6 months
3.33% (paid Annually)
Min. €10,000
Raiffeisenbank Wittelsbacher Land Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Raiffeisenbank Wittelsbacher Land.
- The return on the Raiffeisenbank Wittelsbacher Land fixed-term deposit is dependent on the duration of the deposit. The highest interest is 3.33% annually for a duration of 6 months.
- Savings are protected under the national deposit insurance scheme of Germany.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Raiffeisenbank Wittelsbacher Land.
How much interest does the Raiffeisenbank Wittelsbacher Land Festgeld - raisin pay?
Raiffeisenbank Wittelsbacher Land offers the fixed-term deposit “Festgeld - raisin” with an annual percentage yield of 3.33% and a term of 6 months.
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the Raiffeisenbank Wittelsbacher Land Raiffeisenbank Wittelsbacher Land fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
Who is behind Raiffeisenbank Wittelsbacher Land?
Raiffeisenbank Wittelsbacher Land eG was founded in 1911 and is a regional cooperative bank headquartered in Mering, Bavaria. Thanks to its physical branches, it is firmly rooted in the local community.
Raiffeisenbank Wittelsbacher Land eG’s strategy focuses on offering its members and customers tailored financial services. It combines personalized advice, digital solutions, and sustainable business practices.
How safe is my money with Raiffeisenbank Wittelsbacher Land?
A two-tier system doubly secures deposits at Raiffeisenbank Wittelsbacher Land: The statutory deposit protection of up to 100,000 euros per customer in line with the EU guidance. Clients benefit from Germany's highest available sovereign credit rating, AAA.
Additionally, Raiffeisenbank Wittelsbacher Land is part of the voluntary protection scheme of the National Association of German Cooperative Banks (BVR), in particular the BVR Institutssicherung GmbH. It practically protects unlimited deposits by providing mutual support among institutions. This system provides comprehensive protection that well exceeds the statutory limit.
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Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your Raiffeisenbank Wittelsbacher Land fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Raiffeisenbank Wittelsbacher Land ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Raiffeisenbank Wittelsbacher Land “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Raiffeisenbank Wittelsbacher Land is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Raiffeisenbank Wittelsbacher Land's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Raiffeisenbank Wittelsbacher Land. The desired amount will automatically be transferred from your Raisin reference account to Raiffeisenbank Wittelsbacher Land.
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