Vereinigte Volksbank Raiffeisenbank Flexible Savings Account: Tagesgeld - raisin Review 2026
In a nutshell:
- The “Tagesgeld - raisin” is a flexible savings account offered by Vereinigte Volksbank Raiffeisenbank.
- It pays a top interest rate of 1.1% annually.
- Savings are protected under the national deposit insurance scheme of Germany.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by Vereinigte Volksbank Raiffeisenbank.
Vereinigte Volksbank Raiffeisenbank
Tagesgeld - raisin
1.10%
annual percentage yield
How much interest does the Vereinigte Volksbank Raiffeisenbank Tagesgeld - raisin pay?
Vereinigte Volksbank Raiffeisenbank offers the flexible savings account "Tagesgeld - raisin" with annually interest payouts. The regular interest rate is 1.1%. You must maintain a balance of at least 5,000 euros and at most 500,000 euros.
Who is behind Vereinigte Volksbank Raiffeisenbank?
Vereinigte Volksbank Raiffeisenbank eG, based in Reinheim in the greater Frankfurt region, was founded in 1871. As a cooperative bank, it is committed to the principles of grassroots democratic cooperatives. The wider Volksbank-Raiffeisen Group belongs to the top 3 banking groups in Germany.
Vereinigte Volksbank Raiffeisenbank eG offers financial services to private and corporate customers across the Reinheim region and nationwide. The bank's services include everyday banking services, savings, lending, insurance, support for business start-ups, and succession planning. Modern digital distribution channels for marketing products have been playing an increasing role in the bank's strategy.
How safe is my money with Vereinigte Volksbank Raiffeisenbank?
A two-tier system doubly secures deposits at Vereinigte Volksbank Raiffeisenbank eG: The statutory deposit protection of up to 100,000 euros per customer in line with the EU guidance. Clients benefit from Germany's fiscal strength, underscored by the highest available sovereign credit rating, AAA.
Additionally, Vereinigte Volksbank Raiffeisenbank eG adheres to the voluntary protection scheme of the National Association of German Cooperative Banks (BVR), in particular the BVR Institutssicherung GmbH. It practically protects unlimited deposits by providing mutual support among institutions. This system provides comprehensive protection that exceeds the statutory limit.
How can I manage the Tagesgeld - raisin account?
Your Vereinigte Volksbank Raiffeisenbank flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Vereinigte Volksbank Raiffeisenbank ’s own systems or require additional apps or credentials for any administrative steps related to the flexible savings account.
How can I open the Vereinigte Volksbank Raiffeisenbank Tagesgeld - raisin?
Opening the "Tagesgeld - raisin" flexible savings account with Vereinigte Volksbank Raiffeisenbank is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Vereinigte Volksbank Raiffeisenbank's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account with Vereinigte Volksbank Raiffeisenbank. The desired amount will automatically be transferred from your Raisin reference account to Vereinigte Volksbank Raiffeisenbank.
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