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Best Health Insurance in Germany Public vs. Private Options 2024

Last Update: 16 February 2024

1. Finding German Health Insurance for Foreigners

The German health insurance system is distinct. It is private and public at the same time. It covers everyone and everything – but of course, there are exceptions. Coming to Germany as an expatriate or international student, navigating the country’s healthcare system can be challenging. How to find the cheapest health insurance company with the best coverage as a student, freelancer, expat, employee, or with a job-seeker visa?

Having proper health insurance is essential and even legally required. This article explains how the German healthcare system works and how you can pick the right coverage at a private or statutory health insurance provider in Germany.

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  • The information provided in this post is non-binding and for informational purposes only. It does not represent a complete market overview. We do not take responsibility for the accuracy and up-to-dateness of the information provided. Please re-check the final conditions and prices on the providers’ websites (§18 ZKG).
  • We do not intend to provide advice related to healthcare or insurances. Please contact a professional expert for personal consultation.
  • Some of the links in this article are promotional links. We gain a commission if you purchase an item or open an account following this link. It helps us keep this site running and does not come at any cost to you.

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