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Rediem Capital Fixed-Term Deposit: Rediem Capital Festgeld Review 2026

Settle in Germany Banking Savings Fixed-Term Deposits Rediem Capital Rediem Capital Festgeld

Christian

Last updated on

In a nutshell:

  • The “Rediem Capital Festgeld” is a fixed-term deposit offered by Rediem Capital.
  • The return on the Rediem Capital fixed-term deposit is dependent on the duration of the deposit. The highest interest is 2.55% annually for a duration of 12 months.
  • Savings are protected under the national deposit insurance scheme of Sweden.

Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Rediem Capital.

How much interest does the Rediem Capital Rediem Capital Festgeld pay?

Rediem Capital offers the fixed-term deposit “Rediem Capital Festgeld” with an annual percentage yield of 2.55% and a term of 12 months.

You can find an overview of all conditions for the Rediem Capital fixed-term deposits below:

Term

Interest rate

Deposit amount

12 months

2.55% (paid At maturity)

Min. €5,000
Max. €90,000
Check details

Who is behind Rediem Capital?

Rediem Capital is a Swedish credit market company founded in 2024. It is headquartered in Stockholm and supervised by the Swedish Financial Supervisory Authority (Finansinspektionen). The bank offers attractive fixed-term deposits to private customers in several European markets.Since 2026, Rediem Capital has been part of Myntro Group (formerly Alektum Group), a debt collection company founded in 1992 and headquartered in Bremen, Germany.

How safe is my money with Rediem Capital?

Deposits at Rediem Capital are protected under Sweden’s statutory deposit guarantee scheme, administered by the Swedish National Debt Office (Riksgälden), which covers up to 1,150,000 Swedish Crowns (roughly 100,000 euros, depending on the exchange rate) per depositor and bank. Sweden has the top sovereign credit rating (AAA), reflecting a stable and secure banking environment.

How can I manage the Rediem Capital Festgeld account?

The "Rediem Capital Festgeld" is managed through Rediem Bank's online banking platform. The website, including the online application and email contact form, is available in German and partly in English.

How can I open the Rediem Capital “Rediem Capital Festgeld“?

The "" can be opened via an online application on the bank's website. Applicants must be at least 18 years old, have a residence in Germany, and have a German tax ID (Steueridentifikationsnummer). You also need a valid, current account with an IBAN, which serves as a reference account for your Rediem Bank fixed-term deposit to receive or transfer money to other banks.As part of the onboarding process for the "", identity verification is performed. This is done via WebId, a secure platform for uploading your ID and signing the contract digitally.
Click here to get your Rediem Capital flexible savings account!

About the Author

Christian is a founding member of and writer at Settle in Germany. He strives to empower expats - whether fleeing war or seeking their next career step - to make their own smart and confident decisions.His guides deliver reliable and objective information about banking and connectivity in Germany. Christian brings in his profound financial and business knowledge from his studies in International Management and a successful long-year track record within international corporations. Having grown up here and lived in six countries across three continents, Christian knows the ins and outs of German particularities and understands what it means to adjust to a new environment. He is deeply immersed in Berlin's expat community, working as a personal coach to support internationals shaping a new life in Germany.

Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).

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