Best Bank Accounts in Germany
Compare 16 Free German Current Accounts and Credit Cards
We offer the most comprehensive English overview for you to find the best bank account in Germany (“Girokonto”). This list of retail and online banks compares free current accounts in terms of debit/ credit cards, cash withdrawals, residence/ job requirements, English customer support, sign-up bonus and more. Once chosen, use the links to directly open your German bank account.
Last updated: 25 January 2021
Our Recommendations: Best Banks in Germany
Best retail banks
(1) HypoVereinsbank (2) Commerzbank (3) TARGOBANK
Best banks with English support
(1) N26 (2) Vivid Money, Tomorrow (3) Commerzbank
Best banks for non-residents
(1) N26 (2) Vivid Money, Tomorrow (3) comdirect
Full Overview: Comparison of Free Current Accounts in Germany (“Girokonto”)
Commercial partner
No monthly fee
Commercial partner
Commercial partner
Commercial partner
No monthly fee
Commercial partner
No monthly fee
Commercial partner
Commercial partner
Commercial partner
Commercial partner
No monthly fee
Commercial partner
Commercial partner
Commercial partner
Commercial partner
Commercial partner
Consorsbank
(by BNP Paribas)
"Girokonto"
No monthly fee
ING "Girokonto"
This overview is a non-binding service to compare German bank accounts. It does not represent a complete market overview. We do not take responsibility for the accurateness and up-to-dateness of the information provided on the list. Please re-check the final conditions and prices on the banks’ websites (§18 ZKG).
Put your mouse cursor over the symbols to find out more about the features of the current account.
Get to know the basics about German banks in our article about opening a bank account in Germany.
Do you need help? Just use the comment function on the bottom and we are glad to provide individual support to find the best bank account and credit card.
June 21, 2019 @ 4:31 pm
Thanks a heap! This site is great and the best I found for non-natives. Your comparison helped me a lot to open a German current account.
July 1, 2019 @ 9:08 pm
Thank you so much for the compliments. We hope that you found the best current account and you are happy with your choice.
July 3, 2020 @ 6:45 am
Like!! I blog quite often and I genuinely thank you for your information. The article has truly peaked my interest.
September 24, 2020 @ 8:42 am
even though my german isn’t good, i opened a bank account with DKB. it was super easy and i’m very happy. thanks for providing all this information.
September 28, 2020 @ 8:01 pm
Thanks Javier. Glad to hear that you are happy with the account. Feel free to drop a message if you have any questions.