Qliro AB Flexible Savings Account: Tagesgeld - raisin Review 2026
In a nutshell:
- The “Tagesgeld - raisin” is a flexible savings account offered by Qliro AB.
- It pays a top interest rate of 1% annually.
- Savings are protected under the national deposit insurance scheme of Sweden.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by Qliro AB.
Qliro AB
Tagesgeld - raisin
1.00%
annual percentage yield
How much interest does the Qliro AB Tagesgeld - raisin pay?
Qliro AB offers the flexible savings account "Tagesgeld - raisin" with quarterly interest payouts. The regular interest rate is 1%. You must maintain a balance of at least 1,000 euros and at most 85,000 euros.
Who is behind Qliro AB?
Qliro was founded in 2014 by the largest online retailer group in Scandinavia, the Qliro Group. It is a Swedish financial technology company headquartered in Stockholm that offers online payment solutions in the Nordics. Qliro also provides other digital banking services, including consumer loans and savings products. Qliro is regulated by the Swedish Financial Supervisory Authority (SFSA).
How safe is my money with Qliro AB?
Your deposits with Qliro are safeguarded by the Swedish national deposit insurance scheme, managed by the Swedish National Debt Office (Riksgälden). This statutory guarantee covers up to 1,050,000 Swedish Crowns (approximately 90,000 to 100,000 euros, depending on the exchange rate) per depositor and per bank, in full compliance with EU regulatory requirements. Sweden currently holds the highest sovereign credit rating (AAA) from major rating agencies.
How can I manage the Tagesgeld - raisin account?
Your Qliro AB flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Qliro AB ’s own systems or require additional apps or credentials for any administrative steps related to the flexible savings account.
How can I open the Qliro AB Tagesgeld - raisin?
Opening the "Tagesgeld - raisin" flexible savings account with Qliro AB is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Qliro AB's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account with Qliro AB. The desired amount will automatically be transferred from your Raisin reference account to Qliro AB.
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