FIMBank Flexible Savings Account: Tagesgeld - raisin Review 2026
In a nutshell:
- The “Tagesgeld - raisin” is a flexible savings account offered by FIMBank.
- It pays a top interest rate of 2.03% annually.
- Savings are protected under the national deposit insurance scheme of Malta.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by FIMBank.
FIMBank
Tagesgeld - raisin
2.03%
annual percentage yield
How much interest does the FIMBank Tagesgeld - raisin pay?
FIMBank offers the flexible savings account "Tagesgeld - raisin" with quarterly interest payouts. The regular interest rate is 2.03%. You must maintain a balance of at most 100,000 euros.
Who is behind FIMBank?
FIMBank p.l.c. is a licensed credit institution headquartered in Malta with a listing on the Malta Stock Exchange. The bank itself was founded in 1994. FIMBank is a member of the KIPCO Group, one of the largest holding companies in the Middle East and North Africa, with over 16,000 employees across 60 companies in more than a dozen countries. FIMBank is globally active, particularly with its services in trade finance, factoring, and forfaiting.
How safe is my money with FIMBank?
Deposits at FIMBank are covered by Malta's national deposit insurance scheme, which protects up to 100,000 euros per depositor according to EU regulations. Malta holds an investment-grade sovereign credit rating of A-, reflecting a stable financial environment.
How can I manage the Tagesgeld - raisin account?
Your FIMBank flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on FIMBank ’s own systems or require additional apps or credentials for any administrative steps related to the flexible savings account.
How can I open the FIMBank Tagesgeld - raisin?
Opening the "Tagesgeld - raisin" flexible savings account with FIMBank is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a FIMBank's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account with FIMBank. The desired amount will automatically be transferred from your Raisin reference account to FIMBank.
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