12 months
2.6% (paid At maturity)
Min. €5,000
Max. €90,000
Max. €90,000
Rediem Capital Fixed-Term Deposit: Myntro Festgeld Review 2026
In a nutshell:
- The “Myntro Festgeld” is a fixed-term deposit offered by Rediem Capital.
- The return on the Rediem Capital fixed-term deposit is dependent on the duration of the deposit. The highest interest is 2.6% annually for a duration of 12 months.
- Savings are protected under the national deposit insurance scheme of Sweden.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Rediem Capital.
How much interest does the Rediem Capital Myntro Festgeld pay?
Rediem Capital offers the fixed-term deposit “Myntro Festgeld” with an annual percentage yield of 2.60% and a term of 12 months.
In comparison, the top Festgeld high-yield savings accounts are currently offered by J&T Direktbank (3.5% for 120 months) and Raiffeisenbank Wittelsbacher Land (3.33% for 6 months).
You can find an overview of all conditions for the Rediem Capital Rediem Capital fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
Who is behind Rediem Capital?
Rediem Capital is a Swedish credit market company founded in 2024. It is headquartered in Stockholm and supervised by the Swedish Financial Supervisory Authority (Finansinspektionen). The bank offers attractive fixed-term deposits to private customers in several European markets.Since 2026, Rediem Capital has been part of Myntro Group (formerly Alektum Group), a debt collection company founded in 1992 and headquartered in Bremen, Germany.
How safe is my money with Rediem Capital?
Deposits at Rediem Capital are protected under Sweden’s statutory deposit guarantee scheme, administered by the Swedish National Debt Office (Riksgälden), which covers up to 1,150,000 Swedish Crowns (roughly 100,000 euros, depending on the exchange rate) per depositor and bank. Sweden has the top sovereign credit rating (AAA), reflecting a stable and secure banking environment.
See all fixed-term deposits
Check our complete list of time money and easily calculate your possible return.
Best interest rates for Festgeld in Germany in April 2026
How can I manage the Myntro Festgeld account?
The "Myntro Festgeld" is managed through Rediem Bank's online banking platform. The website, including the online application and email contact form, is available in German and partly in English.
How can I open the Rediem Capital “Myntro Festgeld“?
The "" can be opened via an online application on the bank's website. Applicants must be at least 18 years old, have a residence in Germany, and have a German tax ID (Steueridentifikationsnummer). You also need a valid, current account with an IBAN, which serves as a reference account for your Rediem Bank fixed-term deposit to receive or transfer money to other banks.As part of the onboarding process for the "", identity verification is performed. This is done via WebId, a secure platform for uploading your ID and signing the contract digitally.
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