Fixed-Term Deposits Calculator 3/26: ≤ 3.15% Interest Yield for Festgeld in Germany

This fixed-term deposit option by pbb direkt has a duration of 12 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros.

The new interest rate applies only to new customers and to existing customers who have not previously deposited capital into savings or fixed-term deposit accounts, up to a total amount of €250,000. The interest rate remains unchanged for existing fixed-term deposit accounts.

pbb direkt is the direct banking arm of Deutsche Pfandbriefbank (pbb), specialising in property finance and corporate lending. pbb direkt offers selected deposit products and savings accounts to retail customers, leveraging the pbb group’s balance-sheet strength and mortgage-backed funding model.

Deposits at pbb direkt are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about pbb direkt Festgeld

This fixed-term deposit option by GEFA Bank has a duration of 12 months. Interest on the "GEFA ZinsWachstum 6 Jahre" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 500,000 euros.

GEFA Bank is a German specialist bank focused on equipment and vehicle financing for businesses and corporate customers. Part of the Crédit Agricole group - France’s second-largest financial provider - GEFA offers leasing, installment loans, and financing solutions rather than broad retail deposit products. However, they also offer savings accounts to private consumers.

Deposits at GEFA Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about GEFA Bank GEFA ZinsWachstum 6 Jahre

This fixed-term deposit option by Avida Finans has a duration of 6 months. Interest on the "Festgeld - raisin" is paid semi-annually.

Avida Finans is a Swedish financial institution specializing in consumer credit and deposit products in the Scandinavian market. Founded in 1983, the bank has 120 employees and is listed on the NOTC stock exchange in Oslo. Avida Finans focuses on providing digital savings and lending solutions targeting retail clients as well as corporate credit and factoring products.

Deposits at Avida Finans are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Avida Finans Festgeld - raisin

This fixed-term deposit option by FCM Bank has a duration of 9 months. Interest on the "Festgeld - raisin" is paid annually.

FCM Bank is a Maltese bank licensed and regulated by the Malta Financial Services Authority (MFSA). The bank specializes in deposit and lending products targeted at retail and corporate clients within the European Economic Area. FCM Bank was founded in 2010 and was taken over by the Czech SAB Group in November 2017.

Deposits at FCM Bank are secured through European Union regulation and the national deposit guarantee scheme of Malta.

Read more in our detailed review about FCM Bank Festgeld - raisin

This fixed-term deposit option by FCM Bank has a duration of 12 months. Interest on the "Festgeld - raisin" is paid annually.

FCM Bank is a Maltese bank licensed and regulated by the Malta Financial Services Authority (MFSA). The bank specializes in deposit and lending products targeted at retail and corporate clients within the European Economic Area. FCM Bank was founded in 2010 and was taken over by the Czech SAB Group in November 2017.

Deposits at FCM Bank are secured through European Union regulation and the national deposit guarantee scheme of Malta.

Read more in our detailed review about FCM Bank Festgeld - raisin

This fixed-term deposit option by J&T Banka has a duration of 12 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.

In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.

Deposits at J&T Banka are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.

Read more in our detailed review about J&T Banka Festgeld - raisin

This fixed-term deposit option by J&T Banka has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.

In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.

Deposits at J&T Banka are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.

Read more in our detailed review about J&T Banka Festgeld - raisin

This fixed-term deposit option by J&T Banka has a duration of 36 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.

In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.

Deposits at J&T Banka are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.

Read more in our detailed review about J&T Banka Festgeld - raisin

This fixed-term deposit option by J&T Banka has a duration of 60 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.

In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.

Deposits at J&T Banka are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.

Read more in our detailed review about J&T Banka Festgeld - raisin

This fixed-term deposit option by J&T Banka has a duration of 48 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.

In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.

Deposits at J&T Banka are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.

Read more in our detailed review about J&T Banka Festgeld - raisin

This fixed-term deposit option by J&T Banka has a duration of 18 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.

In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.

Deposits at J&T Banka are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.

Read more in our detailed review about J&T Banka Festgeld - raisin

This fixed-term deposit option by J&T Banka has a duration of 30 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.

In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.

Deposits at J&T Banka are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.

Read more in our detailed review about J&T Banka Festgeld - raisin

This fixed-term deposit option by pbb direkt has a duration of 12 months. Interest on the "FestgeldPLUS" is paid annually. The minimum deposit amount is 5,000 euros.

pbb direkt is the direct banking arm of Deutsche Pfandbriefbank (pbb), specialising in property finance and corporate lending. pbb direkt offers selected deposit products and savings accounts to retail customers, leveraging the pbb group’s balance-sheet strength and mortgage-backed funding model.

Deposits at pbb direkt are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about pbb direkt FestgeldPLUS

This fixed-term deposit option by SWK Bank has a duration of 1 months. Interest on the "Festgeldkonto" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 250,000 euros.

SWK Bank is a German direct bank based in Mainz. It specialises in consumer lending, savings, and deposit products for private customers. Established as part of the SWK Finanzgruppe, the bank offers flexible savings accounts, fixed‑term deposits and loan products with a focus on simplicity and digital accessibility.

SWK Bank aims to provide competitive interest rates on savings and a straightforward online experience.

Deposits at SWK Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about SWK Bank Festgeldkonto

This fixed-term deposit option by imprebanca has a duration of 36 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 10,000 euros, and the maximum deposit amount is 100,000 euros.

imprebanca was founded in the Italian capital, Rome, in 2008. imprebanca follows a multichannel approach, accessible through branches, ATMs, and a comprehensive online banking offering. It provides tailor-made products and services for private and business customers.

The majority of imprebanca's shares are owned by 40 entrepreneurs, with the remaining 40 percent divided equally between the established players Generali Italia S.p.A. and Banca Finnat Euramerica. 

Deposits at imprebanca are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about imprebanca Festgeld - raisin