Distingo Bank Flexible Savings Account: Tagesgeld - raisin Review 2026
In a nutshell:
- The “Tagesgeld - raisin” is a flexible savings account offered by Distingo Bank.
- It pays a top interest rate of 2% annually.
- Savings are protected under the national deposit insurance scheme of France.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by Distingo Bank.
Distingo Bank
Tagesgeld - raisin
2.00%
annual percentage yield
How much interest does the Distingo Bank Tagesgeld - raisin pay?
Distingo Bank offers the flexible savings account "Tagesgeld - raisin" with annually interest payouts. The regular interest rate is 2%. You must maintain a balance of at most 100,000 euros.
Who is behind Distingo Bank?
The French Distingo Bank is an online-only bank offering simple investment solutions. It was launched in France in 2013 and is located in the Greater Paris region. The credit institution focuses, among other things, on investing its customers' savings. Distingo Bank has already received several awards for its performance. Among other things, it has been recognized by AFNOR, the official French standardization body, for eight consecutive years.
Distingo Bank is supervised by the "Autorité de Contrôle Prudentiel et de Résolution" and the European Central Bank.
How safe is my money with Distingo Bank?
Customer deposits at Distingo Bank are covered by the statutory deposit-insurance scheme under EU and French law, which guarantees up to 100,000 euros per bank and per depositor. France is the EU's second-largest economy with a credit rating of A+.
How can I manage the Tagesgeld - raisin account?
Your Distingo Bank flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Distingo Bank ’s own systems or require additional apps or credentials for any administrative steps related to the flexible savings account.
How can I open the Distingo Bank Tagesgeld - raisin?
Opening the "Tagesgeld - raisin" flexible savings account with Distingo Bank is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Distingo Bank's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account with Distingo Bank. The desired amount will automatically be transferred from your Raisin reference account to Distingo Bank.
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