Fixed-Term Deposits Calculator 3/26: ≤ 3.15% Interest Yield for Festgeld in Germany

This fixed-term deposit option by wiLLBe has a duration of 1 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 100,000 euros.

wiLLBe is a digital savings brand operated by Liechtensteinische Landesbank (LLB), one of the largest and longest-established banks in Liechtenstein. Its history dates back to 1861. The wiLLBe platform focuses on modern, app-based savings and investment solutions for retail customers across selected European markets.

Its offering includes flexible savings accounts and investment products designed for customers who value digital access, transparency, and a straightforward user experience. By combining LLB's financial strength with a modern digital interface, wiLLBe positions itself as a tech-driven alternative to traditional savings banks.

Deposits at wiLLBe are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

Read more in our detailed review about wiLLBe Festgeld

This fixed-term deposit option by Collector Bank has a duration of 3 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 500 euros, and the maximum deposit amount is 100,000 euros.

Collector was founded in 1999 and is based in Gothenburg. It is a Swedish digital bank offering financial solutions for private and corporate customers. The bank is a full subsidiary of Norion Bank AB, which is listed on Nasdaq Stockholm.

 Collector's banking services include savings accounts, credit solutions, and digital financial products. In addition, it offers payment solutions for e-commerce and retail, factoring, growth and savings accounts, and real estate loans.

Deposits at Collector Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Collector Bank Festgeld - raisin

This fixed-term deposit option by 1822direkt has a duration of 6 months. Interest on the "Festgeldkonto" is paid annually. The minimum deposit amount is 5,000 euros.

1822direkt is the direct bank brand of Frankfurter Sparkasse and part of the Sparkassen‑Finanzgruppe. Founded in 1996 as an online banking arm, 1822direkt offers retail banking products under a digital-first model while relying on Frankfurter Sparkasse for its banking licence and infrastructure.

The product range focuses on everyday banking and savings: current accounts, a flexible savings account, fixed-term deposits, investment products, and consumer lending. As an online channel within the public Sparkasse network, 1822direkt combines digital ease of use with the reputation and regional backing of Germany’s savings bank group – Germany’s leading banking group in terms of customers.

Deposits at 1822direkt are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about 1822direkt Festgeldkonto

This fixed-term deposit option by pbb direkt has a duration of 24 months. Interest on the "FestgeldPLUS" is paid annually. The minimum deposit amount is 5,000 euros.

pbb direkt is the direct banking arm of Deutsche Pfandbriefbank (pbb), specialising in property finance and corporate lending. pbb direkt offers selected deposit products and savings accounts to retail customers, leveraging the pbb group’s balance-sheet strength and mortgage-backed funding model.

Deposits at pbb direkt are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about pbb direkt FestgeldPLUS

This fixed-term deposit option by Creditplus Bank has a duration of 6 months. Interest on the "Festgeld - raisin" is paid annually.

Creditplus Bank was founded in 1960 and has since maintained its headquarters in Stuttgart, Germany. The bank has a clear focus on consumer loans but also offers savings products.

As a wholly owned subsidiary of CA Consumer Finance, Creditplus Bank is part of the Crédit Agricole banking group, one of the largest in France and worldwide. As part of this banking group, Creditplus Bank is committed to cooperative principles and builds on values such as solidarity, democracy, and mutuality.

Deposits at Creditplus Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Creditplus Bank Festgeld - raisin

This fixed-term deposit option by Alisa Bank has a duration of 12 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.

Alisa Bank Plc is a digital bank based in Helsinki, Finland. Today's company resulted from the merger of Evli Bank Plc and Fellow Finance Plc in 2022. Alisa Bank Plc is publicly listed on the Nasdaq Helsinki. Finland's Financial Supervisory Authority regulates it.

Alisa Bank Plc's core business is providing loans, especially to individuals and small to medium-sized enterprises (SMEs), and helping them manage their daily finances. 

Deposits at Alisa Bank are secured through European Union regulation and the national deposit guarantee scheme of Finland.

Read more in our detailed review about Alisa Bank Festgeld - raisin

This fixed-term deposit option by Alisa Bank has a duration of 18 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.

Alisa Bank Plc is a digital bank based in Helsinki, Finland. Today's company resulted from the merger of Evli Bank Plc and Fellow Finance Plc in 2022. Alisa Bank Plc is publicly listed on the Nasdaq Helsinki. Finland's Financial Supervisory Authority regulates it.

Alisa Bank Plc's core business is providing loans, especially to individuals and small to medium-sized enterprises (SMEs), and helping them manage their daily finances. 

Deposits at Alisa Bank are secured through European Union regulation and the national deposit guarantee scheme of Finland.

Read more in our detailed review about Alisa Bank Festgeld - raisin

This fixed-term deposit option by UmweltBank has a duration of 36 months. Interest on the "UmweltFestzins" is paid annually. The minimum deposit amount is 2,500 euros.

UmweltBank is a German direct bank with a specialised focus on sustainable and ecological finance. Founded in 1994, it aims to support environmentally friendly projects and investments by offering products aligned with sustainability principles. In addition to standard banking solutions, UmweltBank offers savings and deposit products for customers who value ethical, eco-conscious financial services. Its online-centric model enables retail customers across Germany to access competitive savings solutions, with transparent disclosures and a strong commitment to sustainability.

Deposits at UmweltBank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about UmweltBank UmweltFestzins

This fixed-term deposit option by DenizBank has a duration of 3 months. Interest on the "DenizBank Festgeld" is paid at maturity. The minimum deposit amount is 1,000 euros.

DenizBank AG is the Austrian subsidiary of DenizBank A.Ş., an international banking group with roots in Turkey and operations across several countries.

In Germany, DenizBank offers financial products for consumers and businesses. This includes deposit products, credit and financing, and international transfer solutions. DenizBank AG operates as a licensed credit institution under Austrian banking supervision.

Deposits at DenizBank are secured through European Union regulation and the national deposit guarantee scheme of Austria.

Read more in our detailed review about DenizBank DenizBank Festgeld

This fixed-term deposit option by bunq has a duration of 3 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 100,000 euros.

Founded in 2012, bunq is a Netherlands-based neo-bank operating throughout the EU. It considers itself a pioneer in sustainable banking, allowing customers to choose where and how their money is invested.

In addition to standard day-to-day banking and payments, bunq offers savings features - including dedicated savings accounts that let users set aside money, earn interest, and manage funds directly through the bunq mobile app. Its platform is designed for people who prefer fully digital banking without traditional branch networks.

Deposits at bunq are secured through European Union regulation and the national deposit guarantee scheme of the Netherlands.

Read more in our detailed review about bunq Festgeld

This fixed-term deposit option by DKB has a duration of 12 months. Interest on the "Festgeld" is paid quarterly. The minimum deposit amount is 2,500 euros.

DKB (Deutsche Kreditbank AG) is probably the most established online bank in Germany, with its headquarters in Berlin and a founding date of 1990. It is backed by the State Bank of Bavaria (BayernLB) and is known for offering one of the most popular German current accounts. Moreover, DKB provides a comprehensive range of retail banking and investment products, including savings and deposit accounts, credit and lending solutions, and securities services. It serves both private and business customers across Germany.

Deposits at DKB are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about DKB Festgeld

This fixed-term deposit option by DKB has a duration of 6 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 2,500 euros.

DKB (Deutsche Kreditbank AG) is probably the most established online bank in Germany, with its headquarters in Berlin and a founding date of 1990. It is backed by the State Bank of Bavaria (BayernLB) and is known for offering one of the most popular German current accounts. Moreover, DKB provides a comprehensive range of retail banking and investment products, including savings and deposit accounts, credit and lending solutions, and securities services. It serves both private and business customers across Germany.

Deposits at DKB are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about DKB Festgeld

This fixed-term deposit option by Santander has a duration of 6 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 2,500 euros.

Santander in Germany operates under the Santander Consumer Bank and Santander Bank brands and is part of the Spain-based Banco Santander group. The group is a leading international banking conglomerate with approximately 165 million clients. The bank offers retail banking, consumer finance, mortgages, savings, and investment products across many countries. In Germany, Santander focuses on consumer lending and retail banking services.

Deposits at Santander are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about Santander Festgeld

This fixed-term deposit option by Kommunalkredit Invest DE has a duration of 6 months. Interest on the "Kommunalkredit Invest Festgeld" is paid at maturity. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 500,000 euros.

Kommunalkredit Invest is a financial institution based in Vienna, Austria, that provides a range of investment and savings products, including savings accounts and fixed‑term deposits.As part of the broader Kommunalkredit Group, founded in 1958, it focuses on financing and investment solutions for larger infrastructure projects.

Retail customers can access deposit products such as Tagesgeld via digital channels and partner platforms.

Deposits at Kommunalkredit Invest DE are secured through European Union regulation and the national deposit guarantee scheme of Austria.

Read more in our detailed review about Kommunalkredit Invest DE Kommunalkredit Invest Festgeld

This fixed-term deposit option by SWK Bank has a duration of 3 months. Interest on the "Festgeldkonto" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 250,000 euros.

SWK Bank is a German direct bank based in Mainz. It specialises in consumer lending, savings, and deposit products for private customers. Established as part of the SWK Finanzgruppe, the bank offers flexible savings accounts, fixed‑term deposits and loan products with a focus on simplicity and digital accessibility.

SWK Bank aims to provide competitive interest rates on savings and a straightforward online experience.

Deposits at SWK Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about SWK Bank Festgeldkonto