Fixed-Term Deposits Calculator 3/26: ≤ 3.15% Interest Yield for Festgeld in Germany

This fixed-term deposit option by comdirect has a duration of 24 months. Interest on the "Festgeldkonto" is paid annually. The minimum deposit amount is 500 euros.

comdirect started in 1994 as a direct bank under Commerzbank’s initiative and only became an integral part of Commerzbank Group – Germany’s second-largest private bank - after a full takeover in 2020. Initially positioned as a low-cost, online brokerage and current account provider, comdirect offers current accounts, savings and deposit products, broker services, and digital banking tools. Since integration into Commerzbank the comdirect brand continues to operate as a digital retail channel within the wider Commerzbank group.

Deposits at comdirect are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about comdirect Festgeldkonto

This fixed-term deposit option by comdirect has a duration of 60 months. Interest on the "Festgeldkonto" is paid annually. The minimum deposit amount is 500 euros.

comdirect started in 1994 as a direct bank under Commerzbank’s initiative and only became an integral part of Commerzbank Group – Germany’s second-largest private bank - after a full takeover in 2020. Initially positioned as a low-cost, online brokerage and current account provider, comdirect offers current accounts, savings and deposit products, broker services, and digital banking tools. Since integration into Commerzbank the comdirect brand continues to operate as a digital retail channel within the wider Commerzbank group.

Deposits at comdirect are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about comdirect Festgeldkonto

This fixed-term deposit option by Klarna has a duration of 6 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 500 euros, and the maximum deposit amount is 100,000 euros.

Klarna Bank is part of the Swedish fintech company Klarna Group, founded in 2005 and headquartered in Stockholm, Sweden. Its stocks have been publicly listed at the New York Stock Exchange since 2025.

Initially focused on providing “buy now, pay later” payment solutions, Klarna has expanded into consumer banking services, including deposits, credit cards, and savings accounts. Klarna Bank offers its products digitally to European customers, combining innovative fintech solutions with traditional banking functions. Klarna operates under Swedish banking regulation and is supervised by the Swedish Financial Supervisory Authority.

Deposits at Klarna are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Klarna Festgeld - raisin

This fixed-term deposit option by Klarna has a duration of 3 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 500 euros, and the maximum deposit amount is 100,000 euros.

Klarna Bank is part of the Swedish fintech company Klarna Group, founded in 2005 and headquartered in Stockholm, Sweden. Its stocks have been publicly listed at the New York Stock Exchange since 2025.

Initially focused on providing “buy now, pay later” payment solutions, Klarna has expanded into consumer banking services, including deposits, credit cards, and savings accounts. Klarna Bank offers its products digitally to European customers, combining innovative fintech solutions with traditional banking functions. Klarna operates under Swedish banking regulation and is supervised by the Swedish Financial Supervisory Authority.

Deposits at Klarna are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Klarna Festgeld - raisin

This fixed-term deposit option by Estably has a duration of 12 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 50,000 euros.

Estably is a digital savings and wealth management platform founded in 2019 and based in Liechtenstein, specialising in investment and deposit products for private customers across Europe. Rather than operating as a traditional full-service bank, Estably focuses exclusively on financial solutions and partners with licensed banks in Liechtenstein and Europe to provide its products.

Deposits at Estably are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

Read more in our detailed review about Estably Festgeld

This fixed-term deposit option by TARGOBANK has a duration of 6 months. Interest on the "Festgeld" is paid semi-annually. The minimum deposit amount is 2,500 euros.

TARGOBANK emerged from the German subsidiary of American Citibank. It still operates under a German banking license but has been part of Crédit Mutuel, a cooperative and France's fifth-largest bank, since 2008.

TARGOBANK is a full-service retail bank headquartered in Düsseldorf, with a network of branches and a strong online presence. TARGOBANK's offerings are designed to serve private individuals and small business owners. This includes a wide range of financial products, such as current accounts, credit and loan products, savings and investment accounts, and retirement solutions. The bank aims to combine personalised service with digital convenience, allowing customers to conduct everyday banking either in-branch or via its online and mobile channels.

Deposits at TARGOBANK are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about TARGOBANK Festgeld

This fixed-term deposit option by Alisa Bank has a duration of 3 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.

Alisa Bank Plc is a digital bank based in Helsinki, Finland. Today's company resulted from the merger of Evli Bank Plc and Fellow Finance Plc in 2022. Alisa Bank Plc is publicly listed on the Nasdaq Helsinki. Finland's Financial Supervisory Authority regulates it.

Alisa Bank Plc's core business is providing loans, especially to individuals and small to medium-sized enterprises (SMEs), and helping them manage their daily finances. 

Deposits at Alisa Bank are secured through European Union regulation and the national deposit guarantee scheme of Finland.

Read more in our detailed review about Alisa Bank Festgeld - raisin

This fixed-term deposit option by Alisa Bank has a duration of 6 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.

Alisa Bank Plc is a digital bank based in Helsinki, Finland. Today's company resulted from the merger of Evli Bank Plc and Fellow Finance Plc in 2022. Alisa Bank Plc is publicly listed on the Nasdaq Helsinki. Finland's Financial Supervisory Authority regulates it.

Alisa Bank Plc's core business is providing loans, especially to individuals and small to medium-sized enterprises (SMEs), and helping them manage their daily finances. 

Deposits at Alisa Bank are secured through European Union regulation and the national deposit guarantee scheme of Finland.

Read more in our detailed review about Alisa Bank Festgeld - raisin

This fixed-term deposit option by Alisa Bank has a duration of 9 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.

Alisa Bank Plc is a digital bank based in Helsinki, Finland. Today's company resulted from the merger of Evli Bank Plc and Fellow Finance Plc in 2022. Alisa Bank Plc is publicly listed on the Nasdaq Helsinki. Finland's Financial Supervisory Authority regulates it.

Alisa Bank Plc's core business is providing loans, especially to individuals and small to medium-sized enterprises (SMEs), and helping them manage their daily finances. 

Deposits at Alisa Bank are secured through European Union regulation and the national deposit guarantee scheme of Finland.

Read more in our detailed review about Alisa Bank Festgeld - raisin

This fixed-term deposit option by FCM Bank has a duration of 3 months. Interest on the "Festgeld - raisin" is paid annually.

FCM Bank is a Maltese bank licensed and regulated by the Malta Financial Services Authority (MFSA). The bank specializes in deposit and lending products targeted at retail and corporate clients within the European Economic Area. FCM Bank was founded in 2010 and was taken over by the Czech SAB Group in November 2017.

Deposits at FCM Bank are secured through European Union regulation and the national deposit guarantee scheme of Malta.

Read more in our detailed review about FCM Bank Festgeld - raisin

This fixed-term deposit option by Estably has a duration of 6 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 50,000 euros.

Estably is a digital savings and wealth management platform founded in 2019 and based in Liechtenstein, specialising in investment and deposit products for private customers across Europe. Rather than operating as a traditional full-service bank, Estably focuses exclusively on financial solutions and partners with licensed banks in Liechtenstein and Europe to provide its products.

Deposits at Estably are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

Read more in our detailed review about Estably Festgeld

This fixed-term deposit option by comdirect has a duration of 12 months. Interest on the "Festgeldkonto" is paid annually. The minimum deposit amount is 500 euros.

comdirect started in 1994 as a direct bank under Commerzbank’s initiative and only became an integral part of Commerzbank Group – Germany’s second-largest private bank - after a full takeover in 2020. Initially positioned as a low-cost, online brokerage and current account provider, comdirect offers current accounts, savings and deposit products, broker services, and digital banking tools. Since integration into Commerzbank the comdirect brand continues to operate as a digital retail channel within the wider Commerzbank group.

Deposits at comdirect are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about comdirect Festgeldkonto

This fixed-term deposit option by BankB has a duration of 12 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 100,000 euros.

BankB, formerly known as CKV Spaarbank, is an independent savings bank in Belgium, founded in 1956. Its headquarters are located in Waregem, Belgium. The bank offers a diverse range of traditional savings products and customized credit solutions catered to both private and business customers. As a non-listed financial institution, BankB is regulated by the Belgian National Bank and the Financial Services and Markets Authority (FSMA).

Deposits at BankB are secured through European Union regulation and the national deposit guarantee scheme of Belgium.

Read more in our detailed review about BankB Festgeld - raisin

This fixed-term deposit option by BankB has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 100,000 euros.

BankB, formerly known as CKV Spaarbank, is an independent savings bank in Belgium, founded in 1956. Its headquarters are located in Waregem, Belgium. The bank offers a diverse range of traditional savings products and customized credit solutions catered to both private and business customers. As a non-listed financial institution, BankB is regulated by the Belgian National Bank and the Financial Services and Markets Authority (FSMA).

Deposits at BankB are secured through European Union regulation and the national deposit guarantee scheme of Belgium.

Read more in our detailed review about BankB Festgeld - raisin

This fixed-term deposit option by BankB has a duration of 3 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 1,000 euros, and the maximum deposit amount is 100,000 euros.

BankB, formerly known as CKV Spaarbank, is an independent savings bank in Belgium, founded in 1956. Its headquarters are located in Waregem, Belgium. The bank offers a diverse range of traditional savings products and customized credit solutions catered to both private and business customers. As a non-listed financial institution, BankB is regulated by the Belgian National Bank and the Financial Services and Markets Authority (FSMA).

Deposits at BankB are secured through European Union regulation and the national deposit guarantee scheme of Belgium.

Read more in our detailed review about BankB Festgeld - raisin