comdirect Flexible Savings Account: Tagesgeld PLUS Review 2026
In a nutshell:
- The “Tagesgeld PLUS” is a flexible savings account offered by comdirect.
- It pays a top interest rate of 1.5% annually.
- Savings are protected under the national deposit insurance scheme of Germany.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by comdirect.
comdirect
Tagesgeld PLUS
1.50%
annual percentage yield
How much interest does the comdirect Tagesgeld PLUS pay?
comdirect offers the flexible savings account "Tagesgeld PLUS" with quarterly interest payouts. The regular interest rate is 1.5%.
Who is behind comdirect?
comdirect started in 1994 as a direct bank under Commerzbank’s initiative and only became an integral part of Commerzbank Group – Germany’s second-largest private bank - after a full takeover in 2020. Initially positioned as a low-cost, online brokerage and current account provider, comdirect offers current accounts, savings and deposit products, broker services, and digital banking tools. Since integration into Commerzbank the comdirect brand continues to operate as a digital retail channel within the wider Commerzbank group.
How safe is my money with comdirect?
comdirect deposits are protected by Germany’s statutory deposit guarantee (Entschädigungseinrichtung deutscher Banken) up to 100,000 Euro per depositor. Germany has the highest sovereign rating, AAA. As part of Commerzbank, comdirect customers also benefit from the group’s additional institutional safeguards.
How can I manage the Tagesgeld PLUS account?
To manage the Tagesgeld PLUS, comdirect provides full online banking access, a mobile app for iOS/Android, and trading platforms for securities. Customer support is available by phone, secure messaging in the portal, and email. All interfaces, apps, and customer service are provided exclusively in German.
How can I open the comdirect Tagesgeld PLUS?
comdirect flexible savings account "Tagesgeld PLUS" are opened online; comdirect supports VideoIdent, electronic ID, and identity verification in-person at a post office. Applicants need to be adults with a valid ID and German residence. After verification, the flexible savings account immediately becomes available for use.
You also need to indicate a reference current account with comdirect or another bank for payouts.
About the Author
Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).
Some of the links are promotional links. You help to keep this site running, as I gain a small commission for each purchase. It does not come at any cost to you.
