Fixed-Term Deposits Calculator 3/26: ≤ 3.15% Interest Yield for Festgeld in Germany

This fixed-term deposit option by Renault Bank direkt has a duration of 48 months. Interest on the "Renault Bank direkt Festgeld" is paid monthly. The minimum deposit amount is 2,500 euros.

Renault Bank direkt is the German online bank of the Renault Group and a division of RCI Banque SA. Founded in 1924, RCI Banque SA is a wholly-owned subsidiary of the car manufacturer Renault SAS and offers automotive financial services in around 40 countries worldwide. They also offer retail banking and savings services to private customers in Germany. Renault Bank direkt markets itself as a reliable, no-frills option for savers who want flexible access to their funds while benefiting from solid banking infrastructure.

Deposits at Renault Bank direkt are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Renault Bank direkt Renault Bank direkt Festgeld

This fixed-term deposit option by J&T Direktbank has a duration of 6 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 250,000 euros.

J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.

In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.

Deposits at J&T Direktbank are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.

Read more in our detailed review about J&T Direktbank Festgeld

This fixed-term deposit option by TF Bank has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 85,000 euros.

Founded in 1987, TF Bank is a Swedish online bank specializing in consumer banking and financial services. In 2012, TF Bank obtained an official Swedish Banking license from the national supervisory authorities. For German customers, its portfolio includes credit cards and savings accounts. With a presence across several European markets, TF Bank focuses on accessible online and competitive products adapted to local needs.

Deposits at TF Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about TF Bank Festgeld - raisin

This fixed-term deposit option by Rediem Capital AB has a duration of 36 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.

Rediem Capital is a Swedish credit market company founded in 2024. It is headquartered in Stockholm and supervised by the Swedish Financial Supervisory Authority (Finansinspektionen). The bank offers attractive fixed-term deposits to private customers in several European markets.

Since 2026, Rediem Capital has been part of Myntro Group (formerly Alektum Group), a debt collection company founded in 1992 and headquartered in Bremen, Germany.

Deposits at Rediem Capital AB are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Rediem Capital AB Festgeld - raisin

This fixed-term deposit option by HoistSpar has a duration of 6 months. Interest on the "HoistSpar Festgeld" is paid at maturity.

HoistSpar is a Swedish financial institution founded in 1994 in Stockholm. The company is in 13 markets across Europe and is regulated by the Swedish FSA. Hoist Finance is an asset management company focused on investing in and managing loan portfolios, especially non-performing consumer loans. Herein, it works in partnership with international banks and financial institutions across Europe. Moreover, its clients are over-indebted consumers, enabling them to become debt-free through debt restructuring and the creation of sustainable repayment plans.

Deposits at HoistSpar are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about HoistSpar HoistSpar Festgeld

This fixed-term deposit option by wiLLBe has a duration of 36 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 100,000 euros.

wiLLBe is a digital savings brand operated by Liechtensteinische Landesbank (LLB), one of the largest and longest-established banks in Liechtenstein. Its history dates back to 1861. The wiLLBe platform focuses on modern, app-based savings and investment solutions for retail customers across selected European markets.

Its offering includes flexible savings accounts and investment products designed for customers who value digital access, transparency, and a straightforward user experience. By combining LLB's financial strength with a modern digital interface, wiLLBe positions itself as a tech-driven alternative to traditional savings banks.

Deposits at wiLLBe are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

Read more in our detailed review about wiLLBe Festgeld

This fixed-term deposit option by Banca Progetto has a duration of 12 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

Banca Progetto is an Italian bank founded in 1994 and today focuses primarily on modern digital banking solutions for private and corporate customers. The bank has evolved from a traditional financial institution into a lean, technology-driven provider offering fully online savings and lending products. Through its strong digital orientation, Banca Progetto enables customers from several European countries to access attractive deposit products. The bank is headquartered in Milan and operates under the supervision of the Bank of Italy.

Deposits at Banca Progetto are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Banca Progetto Festgeld - raisin

This fixed-term deposit option by Banca Progetto has a duration of 6 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

Banca Progetto is an Italian bank founded in 1994 and today focuses primarily on modern digital banking solutions for private and corporate customers. The bank has evolved from a traditional financial institution into a lean, technology-driven provider offering fully online savings and lending products. Through its strong digital orientation, Banca Progetto enables customers from several European countries to access attractive deposit products. The bank is headquartered in Milan and operates under the supervision of the Bank of Italy.

Deposits at Banca Progetto are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Banca Progetto Festgeld - raisin

This fixed-term deposit option by Resurs Bank has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 500 euros, and the maximum deposit amount is 100,000 euros.

Resurs Bank is a Swedish online bank founded in 1977 and headquartered in Helsingborg. The bank specializes in consumer financial services, including savings, loans, and payment solutions, with a strong focus on digital accessibility.

Resurs Bank offers its products across several European countries, including Germany, often via partner platforms. Its business model emphasizes flexibility and ease of use for retail customers, offering competitive interest rates on deposit products. The Swedish Financial Supervisory Authority regulates Resurs Bank and requires it to adhere to strict Nordic banking standards.

Deposits at Resurs Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Resurs Bank Festgeld - raisin

This fixed-term deposit option by Creditplus Bank has a duration of 48 months. Interest on the "Festgeld - raisin" is paid annually.

Creditplus Bank was founded in 1960 and has since maintained its headquarters in Stuttgart, Germany. The bank has a clear focus on consumer loans but also offers savings products.

As a wholly owned subsidiary of CA Consumer Finance, Creditplus Bank is part of the Crédit Agricole banking group, one of the largest in France and worldwide. As part of this banking group, Creditplus Bank is committed to cooperative principles and builds on values such as solidarity, democracy, and mutuality.

Deposits at Creditplus Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Creditplus Bank Festgeld - raisin

This fixed-term deposit option by Anyfin has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually.

Anyfin AB is a fintech company focused on affordable, straightforward solutions for private individuals to refinance existing consumer loans. The technology-driven approach leverages innovative tools, including machine learning and modular programming, to assess credit risk and optimize pricing.

Anyfin AB has been headquartered in Stockholm, Sweden, since its foundation in 2017. The Swedish Financial Supervisory Authority regulates the bank. It operates in Sweden, Finland, Norway, and Germany.

Deposits at Anyfin are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Anyfin Festgeld - raisin

This fixed-term deposit option by growney has a duration of 12 months. Interest on the "Festgeld über growney" is paid at maturity. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 90,000 euros.

growney is a German digital investment and savings platform that combines automated investment services with flexible savings options for private customers. Founded in 2016 and based in Berlin, growney focuses on making long-term investing and savings easy and accessible through its online platform. In addition to its core robo-advisor investment portfolios, growney offers savings accounts and flexible cash solutions that can function as a complement to investment products.

Deposits at growney are secured through European Union regulation and the national deposit guarantee scheme of the European Union.

Read more in our detailed review about growney Festgeld über growney

This fixed-term deposit option by Renault Bank direkt has a duration of 24 months. Interest on the "Renault Bank direkt Festgeld" is paid monthly. The minimum deposit amount is 2,500 euros.

Renault Bank direkt is the German online bank of the Renault Group and a division of RCI Banque SA. Founded in 1924, RCI Banque SA is a wholly-owned subsidiary of the car manufacturer Renault SAS and offers automotive financial services in around 40 countries worldwide. They also offer retail banking and savings services to private customers in Germany. Renault Bank direkt markets itself as a reliable, no-frills option for savers who want flexible access to their funds while benefiting from solid banking infrastructure.

Deposits at Renault Bank direkt are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Renault Bank direkt Renault Bank direkt Festgeld

This fixed-term deposit option by Renault Bank direkt has a duration of 36 months. Interest on the "Renault Bank direkt Festgeld" is paid monthly. The minimum deposit amount is 2,500 euros.

Renault Bank direkt is the German online bank of the Renault Group and a division of RCI Banque SA. Founded in 1924, RCI Banque SA is a wholly-owned subsidiary of the car manufacturer Renault SAS and offers automotive financial services in around 40 countries worldwide. They also offer retail banking and savings services to private customers in Germany. Renault Bank direkt markets itself as a reliable, no-frills option for savers who want flexible access to their funds while benefiting from solid banking infrastructure.

Deposits at Renault Bank direkt are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Renault Bank direkt Renault Bank direkt Festgeld

This fixed-term deposit option by IKB Deutsche Industriebank has a duration of 24 months. Interest on the "IKB Festgeld" is paid at maturity. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 250,000 euros.

IKB Deutsche Industriebank AG is a German bank with a long-standing focus on corporate and project financing, particularly for medium-sized enterprises. Founded in 1924, IKB is one of Germany’s established specialist banks and combines traditional banking expertise with selected retail savings products.

Alongside its core corporate banking activities, IKB offers deposit products such as Tagesgeld and fixed-term deposits to private customers, primarily via digital channels. The bank emphasises stability, professional risk management, and transparent conditions.

Deposits at IKB Deutsche Industriebank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about IKB Deutsche Industriebank IKB Festgeld