3 months
2.61% (paid Annually)
Min. €500
Stellantis Direktbank Fixed-Term Deposit: Festgeld Review 2026
In a nutshell:
- The “Festgeld” is a fixed-term deposit offered by Stellantis Direktbank.
- The return on the Stellantis Direktbank fixed-term deposit is dependent on the duration of the deposit. The highest interest is 3.1% annually for a duration of 24 months.
- Savings are protected under the national deposit insurance scheme of France.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Stellantis Direktbank.
How much interest does the Stellantis Direktbank Festgeld pay?
Stellantis Direktbank offers the fixed-term deposit “Festgeld” in 6 different terms, with annual percentage yields ranging from 2.61% to 3.10%. The highest interest is paid for the 24-month fixed-term deposit.
In comparison, the top Festgeld high-yield savings accounts are currently offered by Achmea Bank (3.6% for 120 months) and J&T Direktbank (3.5% for 120 months).
You can find an overview of all conditions for the Stellantis Direktbank Stellantis Direktbank fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
6 months
2.76% (paid Annually)
Min. €500
12 months
3.02% (paid Annually)
Min. €500
24 months
3.1% (paid Annually)
Min. €500
36 months
3.02% (paid Annually)
Min. €500
48 months
3.02% (paid Annually)
Min. €500
Who is behind Stellantis Direktbank?
Stellantis Direktbank has offered financial services to the automotive sector for over 40 years. It is part of the Stellantis group, which owns car brands like Chrysler, Citroën, Fiat, Jeep, Opel, and Peugeot. Initially, Stellantis Direktbank marketed its financial services to private customers as PSA Direktbank. The direct bank focuses on digitally accessible products for savers seeking simple access to competitive deposit rates, without extensive branch networks.
How safe is my money with Stellantis Direktbank?
Customer deposits at Stellantis Direktbank are secured by the statutory deposit insurance scheme that operates under EU and French law. This scheme guarantees coverage of up to 100,000 euros per bank and per depositor. France, being the second-largest economy in the EU, holds an A+ credit rating.
See all fixed-term deposits
Check our complete list of time money and easily calculate your possible return.
Best interest rates for Festgeld in Germany in August 2026
How can I manage the Festgeld account?
You manage the Festgeld via Stellantis Direktbank online banking. You can view balances, make transfers to/from your linked reference account, receive digital statements, and handle account settings. Support is available via contact form or telephone. The web interface is entirely in German. You also need the "SecureGo+" application to securely confirm transactions.
How can I open the Stellantis Direktbank “Festgeld“?
To open the Festgeld, you need to apply online through the Stellantis Direktbank website. It is essential to have a German reference current account with a German IBAN for payouts, as well as a German residence and postal address. You must be at least 18 years old to apply. Additionally, you will need a German mobile number and a smartphone to use the application, which generates secure transaction codes (TANs).
The identity verification for the Stellantis fixed-term deposit can be completed digitally using VideoIdent or in-person at a post office branch via PostIdent. After you complete your registration, you will receive the final verification pin code by post.
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