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Renault Bank direkt Renault Bank Tagesgeld for Expats in Germany

The Tagesgeldkonto by Renault Bank direkt offers a top interest rate of 4.1%, and is available to eligible residents in Germany.

Written by Christian - German Expat Banking & Connectivity Expert
Last update: September 3, 2026Last data check: September 11, 2026

Renault Bank direkt Renault Bank Tagesgeld at a Glance

Account type	Tagesgeld / flexible savings
Promotional rate	4.1% for 4 months
Balance for promotional rate	€0 - 250000
Ongoing rate	2%
Interest Payout	Monthly
Balance for regular interest	€0 - 250000
Deposit protection	France (up to €100,000 per customer)

Open Renault Bank direkt Renault Bank Tagesgeld

How Much Interest Can You Earn with the Renault Bank direkt Renault Bank Tagesgeld?

Enter your savings amount and planned savings period to estimate how much interest you could earn with this account:

Renault Bank direkt
Renault Bank Tagesgeld

€ 205.70
est. interest

4.11%

annual percentage yield

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How Can I Manage the Renault Bank direkt Renault Bank Tagesgeld?

You manage the Renault Bank Tagesgeld via Renault Bank direkt's online-banking portal or the dedicated banking app "Renault Bank direkt Banking" for iOS and Android. You also need the "SecureGo+ Renault Bank direkt" application to confirm transactions securely.

Through these digital channels, you can view balances, make transfers to/from your linked reference account, receive digital statements, and handle account settings. Support is available via live chat, e-mail, or the online banking postbox. The web interface is entirely in German, and the mobile app also supports English.

How Can I Open the Renault Bank direkt Renault Bank Tagesgeld?

To open the Renault Bank Tagesgeld, you apply online via the Renault Bank direkt website. You require a German reference current account with a German IBAN for payouts, as well as a German residence and postal address. You must be at least 18 years old; however, there are separate savings options for minors (U18). Moreover, you need a mobile device to use the application to generate secure transaction codes (TAN). Identity verification for the Renault flexible savings account is handled digitally (via VideoIdent or electronic German "eID") or at a post office branch (PostIdent). After registration, you will receive the final legitimation pin code by post.

Good to Know

Not sure if this account is right for you? Compare current Tagesgeld rates and estimated returns across available accounts in Germany.

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About Renault Bank direkt
Renault Bank direkt is the German online bank of the Renault Group and a division of RCI Banque SA. Founded in 1924, RCI Banque SA is a wholly-owned subsidiary of the car manufacturer Renault SAS and offers automotive financial services in around 40 countries worldwide. They also offer retail banking and savings services to private customers in Germany. Renault Bank direkt markets itself as a reliable, no-frills option for savers who want flexible access to their funds while benefiting from solid banking infrastructure.
Renault Bank direkt Deposit Protection

Open Renault Bank direkt Renault Bank Tagesgeld

About the Author

Christian is a founding member of and writer at Settle in Germany. He strives to empower expats - whether fleeing war or seeking their next career step - to make their own smart and confident decisions.His guides deliver reliable and objective information about banking and connectivity in Germany. Christian brings in his profound financial and business knowledge from his studies in International Management and a successful long-year track record within international corporations. Having grown up here and lived in six countries across three continents, Christian knows the ins and outs of German particularities and understands what it means to adjust to a new environment. He is deeply immersed in Berlin's expat community, working as a personal coach to support internationals shaping a new life in Germany.

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This content is for general information only and does not constitute personalized financial advice or a recommendation to use any particular product or provider. Product features, rates, fees, eligibility requirements, and terms can change. Please conduct your own research and seek independent professional advice where appropriate. Always verify the current terms with the provider before purchasing a service or opening an account.