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Settle in Germany Banking Savings Fixed-Term Deposits Renault Bank direkt Festgeld

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Renault Bank direkt for Expats in Germany

The fixed deposit by Renault Bank direkt is available with various maturities and offers a maximum interest rate of 3.25% for the 60-month term to eligible residents in Germany.

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Last update: August 25, 2026Last data check: September 19, 2026

Renault Bank direkt Festgeld at a Glance

Account type: Festgeld / fixed deposit
Deposit insurance: France (up to €100,000 per customer)
Available maturities: See table below

Term

Interest rate

Deposit amount

Term / interest rate / deposit amount

How Can I Manage the Renault Bank direkt Festgeld?

You manage the Festgeld via Renault Bank direkt's online-banking portal or the dedicated banking app "Renault Bank direkt Banking" for iOS and Android. You also need the "SecureGo+ Renault Bank direkt" application to confirm transactions securely.

Through these digital channels, you can view balances, make transfers to/from your linked reference account, receive digital statements, and handle account settings. Support is available via live chat, e-mail, or the online banking postbox. The web interface is entirely in German, and the mobile app also supports English.

How Can I Open the Renault Bank direkt Festgeld?

To open the Festgeld, you apply online via the Renault Bank direkt website. You require a German reference current account with a German IBAN for payouts, as well as a German residence and postal address. You must be at least 18 years old; however, there are separate savings options for minors (U18). Moreover, you need a mobile device to use the application to generate secure transaction codes (TAN). Identity verification for the Renault fixed-term deposit is handled digitally (via VideoIdent or electronic German "eID") or at a post office branch (PostIdent). After registration, you will receive the final legitimation pin code by post.

Good to Know

Not sure if this account is right for you? Compare current Festgeld rates and estimated returns across available accounts in Germany.

 

Compare Fixed Deposits in Germany

Open Renault Bank direkt Festgeld

About the Author

Christian is a founding member of and writer at Settle in Germany. He strives to empower expats - whether fleeing war or seeking their next career step - to make their own smart and confident decisions.His guides deliver reliable and objective information about banking and connectivity in Germany. Christian brings in his profound financial and business knowledge from his studies in International Management and a successful long-year track record within international corporations. Having grown up here and lived in six countries across three continents, Christian knows the ins and outs of German particularities and understands what it means to adjust to a new environment. He is deeply immersed in Berlin's expat community, working as a personal coach to support internationals shaping a new life in Germany.

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This content is for general information only and does not constitute personalized financial advice or a recommendation to use any particular product or provider. Product features, rates, fees, eligibility requirements, and terms can change. Please conduct your own research and seek independent professional advice where appropriate. Always verify the current terms with the provider before purchasing a service or opening an account.