Sparda-Bank Nürnberg Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Sparda-Bank Nürnberg.
- The return on the Sparda-Bank Nürnberg fixed-term deposit is dependent on the duration of the deposit. The highest interest is % annually for a duration of months.
- Savings are protected under the national deposit insurance scheme of Germany.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Sparda-Bank Nürnberg.
How much interest does the Sparda-Bank Nürnberg Festgeld - raisin pay?
Sparda-Bank Nürnberg offers the fixed-term deposit “Festgeld - raisin”
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the Sparda-Bank Nürnberg Sparda-Bank Nürnberg fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
Who is behind Sparda-Bank Nürnberg?
Sparda-Bank Nürnberg eG was founded in 1930 in Nuremberg, Germany. Today, in addition to its headquarters, it has branches and self-service centers throughout the region and is considered the largest cooperative bank in Northern Bavaria.
Sparda-Bank Nürnberg eG’s offerings include traditional banking products such as checking accounts, financing options, loans, and insurance.
How safe is my money with Sparda-Bank Nürnberg?
Sparda-Bank Nürnberg deposits are covered by a two-tier system: The statutory deposit protection of up to 100,000 euros per customer and institution. Bremische Volksbank clients benefit from Germany's fiscal strength, underscored by the highest available sovereign credit rating, AAA.
Additionally, Sparda-Bank Nürnberg adheres to the voluntary protection scheme of the National Association of German Cooperative Banks (BVR), in particular the BVR Institutssicherung GmbH. It practically protects unlimited deposits by providing mutual support among institutions.
See all Festgeld options
Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your Sparda-Bank Nürnberg fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Sparda-Bank Nürnberg ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Sparda-Bank Nürnberg “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Sparda-Bank Nürnberg is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Sparda-Bank Nürnberg's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Sparda-Bank Nürnberg. The desired amount will automatically be transferred from your Raisin reference account to Sparda-Bank Nürnberg.
About the Author
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