Resurs Bank Flexible Savings Account: Tagesgeld - raisin Review 2026
In a nutshell:
- The “Tagesgeld - raisin” is a flexible savings account offered by Resurs Bank.
- It pays a top interest rate of 1.84% annually.
- Savings are protected under the national deposit insurance scheme of Sweden.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by Resurs Bank.
Resurs Bank
Tagesgeld - raisin
1.84%
annual percentage yield
How much interest does the Resurs Bank Tagesgeld - raisin pay?
Resurs Bank offers the flexible savings account "Tagesgeld - raisin" with annually interest payouts. The regular interest rate is 1.84%. You must maintain a balance of at least 500 euros and at most 85,000 euros.
Who is behind Resurs Bank?
Resurs Bank is a Swedish online bank founded in 1977 and headquartered in Helsingborg. The bank specializes in consumer financial services, including savings, loans, and payment solutions, with a strong focus on digital accessibility.
Resurs Bank offers its products across several European countries, including Germany, often via partner platforms. Its business model emphasizes flexibility and ease of use for retail customers, offering competitive interest rates on deposit products. The Swedish Financial Supervisory Authority regulates Resurs Bank and requires it to adhere to strict Nordic banking standards.
How safe is my money with Resurs Bank?
Deposits at Resurs Bank are protected under Sweden’s statutory deposit guarantee scheme, administered by the Swedish National Debt Office (Riksgälden), which covers up to 1,050,000 Swedish Crowns (roughly 90–100,000 euros, depending on the exchange rate) per depositor and bank. Sweden has the top sovereign credit rating (AAA), reflecting a stable and secure banking environment.
How can I manage the Tagesgeld - raisin account?
Your Resurs Bank flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Resurs Bank ’s own systems or require additional apps or credentials for any administrative steps related to the flexible savings account.
How can I open the Resurs Bank Tagesgeld - raisin?
Opening the "Tagesgeld - raisin" flexible savings account with Resurs Bank is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Resurs Bank's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account with Resurs Bank. The desired amount will automatically be transferred from your Raisin reference account to Resurs Bank.
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