Collector Bank Flexible Savings Account: Tagesgeld - raisin Review 2026
In a nutshell:
- The “Tagesgeld - raisin” is a flexible savings account offered by Collector Bank.
- It pays a top interest rate of 1.86% annually.
- Savings are protected under the national deposit insurance scheme of Sweden.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by Collector Bank.
Collector Bank
Tagesgeld - raisin
1.86%
annual percentage yield
How much interest does the Collector Bank Tagesgeld - raisin pay?
Collector Bank offers the flexible savings account "Tagesgeld - raisin" with quarterly interest payouts. The regular interest rate is 1.86%. You must maintain a balance of at least 500 euros and at most 85,000 euros.
Who is behind Collector Bank?
Collector was founded in 1999 and is based in Gothenburg. It is a Swedish digital bank offering financial solutions for private and corporate customers. The bank is a full subsidiary of Norion Bank AB, which is listed on Nasdaq Stockholm.
Collector's banking services include savings accounts, credit solutions, and digital financial products. In addition, it offers payment solutions for e-commerce and retail, factoring, growth and savings accounts, and real estate loans.
How safe is my money with Collector Bank?
Deposits at Collector Bank are protected under the Swedish statutory deposit guarantee scheme administered by Riksgälden. In line with EU standards, deposits are guaranteed up to 1,050,000 Swedish Crowns (approximately 90–100,000 euros, depending on the exchange rate) per depositor and per institution. Sweden is regarded as one of the most financially stable countries worldwide, with a strong AAA sovereign credit rating.
How can I manage the Tagesgeld - raisin account?
Your Collector Bank flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Collector Bank ’s own systems or require additional apps or credentials for any administrative steps related to the flexible savings account.
How can I open the Collector Bank Tagesgeld - raisin?
Opening the "Tagesgeld - raisin" flexible savings account with Collector Bank is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Collector Bank's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account with Collector Bank. The desired amount will automatically be transferred from your Raisin reference account to Collector Bank.
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