Banca Progetto Flexible Savings Account: Tagesgeld - raisin Review 2026
In a nutshell:
- The “Tagesgeld - raisin” is a flexible savings account offered by Banca Progetto.
- It pays a top interest rate of 2% annually.
- Savings are protected under the national deposit insurance scheme of Italy.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by Banca Progetto.
Banca Progetto
Tagesgeld - raisin
2.00%
annual percentage yield
How much interest does the Banca Progetto Tagesgeld - raisin pay?
Banca Progetto offers the flexible savings account "Tagesgeld - raisin" with annually interest payouts. The regular interest rate is 2%. You must maintain a balance of at least 10,000 euros and at most 90,000 euros.
Who is behind Banca Progetto?
Banca Progetto is an Italian bank founded in 1994 and today focuses primarily on modern digital banking solutions for private and corporate customers. The bank has evolved from a traditional financial institution into a lean, technology-driven provider offering fully online savings and lending products. Through its strong digital orientation, Banca Progetto enables customers from several European countries to access attractive deposit products. The bank is headquartered in Milan and operates under the supervision of the Bank of Italy.
How safe is my money with Banca Progetto?
Savings deposited with Banca Progetto are protected under the Italian deposit guarantee scheme (Fondo Interbancario di Tutela dei Depositi), which secures up to 100,000 euros per customer in accordance with EU regulations. Italy carries an investment-grade sovereign credit rating of BBB+, indicating stable risk levels.
How can I manage the Tagesgeld - raisin account?
Your Banca Progetto flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Banca Progetto ’s own systems or require additional apps or credentials for any administrative steps related to the flexible savings account.
How can I open the Banca Progetto Tagesgeld - raisin?
Opening the "Tagesgeld - raisin" flexible savings account with Banca Progetto is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Banca Progetto's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account with Banca Progetto. The desired amount will automatically be transferred from your Raisin reference account to Banca Progetto.
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