6 months
1.2% (paid Annually)
Min. €2,500
UmweltBank Fixed-Term Deposit: UmweltFestzins Review 2026
In a nutshell:
- The “UmweltFestzins” is a fixed-term deposit offered by UmweltBank.
- The return on the UmweltBank fixed-term deposit is dependent on the duration of the deposit. The highest interest is 3% annually for a duration of 120 months.
- Savings are protected under the national deposit insurance scheme of Germany.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by UmweltBank.
How much interest does the UmweltBank UmweltFestzins pay?
UmweltBank offers the fixed-term deposit “UmweltFestzins” in 5 different terms, with annual percentage yields ranging from 1.20% to 3.00%. The highest interest is paid for the 120-month fixed-term deposit.
You can find an overview of all conditions for the UmweltBank fixed-term deposits below:
Term
Interest rate
Deposit amount
12 months
1.4% (paid Annually)
Min. €2,500
36 months
1.8% (paid Annually)
Min. €2,500
60 months
2.5% (paid Annually)
Min. €2,500
120 months
3% (paid Annually)
Min. €2,500
Who is behind UmweltBank?
UmweltBank is a German direct bank with a specialised focus on sustainable and ecological finance. Founded in 1994, it aims to support environmentally friendly projects and investments by offering products aligned with sustainability principles. In addition to standard banking solutions, UmweltBank offers savings and deposit products for customers who value ethical, eco-conscious financial services. Its online-centric model enables retail customers across Germany to access competitive savings solutions, with transparent disclosures and a strong commitment to sustainability.
How safe is my money with UmweltBank?
Customer deposits at UmweltBank are protected under the German statutory deposit guarantee scheme (Entschädigungseinrichtung deutscher Banken) up to the legal limit of 100,000 euros per depositor and bank. This is in accordance with EU law. Germany’s sovereign credit rating remains strong (AAA with major agencies), which bolsters confidence in its banking and regulatory frameworks.
How can I manage the UmweltFestzins account?
The "" at UmweltBank is managed through the bank's online banking platform or mobile application (iOS and Android). The entire UmweltBank fixed-term deposit can be managed digitally, allowing you to view balances, initiate transfers, manage documents, and more.
Customer support is available via secure messaging and telephone. Customer service is available in German, and the mobile application is delivered in English and German.
How can I open the UmweltBank “UmweltFestzins“?
To open the "" at UmweltBank, you can begin the process entirely online via the bank's website. Applicants must be 18 years of age or older and have German residency (you may be asked to provide your "Meldebestätigung" for identification).
Moreover, you require a European current account with an IBAN number (SEPA). This reference account facilitates deposits and withdrawals for UmweltBank fixed-term deposit. To approve transactions, you need a smartphone with the SecureGo+ app installed. The application requires personal information and identification, which is verified through either a digital German ID card (eID), webcam (VideoIdent), or in person at a post office (PostIdent), depending on your preferences and available options.
About the Author
Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).
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