6 months
2.01% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
Artea AB Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Artea AB.
- The return on the Artea AB fixed-term deposit is dependent on the duration of the deposit. The highest interest is 2.01% annually for a duration of 12 months.
- Savings are protected under the national deposit insurance scheme of Lithuania.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Artea AB.
How much interest does the Artea AB Festgeld - raisin pay?
Artea AB offers the fixed-term deposit “Festgeld - raisin” in 6 different terms, with annual percentage yields ranging from 1.00% to 2.01%. The highest interest is paid for the 6-month fixed-term deposit.
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the Artea AB Artea AB fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
12 months
2.01% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
24 months
1.75% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
36 months
1% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
48 months
1% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
60 months
1% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
Who is behind Artea AB?
Artea AB was founded in 1992. Based on its headquarters in Šiauliai, it was called Šiaulių bankas until 2025. The bank operates 59 branches in 37 cities across Lithuania.
Artea AB focuses primarily on providing loans to SMEs. The bank also actively participates in residential building renovation projects, finances energy-saving systems, and is currently a leader in renovation financing in Lithuania.
How safe is my money with Artea AB?
Deposits at Artea AB are safeguarded thanks to the Lithuanian statutory deposit guarantee scheme (Deposit and Investment Insurance). This guarantees deposits of up to 100,000 euros per depositor and per bank, in accordance with EU law. Lithuania’s sovereign credit environment is A.
See all Festgeld options
Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your Artea AB fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Artea AB ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Artea AB “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Artea AB is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Artea AB's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Artea AB. The desired amount will automatically be transferred from your Raisin reference account to Artea AB.
About the Author
Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).
Some of the links are promotional links. You help to keep this site running, as I gain a small commission for each purchase. It does not come at any cost to you.
