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MeDirect Bank Tagesgeld - raisin for Expats in Germany

The Tagesgeldkonto by MeDirect Bank offers a top interest rate of 1.1%, and is available to eligible residents in Germany.

Written by Christian - German Expat Banking & Connectivity Expert
Last update: August 21, 2026Last data check: September 11, 2026

MeDirect Bank Tagesgeld - raisin at a Glance

Account type	Tagesgeld / flexible savings
Promotional rate	Not available
Balance for promotional rate	Unlimited
Ongoing rate	1.1%
Interest Payout	Quarterly
Balance for regular interest	€0 - 50000
Deposit protection	Malta (up to €100,000 per customer)

Open MeDirect Bank Tagesgeld - raisin

How Much Interest Can You Earn with the MeDirect Bank Tagesgeld - raisin?

Enter your savings amount and planned savings period to estimate how much interest you could earn with this account:

MeDirect Bank
Tagesgeld - raisin

€ 55.00
est. interest

1.10%

annual percentage yield

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How we keep this information accurate

How Can I Manage the MeDirect Bank Tagesgeld - raisin?

Your MeDirect Bank flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.

The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on MeDirect Bank ’s own systems or require additional apps or credentials for any administrative steps related to the flexible savings account.

How Can I Open the MeDirect Bank Tagesgeld - raisin?

Opening the "Tagesgeld - raisin" flexible savings account with MeDirect Bank is done fully online via the interest marketplace Raisin.

Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a MeDirect Bank's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.

You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account with MeDirect Bank. The desired amount will automatically be transferred from your Raisin reference account to MeDirect Bank.

Good to Know

Not sure if this account is right for you? Compare current Tagesgeld rates and estimated returns across available accounts in Germany.

Compare Tagesgeld Accounts

About MeDirect Bank
MeDirect is a Maltese banking and financial services provider founded in 2004 and regulated by the Malta Financial Services Authority. In addition to its headquarters, MeDirect also maintains a branch network in Malta. Its Belgian subsidiary operates as a pure online provider and is expanding its presence across the European market. The bank focuses on international corporate lending, private banking, investment services, and asset management for wealthy private clients.
MeDirect Bank Deposit Protection

Open MeDirect Bank Tagesgeld - raisin

About the Author

Christian is a founding member of and writer at Settle in Germany. He strives to empower expats - whether fleeing war or seeking their next career step - to make their own smart and confident decisions.His guides deliver reliable and objective information about banking and connectivity in Germany. Christian brings in his profound financial and business knowledge from his studies in International Management and a successful long-year track record within international corporations. Having grown up here and lived in six countries across three continents, Christian knows the ins and outs of German particularities and understands what it means to adjust to a new environment. He is deeply immersed in Berlin's expat community, working as a personal coach to support internationals shaping a new life in Germany.

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This content is for general information only and does not constitute personalized financial advice or a recommendation to use any particular product or provider. Product features, rates, fees, eligibility requirements, and terms can change. Please conduct your own research and seek independent professional advice where appropriate. Always verify the current terms with the provider before purchasing a service or opening an account.