9 months
1% (paid Annually)
Min. €5,000
Max. €100,000
Max. €100,000
Podravska banka Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Podravska banka.
- The return on the Podravska banka fixed-term deposit is dependent on the duration of the deposit. The highest interest is 1.45% annually for a duration of 24 months.
- Savings are protected under the national deposit insurance scheme of Croatia.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Podravska banka.
How much interest does the Podravska banka Festgeld - raisin pay?
Podravska banka offers the fixed-term deposit “Festgeld - raisin” in 7 different terms, with annual percentage yields ranging from 1.00% to 1.45%. The highest interest is paid for the 60-month fixed-term deposit.
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the Podravska banka Podravska banka fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
12 months
1.42% (paid Annually)
Min. €5,000
Max. €100,000
Max. €100,000
18 months
1.42% (paid Annually)
Min. €5,000
Max. €100,000
Max. €100,000
24 months
1.45% (paid Annually)
Min. €5,000
Max. €100,000
Max. €100,000
36 months
1.45% (paid Annually)
Min. €5,000
Max. €100,000
Max. €100,000
48 months
1.45% (paid Annually)
Min. €5,000
Max. €100,000
Max. €100,000
60 months
1.45% (paid Annually)
Min. €5,000
Max. €100,000
Max. €100,000
Who is behind Podravska banka?
Podravska banka d.d. was founded in 1872 and is one of the oldest banks in Croatia. It is headquartered in Koprivnica and currently operates through thirty branches across Croatia.
Specializing in comprehensive financial services, Podravska banka focuses on serving citizens, craftsmen, and small- to medium-sized businesses.
How safe is my money with Podravska banka?
Deposits held with Podravska banka are protected under the Croatian statutory deposit guarantee scheme, administered by the State Agency for Deposit Insurance and Bank Resolution (DAB). Eligible deposits are covered up to €100,000 per depositor and bank in line with EU regulations. Croatia’s sovereign credit rating is in the investment-grade range (A), reflecting a stable credit profile within the EU.
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Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your Podravska banka fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Podravska banka ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Podravska banka “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Podravska banka is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Podravska banka's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Podravska banka. The desired amount will automatically be transferred from your Raisin reference account to Podravska banka.
About the Author
Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).
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