Carrefour Banque Flexible Savings Account: Tagesgeld - raisin Review 2026
In a nutshell:
- The “Tagesgeld - raisin” is a flexible savings account offered by Carrefour Banque.
- It pays a top interest rate of 1.86% annually.
- Savings are protected under the national deposit insurance scheme of France.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by Carrefour Banque.
Carrefour Banque
Tagesgeld - raisin
1.86%
annual percentage yield
How much interest does the Carrefour Banque Tagesgeld - raisin pay?
Carrefour Banque offers the flexible savings account "Tagesgeld - raisin" with quarterly interest payouts. The regular interest rate is 1.86%. You must maintain a balance of at most 100,000 euros.
Who is behind Carrefour Banque?
Headquartered in the Greater Paris region and founded in 1981, Carrefour Banque SA is a public limited company under French law. The bank is owned 60% by the mixed holding company and Europe's second-largest retailer, Carrefour SA, and 40% by its partner, BNP Paribas Personal Finance, part of France's largest banking group.
The French Carrefour Banque focuses on new digital functions and accessible products, including payment cards, revolving loans, personal loans, loan repurchasing, car and home insurance, personal insurance, and savings products.
How safe is my money with Carrefour Banque?
Deposits at Carrefour Banque are protected under France’s statutory deposit guarantee scheme "Fonds de Garantie des Dépôts et de Résolution (FGDR)" which secures eligible deposits up to 100,000 euros per depositor and institution under EU law. France generally holds a solid A+ investment-grade sovereign credit rating from major agencies, reflecting financial sector stability.
Moreover, its affiliation with the multinational corporations Carrefour and BNP Paribas serves as an additional stability anchor.
How can I manage the Tagesgeld - raisin account?
Your Carrefour Banque flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Carrefour Banque ’s own systems or require additional apps or credentials for any administrative steps related to the flexible savings account.
How can I open the Carrefour Banque Tagesgeld - raisin?
Opening the "Tagesgeld - raisin" flexible savings account with Carrefour Banque is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Carrefour Banque's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account with Carrefour Banque. The desired amount will automatically be transferred from your Raisin reference account to Carrefour Banque.
About the Author
Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).
Some of the links are promotional links. You help to keep this site running, as I gain a small commission for each purchase. It does not come at any cost to you.
