Nordiska Flexible Savings Account: Tagesgeld - raisin Review 2026
In a nutshell:
- The “Tagesgeld - raisin” is a flexible savings account offered by Nordiska.
- It pays a top interest rate of 1.75% annually.
- Savings are protected under the national deposit insurance scheme of Sweden.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by Nordiska.
Nordiska
Tagesgeld - raisin
1.75%
annual percentage yield
How much interest does the Nordiska Tagesgeld - raisin pay?
Nordiska offers the flexible savings account "Tagesgeld - raisin" with annually interest payouts. The regular interest rate is 1.75%. You must maintain a balance of at least 1,000 euros and at most 85,000 euros.
Who is behind Nordiska?
Nordiska is a Swedish‑licensed credit institution based in Stockholm, Sweden. It operates as a modern, cloud‑native bank and “embedded finance” platform. Nordiska offers a range of products, from deposits to financing options, including factoring, real estate financing, and corporate loans. The bank serves both private customers and institutional/partner clients.
How safe is my money with Nordiska?
Customer deposits at Nordiska are protected by Sweden’s statutory deposit insurance, administered by the national deposit guarantee scheme. Deposits (including accrued interest) are covered up to 1,050,000 Swedish Crowns (approximately 90–100,000 euros, depending on the exchange rate) per depositor and per credit institution. Sweden is considered a stable, investment‑grade country, supporting the stability of its banking system. Therefore, it has been awarded the top credit rating of AAA.
How can I manage the Tagesgeld - raisin account?
Your Nordiska flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Nordiska ’s own systems or require additional apps or credentials for any administrative steps related to the flexible savings account.
How can I open the Nordiska Tagesgeld - raisin?
Opening the "Tagesgeld - raisin" flexible savings account with Nordiska is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Nordiska's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account with Nordiska. The desired amount will automatically be transferred from your Raisin reference account to Nordiska.
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