Fixed-Term Deposits Calculator 3/26: ≤ 3.15% Interest Yield for Festgeld in Germany

This fixed-term deposit option by SWK Bank has a duration of 24 months. Interest on the "Festgeldkonto" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 250,000 euros.

SWK Bank is a German direct bank based in Mainz. It specialises in consumer lending, savings, and deposit products for private customers. Established as part of the SWK Finanzgruppe, the bank offers flexible savings accounts, fixed‑term deposits and loan products with a focus on simplicity and digital accessibility.

SWK Bank aims to provide competitive interest rates on savings and a straightforward online experience.

Deposits at SWK Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about SWK Bank Festgeldkonto

This fixed-term deposit option by Crédit Agricole Personal Finance & Mobility has a duration of 24 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.

Crédit Agricole Personal Finance & Mobility is part of the Crédit Agricole Group, France's second-largest and one of Europe’s major banking groups, with roots in cooperative and retail banking. This is underlined by its history dating back to 1884.

In Germany, Crédit Agricole Personal Finance & Mobility focuses on consumer finance, savings, and deposit products for private customers. The bank combines the global expertise and financial strength of the Crédit Agricole network with locally adapted services.

Deposits at Crédit Agricole Personal Finance & Mobility are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Crédit Agricole Personal Finance & Mobility Festgeld

This fixed-term deposit option by Hanseatic Bank has a duration of 24 months. Interest on the "SparBrief" is paid annually. The minimum deposit amount is 2,500 euros, and the maximum deposit amount is 500,000 euros.

Hanseatic Bank is a privately owned German bank headquartered in Hamburg. Founded in 1969, it initially focused on financing retail purchases for customers of Otto Group – a leading German retail company. Over time, it expanded its portfolio to include savings solutions, consumer credit, insurance products, and credit cards.

Since 2005, the majority stake in Hanseatic Bank belongs to Société Générale, one of France’s top banks. Today, Hanseatic Bank is best known for its digital and easily accessible financial solutions.

Deposits at Hanseatic Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Hanseatic Bank SparBrief

This fixed-term deposit option by BluOr Bank has a duration of 6 months. Interest on the "Festgeld - raisin" is paid annually.

Founded in 2001, BluOr Bank is a Latvian-licensed bank (BluOr Bank AS) headquartered in Riga. Originally established as a bank exclusively for corporate clients, BluOr Bank has increasingly established itself as a credit institution offering services to private customers. This includes both flexible savings and term-deposit products.

Deposits at BluOr Bank are secured through European Union regulation and the national deposit guarantee scheme of Latvia.

Read more in our detailed review about BluOr Bank Festgeld - raisin

This fixed-term deposit option by Rediem Capital AB has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.

Rediem Capital is a Swedish credit market company founded in 2024. It is headquartered in Stockholm and supervised by the Swedish Financial Supervisory Authority (Finansinspektionen). The bank offers attractive fixed-term deposits to private customers in several European markets.

Since 2026, Rediem Capital has been part of Myntro Group (formerly Alektum Group), a debt collection company founded in 1992 and headquartered in Bremen, Germany.

Deposits at Rediem Capital AB are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Rediem Capital AB Festgeld - raisin

This fixed-term deposit option by Stellantis Direktbank has a duration of 3 months. Interest on the "Stellantis Direktbank Festgeld" is paid annually. The minimum deposit amount is 500 euros.

Stellantis Direktbank has offered financial services to the automotive sector for over 40 years. It is part of the Stellantis group, which owns car brands like Chrysler, Citroën, Fiat, Jeep, Opel, and Peugeot. Initially, Stellantis Direktbank marketed its financial services to private customers as PSA Direktbank. The direct bank focuses on digitally accessible products for savers seeking simple access to competitive deposit rates, without extensive branch networks.

Deposits at Stellantis Direktbank are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Stellantis Direktbank Stellantis Direktbank Festgeld

This fixed-term deposit option by SWK Bank has a duration of 18 months. Interest on the "Festgeldkonto" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 250,000 euros.

SWK Bank is a German direct bank based in Mainz. It specialises in consumer lending, savings, and deposit products for private customers. Established as part of the SWK Finanzgruppe, the bank offers flexible savings accounts, fixed‑term deposits and loan products with a focus on simplicity and digital accessibility.

SWK Bank aims to provide competitive interest rates on savings and a straightforward online experience.

Deposits at SWK Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about SWK Bank Festgeldkonto

This fixed-term deposit option by GEFA Bank has a duration of 24 months. Interest on the "GEFA FestGeld" is paid annually. The minimum deposit amount is 10,000 euros.

GEFA Bank is a German specialist bank focused on equipment and vehicle financing for businesses and corporate customers. Part of the Crédit Agricole group - France’s second-largest financial provider - GEFA offers leasing, installment loans, and financing solutions rather than broad retail deposit products. However, they also offer savings accounts to private consumers.

Deposits at GEFA Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about GEFA Bank GEFA FestGeld

This fixed-term deposit option by BluOr Bank has a duration of 9 months. Interest on the "Festgeld - raisin" is paid annually.

Founded in 2001, BluOr Bank is a Latvian-licensed bank (BluOr Bank AS) headquartered in Riga. Originally established as a bank exclusively for corporate clients, BluOr Bank has increasingly established itself as a credit institution offering services to private customers. This includes both flexible savings and term-deposit products.

Deposits at BluOr Bank are secured through European Union regulation and the national deposit guarantee scheme of Latvia.

Read more in our detailed review about BluOr Bank Festgeld - raisin

This fixed-term deposit option by Collector Bank has a duration of 18 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 500 euros, and the maximum deposit amount is 100,000 euros.

Collector was founded in 1999 and is based in Gothenburg. It is a Swedish digital bank offering financial solutions for private and corporate customers. The bank is a full subsidiary of Norion Bank AB, which is listed on Nasdaq Stockholm.

 Collector's banking services include savings accounts, credit solutions, and digital financial products. In addition, it offers payment solutions for e-commerce and retail, factoring, growth and savings accounts, and real estate loans.

Deposits at Collector Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Collector Bank Festgeld - raisin

This fixed-term deposit option by Avida Finans has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually.

Avida Finans is a Swedish financial institution specializing in consumer credit and deposit products in the Scandinavian market. Founded in 1983, the bank has 120 employees and is listed on the NOTC stock exchange in Oslo. Avida Finans focuses on providing digital savings and lending solutions targeting retail clients as well as corporate credit and factoring products.

Deposits at Avida Finans are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Avida Finans Festgeld - raisin

This fixed-term deposit option by Banca CF+ has a duration of 18 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.

Headquartered in Rome, Italy, Banca CF+ was founded in 1898. It specializes in financing solutions for companies in a period of strong performance or restructuring. The bank offers its customers factoring products, tax credit purchases, and short- and medium-term financing services for companies with structural and liquidity needs. To consumers, Banka CF+ offers deposit accounts.

Deposits at Banca CF+ are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Banca CF+ Festgeld - raisin

This fixed-term deposit option by Suresse Direkt Bank has a duration of 48 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 1,000 euros.

Suresse Direkt Bank is a German brand and online bank of the Belgian branch of Santander Consumer Finance. Santander Consumer Finance is part of the Banco Santander Group, Spain's largest bank and one of the largest banking groups in the world.

Suresse Direkt Bank has been active in Belgium since 1992 and in Germany since 2022. It offers solutions for savers seeking straightforward, no-frills savings products available entirely online.

Deposits at Suresse Direkt Bank are secured through European Union regulation and the national deposit guarantee scheme of Belgium.

Read more in our detailed review about Suresse Direkt Bank Festgeld

This fixed-term deposit option by Grenke Bank has a duration of 12 months. Interest on the "Grenke Bank Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.

Grenke Bank got its name after the takeover of Hesse Newman & Co., a private bank with a history dating back to 1777. It belongs to Grenke AG, which is a German financial services company that offers leasing, financing, and savings products through its subsidiaries. While historically known for leasing and SME financing, Grenke also provides deposit products to retail customers through its banking arm.

Grenke positions itself as a flexible financial partner that combines traditional banking with modern digital tools, a focus on simplicity, and competitive conditions.

Deposits at Grenke Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Grenke Bank Grenke Bank Festgeld

This fixed-term deposit option by Banca Sistema has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.

Banca Sistema is an Italian financial institution founded in Milan in 2011. Banca Sistema now also has offices in Rome and London. In June 2015, it was listed on the Star Segment of the Borsa Italiana stock exchange.

Banca Sistema's services include the purchase of trade receivables from Italian public administrations and tax receivables. To private individuals, they offer savings solutions.

Deposits at Banca Sistema are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Banca Sistema Festgeld - raisin