Top Yields for German Fixed-Term Deposits:
- wiLLBe fixed-term savings account: 3.15% interest with 120-month duration
- Rediem Capital AB fixed-term savings account: 3.15% interest with 120-month duration
- wiLLBe fixed-term savings account: 3.07% interest with 108-month duration

Collector Bank
Festgeld - raisin
2.5 % APY
€ 1,012.50 est. interest
- 24 months duration
- Deposit insurance in Sweden
Commercial partner
About the Collector Bank 24-month fixed-term deposit
This fixed-term deposit option by Collector Bank has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 500 euros, and the maximum deposit amount is 100,000 euros.
Collector was founded in 1999 and is based in Gothenburg. It is a Swedish digital bank offering financial solutions for private and corporate customers. The bank is a full subsidiary of Norion Bank AB, which is listed on Nasdaq Stockholm.
Collector's banking services include savings accounts, credit solutions, and digital financial products. In addition, it offers payment solutions for e-commerce and retail, factoring, growth and savings accounts, and real estate loans.
Deposits at Collector Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.
Read more in our detailed review about Collector Bank Festgeld - raisin

Holm Bank
Festgeld - raisin
2.5 % APY
€ 2,628.16 est. interest
- 60 months duration
- Deposit insurance in Estonia
Commercial partner
About the Holm Bank 60-month fixed-term deposit
This fixed-term deposit option by Holm Bank has a duration of 60 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.
Holm Bank is a financial institution based in Estonia, an EU member state known for its innovative digital solutions. Initially, focusing on financing installment purchases, Holm Bank's services are now available in Estonia through over 1,000 retail partners and more than 2,000 points of sale.
Since 2019, Holm Bank has significantly expanded its product range. The institution now also offers its customers fixed-term deposits, installment loans, car loans, credit cards, and business loans for small and medium-sized enterprises. All services are available online. In the same year, Holm Bank was the first Estonian credit institution to receive a licence from the European Central Bank under the new European Union Single Supervision Mechanism framework.
Deposits at Holm Bank are secured through European Union regulation and the national deposit guarantee scheme of Estonia.
Read more in our detailed review about Holm Bank Festgeld - raisin

BankB
Festgeld - raisin
2.5 % APY
€ 2,628.16 est. interest
- 60 months duration
- Deposit insurance in Belgium
Commercial partner
About the BankB 60-month fixed-term deposit
This fixed-term deposit option by BankB has a duration of 60 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 100,000 euros.
BankB, formerly known as CKV Spaarbank, is an independent savings bank in Belgium, founded in 1956. Its headquarters are located in Waregem, Belgium. The bank offers a diverse range of traditional savings products and customized credit solutions catered to both private and business customers. As a non-listed financial institution, BankB is regulated by the Belgian National Bank and the Financial Services and Markets Authority (FSMA).
Deposits at BankB are secured through European Union regulation and the national deposit guarantee scheme of Belgium.
Read more in our detailed review about BankB Festgeld - raisin

BankB
Festgeld - raisin
2.5 % APY
€ 3,773.72 est. interest
- 84 months duration
- Deposit insurance in Belgium
Commercial partner
About the BankB 84-month fixed-term deposit
This fixed-term deposit option by BankB has a duration of 84 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 100,000 euros.
BankB, formerly known as CKV Spaarbank, is an independent savings bank in Belgium, founded in 1956. Its headquarters are located in Waregem, Belgium. The bank offers a diverse range of traditional savings products and customized credit solutions catered to both private and business customers. As a non-listed financial institution, BankB is regulated by the Belgian National Bank and the Financial Services and Markets Authority (FSMA).
Deposits at BankB are secured through European Union regulation and the national deposit guarantee scheme of Belgium.
Read more in our detailed review about BankB Festgeld - raisin

BankB
Festgeld - raisin
2.5 % APY
€ 4,368.06 est. interest
- 96 months duration
- Deposit insurance in Belgium
Commercial partner
About the BankB 96-month fixed-term deposit
This fixed-term deposit option by BankB has a duration of 96 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 100,000 euros.
BankB, formerly known as CKV Spaarbank, is an independent savings bank in Belgium, founded in 1956. Its headquarters are located in Waregem, Belgium. The bank offers a diverse range of traditional savings products and customized credit solutions catered to both private and business customers. As a non-listed financial institution, BankB is regulated by the Belgian National Bank and the Financial Services and Markets Authority (FSMA).
Deposits at BankB are secured through European Union regulation and the national deposit guarantee scheme of Belgium.
Read more in our detailed review about BankB Festgeld - raisin

BankB
Festgeld - raisin
2.5 % APY
€ 5,601.69 est. interest
- 120 months duration
- Deposit insurance in Belgium
Commercial partner
About the BankB 120-month fixed-term deposit
This fixed-term deposit option by BankB has a duration of 120 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 100,000 euros.
BankB, formerly known as CKV Spaarbank, is an independent savings bank in Belgium, founded in 1956. Its headquarters are located in Waregem, Belgium. The bank offers a diverse range of traditional savings products and customized credit solutions catered to both private and business customers. As a non-listed financial institution, BankB is regulated by the Belgian National Bank and the Financial Services and Markets Authority (FSMA).
Deposits at BankB are secured through European Union regulation and the national deposit guarantee scheme of Belgium.
Read more in our detailed review about BankB Festgeld - raisin

Banca CF+
Festgeld - raisin
2.5 % APY
€ 1,012.50 est. interest
- 24 months duration
- Deposit insurance in Italy
Commercial partner
About the Banca CF+ 24-month fixed-term deposit
This fixed-term deposit option by Banca CF+ has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.
Headquartered in Rome, Italy, Banca CF+ was founded in 1898. It specializes in financing solutions for companies in a period of strong performance or restructuring. The bank offers its customers factoring products, tax credit purchases, and short- and medium-term financing services for companies with structural and liquidity needs. To consumers, Banka CF+ offers deposit accounts.
Deposits at Banca CF+ are secured through European Union regulation and the national deposit guarantee scheme of Italy.
Read more in our detailed review about Banca CF+ Festgeld - raisin

Banca CF+
Festgeld - raisin
2.5 % APY
€ 1,537.81 est. interest
- 36 months duration
- Deposit insurance in Italy
Commercial partner
About the Banca CF+ 36-month fixed-term deposit
This fixed-term deposit option by Banca CF+ has a duration of 36 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.
Headquartered in Rome, Italy, Banca CF+ was founded in 1898. It specializes in financing solutions for companies in a period of strong performance or restructuring. The bank offers its customers factoring products, tax credit purchases, and short- and medium-term financing services for companies with structural and liquidity needs. To consumers, Banka CF+ offers deposit accounts.
Deposits at Banca CF+ are secured through European Union regulation and the national deposit guarantee scheme of Italy.
Read more in our detailed review about Banca CF+ Festgeld - raisin

Banca CF+
Festgeld - raisin
2.5 % APY
€ 2,076.26 est. interest
- 48 months duration
- Deposit insurance in Italy
Commercial partner
About the Banca CF+ 48-month fixed-term deposit
This fixed-term deposit option by Banca CF+ has a duration of 48 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.
Headquartered in Rome, Italy, Banca CF+ was founded in 1898. It specializes in financing solutions for companies in a period of strong performance or restructuring. The bank offers its customers factoring products, tax credit purchases, and short- and medium-term financing services for companies with structural and liquidity needs. To consumers, Banka CF+ offers deposit accounts.
Deposits at Banca CF+ are secured through European Union regulation and the national deposit guarantee scheme of Italy.
Read more in our detailed review about Banca CF+ Festgeld - raisin

Banca CF+
Festgeld - raisin
2.5 % APY
€ 2,628.16 est. interest
- 60 months duration
- Deposit insurance in Italy
Commercial partner
About the Banca CF+ 60-month fixed-term deposit
This fixed-term deposit option by Banca CF+ has a duration of 60 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.
Headquartered in Rome, Italy, Banca CF+ was founded in 1898. It specializes in financing solutions for companies in a period of strong performance or restructuring. The bank offers its customers factoring products, tax credit purchases, and short- and medium-term financing services for companies with structural and liquidity needs. To consumers, Banka CF+ offers deposit accounts.
Deposits at Banca CF+ are secured through European Union regulation and the national deposit guarantee scheme of Italy.
Read more in our detailed review about Banca CF+ Festgeld - raisin

J&T Direktbank
Festgeld
2.5 % APY
€ 500.00 est. interest
- 12 months duration
- Deposit insurance in the Czech Republic
Commercial partner
About the J&T Direktbank 12-month fixed-term deposit
This fixed-term deposit option by J&T Direktbank has a duration of 12 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 250,000 euros.
J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.
In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.
Deposits at J&T Direktbank are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.
Read more in our detailed review about J&T Direktbank Festgeld

J&T Direktbank
Festgeld
2.5 % APY
€ 754.67 est. interest
- 18 months duration
- Deposit insurance in the Czech Republic
Commercial partner
About the J&T Direktbank 18-month fixed-term deposit
This fixed-term deposit option by J&T Direktbank has a duration of 18 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 250,000 euros.
J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.
In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.
Deposits at J&T Direktbank are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.
Read more in our detailed review about J&T Direktbank Festgeld

Creditplus Bank
Festgeld - raisin
2.5 % APY
€ 2,628.16 est. interest
- 60 months duration
- Deposit insurance in Germany
Commercial partner
About the Creditplus Bank 60-month fixed-term deposit
This fixed-term deposit option by Creditplus Bank has a duration of 60 months. Interest on the "Festgeld - raisin" is paid annually.
Creditplus Bank was founded in 1960 and has since maintained its headquarters in Stuttgart, Germany. The bank has a clear focus on consumer loans but also offers savings products.
As a wholly owned subsidiary of CA Consumer Finance, Creditplus Bank is part of the Crédit Agricole banking group, one of the largest in France and worldwide. As part of this banking group, Creditplus Bank is committed to cooperative principles and builds on values such as solidarity, democracy, and mutuality.
Deposits at Creditplus Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about Creditplus Bank Festgeld - raisin

UmweltBank
UmweltFestzins
2.5 % APY
€ 2,628.16 est. interest
- 60 months duration
- Deposit insurance in Germany
Commercial partner
About the UmweltBank 60-month fixed-term deposit
This fixed-term deposit option by UmweltBank has a duration of 60 months. Interest on the "UmweltFestzins" is paid annually. The minimum deposit amount is 2,500 euros.
UmweltBank is a German direct bank with a specialised focus on sustainable and ecological finance. Founded in 1994, it aims to support environmentally friendly projects and investments by offering products aligned with sustainability principles. In addition to standard banking solutions, UmweltBank offers savings and deposit products for customers who value ethical, eco-conscious financial services. Its online-centric model enables retail customers across Germany to access competitive savings solutions, with transparent disclosures and a strong commitment to sustainability.
Deposits at UmweltBank are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about UmweltBank UmweltFestzins

Grenke Bank
Grenke Bank Festgeld
2.5 % APY
€ 754.67 est. interest
- 18 months duration
- Deposit insurance in Germany
Commercial partner
About the Grenke Bank 18-month fixed-term deposit
This fixed-term deposit option by Grenke Bank has a duration of 18 months. Interest on the "Grenke Bank Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.
Grenke Bank got its name after the takeover of Hesse Newman & Co., a private bank with a history dating back to 1777. It belongs to Grenke AG, which is a German financial services company that offers leasing, financing, and savings products through its subsidiaries. While historically known for leasing and SME financing, Grenke also provides deposit products to retail customers through its banking arm.
Grenke positions itself as a flexible financial partner that combines traditional banking with modern digital tools, a focus on simplicity, and competitive conditions.
Deposits at Grenke Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about Grenke Bank Grenke Bank Festgeld