporate lending. pbb direkt offers selected deposit products and savings accounts to retail customers, leveraging the pbb group’s balance-sheet strength and mortgage-backed funding model.

Deposits at pbb direkt are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about pbb direkt Festgeld

This fixed-term deposit option by Banca Progetto has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

Banca Progetto is an Italian bank founded in 1994 and today focuses primarily on modern digital banking solutions for private and corporate customers. The bank has evolved from a traditional financial institution into a lean, technology-driven provider offering fully online savings and lending products. Through its strong digital orientation, Banca Progetto enables customers from several European countries to access attractive deposit products. The bank is headquartered in Milan and operates under the supervision of the Bank of Italy.

Deposits at Banca Progetto are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Banca Progetto Festgeld - raisin

This fixed-term deposit option by Banca Progetto has a duration of 36 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

Banca Progetto is an Italian bank founded in 1994 and today focuses primarily on modern digital banking solutions for private and corporate customers. The bank has evolved from a traditional financial institution into a lean, technology-driven provider offering fully online savings and lending products. Through its strong digital orientation, Banca Progetto enables customers from several European countries to access attractive deposit products. The bank is headquartered in Milan and operates under the supervision of the Bank of Italy.

Deposits at Banca Progetto are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Banca Progetto Festgeld - raisin

This fixed-term deposit option by Banca Progetto has a duration of 48 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

Banca Progetto is an Italian bank founded in 1994 and today focuses primarily on modern digital banking solutions for private and corporate customers. The bank has evolved from a traditional financial institution into a lean, technology-driven provider offering fully online savings and lending products. Through its strong digital orientation, Banca Progetto enables customers from several European countries to access attractive deposit products. The bank is headquartered in Milan and operates under the supervision of the Bank of Italy.

Deposits at Banca Progetto are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Banca Progetto Festgeld - raisin

This fixed-term deposit option by Banca Progetto has a duration of 60 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

Banca Progetto is an Italian bank founded in 1994 and today focuses primarily on modern digital banking solutions for private and corporate customers. The bank has evolved from a traditional financial institution into a lean, technology-driven provider offering fully online savings and lending products. Through its strong digital orientation, Banca Progetto enables customers from several European countries to access attractive deposit products. The bank is headquartered in Milan and operates under the supervision of the Bank of Italy.

Deposits at Banca Progetto are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Banca Progetto Festgeld - raisin

This fixed-term deposit option by Santander has a duration of 48 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 2,500 euros.

Santander in Germany operates under the Santander Consumer Bank and Santander Bank brands and is part of the Spain-based Banco Santander group. The group is a leading international banking conglomerate with approximately 165 million clients. The bank offers retail banking, consumer finance, mortgages, savings, and investment products across many countries. In Germany, Santander focuses on consumer lending and retail banking services.

Deposits at Santander are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Santander Festgeld