finvesto Flexible Savings Account: Tagesgeld - raisin Review 2026
In a nutshell:
- The “Tagesgeld - raisin” is a flexible savings account offered by finvesto.
- It pays a top interest rate of 1.8% annually.
- Savings are protected under the national deposit insurance scheme of Germany.
Find all the details about the finvesto Tagesgeld in our frequently asked questions below.
How much interest does the finvesto Tagesgeld - raisin pay?
finvesto offers the flexible savings account "Tagesgeld - raisin" with semi-annually interest payouts. The regular interest rate is 1.8%. You must maintain a balance of at most 99,000 euros.
In comparison, the best high-yield savings accounts for Tagesgeld are currenty offered by Consorsbank (3.4%) and Santander (3.3%).
Figure out in a few seconds how much return you can earn with your flexible savings account by finvesto by entering your savings amount and duration in our interest calculator:
finvesto
Tagesgeld - raisin
1.80%
annual percentage yield
Who is behind finvesto?
finvesto is a provider specializing in investment funds. The company’s history dates back to 1949, when Allgemeine Deutsche Investmentgesellschaft GmbH was founded. In 2002, it became became cominvest Asset Management before being renamed to finvesto in 2016.
finvesto is a modern online banking and investment platform. It offers a variety of deposit and investment products for private customers seeking digital access. It positions itself as a digital alternative for savers and investors who prefer app‑ and web‑based banking.
How safe is my money with finvesto?
Customer deposits at finvesto are held with FNZ Bank SE and protected under Germany’s statutory deposit guarantee scheme (Entschädigungseinrichtung deutscher Banken), which secures eligible funds up to 100,000 euros per depositor and per bank, in accordance with EU law.
In addition to the statutory guarantee, FNZ Bank participates in the voluntary deposit protection fund of the Association of German Banks (Bankenverband), which extends coverage beyond the statutory minimum. Germany’s sovereign credit rating is strong (AAA with major agencies), reflecting stability in its banking and financial oversight.
See all Tagesgeld options
Check our complete list of deposits and quickly calculate your possible return.
How can I manage the Tagesgeld - raisin account?
The bank at finvesto is managed through the bank’s online banking portal or “FNZbanking” app for iOS and Android. You can manage the entire account online, view balances, monitor interest or returns, open new accounts, initiate transfers between your linked reference account and savings or deposit accounts, and more.
Customer support is available via phone and email, with services primarily offered in German. The mobile application is also available in English.
How can I open the finvesto Tagesgeld - raisin?
To open finvesto’s “” or related savings product with finvesto, you can apply online via the bank’s website. The service is not only available to private individuals but also to businesses. Minors can open an account together with their parent or guardian. A residence abroad outside Germany is possible.
Customers require a European reference current account (IBAN) for funding and withdrawals tied to the finvesto bank. Once identity verification via webcall (VideoIdent) or at a post office (PostIdent), the account is activated and ready for use.
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