EuroExtra Flexible Savings Account: Tagesgeld - raisin Review 2026
In a nutshell:
- The “Tagesgeld - raisin” is a flexible savings account offered by EuroExtra.
- It pays a top interest rate of 2% annually.
- Savings are protected under the national deposit insurance scheme of Germany.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by EuroExtra.
EuroExtra
Tagesgeld - raisin
2.00%
annual percentage yield
How much interest does the EuroExtra Tagesgeld - raisin pay?
EuroExtra offers the flexible savings account "Tagesgeld - raisin" with monthly interest payouts. The regular interest rate is 2%. You must maintain a balance of at most 100,000 euros.
Who is behind EuroExtra?
EuroExtra is a brand and investment product from Raisin, a leading European savings marketplace based in Berlin. Raisin enables European and US savers to invest money with banks worldwide.
For EuroExtra, Raisin Bank AG acts as trustee, with funds held in a collective trust account at Deutsche Bank, Germany's largest private bank and a leading multinational player.
How safe is my money with EuroExtra?
EuroExtra deposits are protected by Deutsche Bank's deposit insurance schemes. Initially, the German statutory deposit guarantee (Entschädigungseinrichtung deutscher Banken), in accordance with EU regulations, secures up to 100,000 euros per depositor. Germany is the world's sole major industrial nation with the top sovereign rating, AAA.
In addition, Deutsche Bank is a member of the Deposit Protection Fund of the Federal Association of German Banks (Bundesverband deutscher Banken e.V.). In accordance with its statutes, the Deposit Protection Fund protects the deposits of individual customers, in particular natural persons, foundations, and companies.
How can I manage the Tagesgeld - raisin account?
Your EuroExtra flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on other systems or require additional apps or credentials for any administrative steps related to the flexible savings account.
How can I open the EuroExtra Tagesgeld - raisin?
Opening the EuroExtra "Tagesgeld - raisin" is done fully online via the interest marketplace Raisin.
Using the marketplace, you only need to register once and can then open several savings options, such as a EuroExtra's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account EuroExtra. The desired amount will automatically be transferred from your Raisin reference account to EuroExtra.
About the Author
Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).
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